Cashflow & Payoff vs Float Cashflow
Price, ratings, monetisation and update history for both apps, side by side β with what reviewers say about each.
Cashflow & Payoff
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This is a simple application to track payback against items purchased. It will calculate the needed monthly payments in order to pay off the item by the due date to allow you track how much you are committed to on a monthly basis
Float Cashflow
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Float was built around a simple idea: categorizing every purchase never really helped me, but seeing what I need to pay and whether Iβll make it to my next paycheck did. Float helps you track your balance, upcoming bills, paychecks, and reserve savings in a clean, easy to understand timeline. Instead of focusing on complicated budgeting categories, Float focuses on short term cash flow so you can quickly see whatβs coming up and avoid surprises. Features include: β’ Cash flow forecasting β’ Upcoming bill and paycheck tracking β’ Multiple accounts β’ Reserve and savings goals β’ Simple, distraction free design β’ Local storage, your data stays on your device Float is built for people who want clarity without the complexity of traditional budgeting apps.
Screenshots
Verdict
The clearest difference is iOS requirement: Cashflow & Payoff at 15.1 against Float Cashflow's 18.0. On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Cashflow & Payoff ships an update every 4 days, Float Cashflow weekly. The most recent releases landed on October 25, 2026 and October 8, 2026 respectively.
| Parameter | Cashflow & Payoff | Float Cashflow |
|---|---|---|
| Price | Free | Free |
| Update frequency | Every 4 days β better | Weekly |
| Ads | No | No |
| In-app purchases | No | No |
| Devices | iPhone, iPad, iPod β better | iPhone, iPad |
| Requires iOS | 15.1 β better | 18.0 |
| Further details β not scored | ||
| Size | 42 MB | 3 MB |
| Age rating | 4+ | 4+ |
| Developer | IAN GUNYON | BOYIN SMITH |
In-app purchases
Cashflow & Payoff
No in-app purchases
Float Cashflow
No in-app purchases
Questions
Is Cashflow & Payoff free?
Is Float Cashflow free?
Do Cashflow & Payoff or Float Cashflow have ads?
Which is updated more often, Cashflow & Payoff or Float Cashflow?
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