Comparison

Millr vs Moatly.

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Millr

Features
Read full description

Millr is the all-in-one app for Bitcoin. — Track the price in real time along with the most relevant market data (market cap, volume, all-time high, price in gold, and more). — Create multiple portfolios with recurring buys (DCA) so you never lose sight of your balance and its value in any currency. — Add and save any Bitcoin address to monitor its balance and transactions — whether it's your own wallets, a friend's, or even Satoshi's. — Set up customizable price alerts with push notifications so you never miss a move. — Add and personalize widgets for the price and your portfolio value right on your home screen. Millr is built for Bitcoin maxis — those of us who don't care about the rest of the crypto noise and just want the essential information, delivered quickly, cleanly, and elegantly. We're always happy to hear your ideas for new features or ways to make the app even better. Feel free to drop us a line at hello@millrbtc.com. Stay humble, stack Sats!

About

Moatly.

This app provides a structured framework for stock analysis, focusing on understanding a business, its competitive advantages, management quality, and valuation. It offers automated financial data, personalized scores, and an AI mentor to help investors make informed decisions without guesswork.

Highlights
  • Moatly Valuation Framework
  • Automated financial data
  • Personalized Meaning score
  • Stock ideas based on Circle of Competence
  • Unlimited Watchlist with alerts
  • AI mentor and analyst
  • Scenario testing
Features
Read full description

Search any stock. Get four scores and the price worth paying. Most investors know what to buy. Few know why. Moatly fixes that. Built around the Moatly Valuation Framework — Meaning, MOAT, Management, and Margin of Safety — it turns hours of research into a conviction score for any stock you search. No spreadsheets. No guesswork. Browse and value any company before you create anything. No account needed, no card to try it. THE MOATLY VALUATION FRAMEWORK: MEANING — Do you actually understand this business? Moatly scores your fit using your Circle of Competence and a five-question Conviction Check. MOAT — Does this business have a durable competitive advantage? Scored on revenue, earnings, equity, operating cash flow, and free cash flow growth across 10 years. No analyst opinions — just the math. MANAGEMENT — Is leadership genuinely owner-oriented? Scored on ROE, ROIC, ROA, debt discipline, and a proprietary MER Score. Great businesses are routinely destroyed by poor stewards. MARGIN OF SAFETY — Is today's price below what this business is worth? Three independent methods — Intrinsic-Value-based Margin of Safety, 10-CAP, and Payback Time. Know the math. Make your own call. DISCOVER — BROWSE THE WHOLE UNIVERSE: Over 900 companies scored and sortable. Filter by moat, management, margin of safety, sector or industry — or open "In the Value Zone" for everything trading below its value price today. Start from the idea, not the ticker. SUPERINVESTOR ACTIVITY — WHO ELSE OWNS IT: Moatly reads 13F filings and shows you, for any stock: - Which investors hold it, and how much of their portfolio it is - What they did last quarter — new, added, trimmed, or exited - A page per investor: portfolio, concentration, recent moves MOATLYAI — YOUR PERSONAL MENTOR & ANALYST: Answers grounded in your Watchlist, your scores, and real fundamentals. - MOAT deep analysis: moat type, durability, and risk signals - Management assessment: capital allocation track record and red flags - Daily insight: a personal observation on your Watchlist each morning WHY MOATLY IS DIFFERENT: Other apps give you more data and leave you to interpret it. Moatly gives you the four questions every serious investor must answer before committing a dollar. FEATURES: - Automatic financial data — EPS, FCF and growth rates, instantly - Meaning score and stock ideas based on your Circle of Competence - Superinvestor 13F holdings for any US-listed stock - Watchlist with value zone alerts — 3 companies free, unlimited on any plan - Scenario testing — adjust any input, see results live - Earnings calendar for your Watchlist stocks - Unlimited AI mentor conversations SUBSCRIPTIONS: - Free — browse and value every company, and track 3 on your Watchlist with value zone alerts. - Moatly Investor — $14.99/month The complete framework for every stock you analyze. - Moatly Investor + AI — $24.99/month Everything in Investor, plus MoatlyAI. Both plans are auto-renewable monthly subscriptions with a free first month — no charge until your trial ends. Payment is charged to your Apple ID at confirmation of purchase. Subscriptions renew automatically unless canceled at least 24 hours before the current period ends. Manage or cancel anytime in your Apple ID settings. Terms of Use: https://getmoatly.com/terms.html Privacy Policy: https://getmoatly.com/privacy.html DISCLAIMER: Moatly is an analytical and educational tool from Moatly LLC, which is not a registered investment adviser or broker-dealer. Nothing in the app constitutes investment, financial, legal, or tax advice, or a recommendation to buy, sell, or hold any security. All scores, valuations, and projections are estimates based on available data, may contain errors, and are not guarantees of future results. MoatlyAI responses are AI-generated and may be inaccurate. Always do your own due diligence, and consider consulting a licensed financial professional before investing.

Screenshots

Millr4 screens
Moatly.4 screens

Verdict

The call

The clearest difference is in-app purchases: Millr at none against Moatly.'s 2. Moatly.'s advantage is update cadence (weekly vs every 4 weeks) and iOS requirement (14.0.0 vs 17.0). On price, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Moatly. sells 2 in-app purchases, starting at $14.99 per month. Millr asks for nothing beyond the download.

UpkeepUpdate frequency

Millr ships an update every 4 weeks, Moatly. weekly. Both last shipped on October 31, 2026.

Scorecard3 real differences · 7 level
Millr versus Moatly.: the parameters behind the verdict, then further details
ParameterMillrMoatly.
PriceFreeFree
Rating—5.0 (4 ratings) — better
Positive reviews—100.0% of reviews
Number of ratings—4 — better
Update frequencyEvery 4 weeksWeekly — better
AdsNoNo
In-app purchasesNo — betterYes
Monetization—Free with in-app purchases
DevicesiPhoneiPhone, iPod — better
Requires iOS17.014.0.0 — better
Further details — not scored
Size16 MB42 MB
Age rating4+4+
DeveloperJose Maria DelgadoelloBEE, LLC.

In-app purchases

None

Millr

No in-app purchases

2 purchases

Moatly.

Subscriptions2
  • Moatly Investor1 Month trial$14.991 Month
  • Moatly Investor + AI1 Month trial$24.991 Month

Questions

Is Millr free?
Millr is free to download, with no in-app purchases.
Is Moatly. free?
Moatly. is free to download, with in-app purchases available.
Do Millr or Moatly. have ads?
Neither Millr nor Moatly. shows ads.
Which is updated more often, Millr or Moatly.?
Millr ships an update every 4 weeks, and Moatly. weekly. Most recently, Millr was updated on October 31, 2026 and Moatly. on October 31, 2026.

Other comparisons