Comparison

mmCashBook vs Pocket Flow

Price, ratings, monetisation and update history for both apps, side by side โ€” with what reviewers say about each.

Head to head
About

mmCashBook

Features
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MM Cashbook โ€” Smart Money Manager Take full control of your finances with MM Cashbook โ€” the all-in-one cashbook app designed for individuals, freelancers, small businesses, and teams. Track daily expenses, manage business cash flow, or collaborate with your team on shared finances โ€” all in one beautiful, easy-to-use app. CASHBOOK MANAGEMENT Create multiple cashbooks for different purposes โ€” personal savings, business accounts, project budgets, or family expenses. Each cashbook keeps your income and expenses cleanly separated with custom categories, payment methods, and detailed notes. AI-POWERED RECEIPT SCANNING Stop typing transactions manually. Take a photo of any receipt, invoice, or bill and let AI extract the amount, date, merchant, and category automatically. Save time and eliminate errors from your records. VOICE INPUT Add transactions hands-free using natural voice input. Just speak the amount and description โ€” perfect when you're on the go or want a faster way to record spending. TEAM CASHBOOKS & COLLABORATION Invite teammates, staff, or family members to a shared cashbook. Assign role-based permissions โ€” Owner, Editor, Operator, or Viewer. Collaborate on finances in real time with a full audit trail of every change. REPORTS & ANALYTICS Understand your financial health with interactive charts and reports. View income vs. expense comparisons, category breakdowns, and spending trends over any date range. Export reports anytime. BUDGETS & SPENDING ALERTS Set monthly budgets for any category and track progress automatically. Get notified before you overspend so you can make smarter decisions throughout the month. RECURRING TRANSACTIONS Schedule recurring income and expenses on daily, weekly, or monthly intervals. Never forget a subscription, rent payment, or salary entry again. DATA IMPORT & EXPORT Import transactions from CSV files in seconds. Export your data anytime in CSV format for use in Excel, Google Sheets, or accounting software. Your data always belongs to you. SECURITY & PRIVACY Your financial data is protected with cloud security. Enable app lock with PIN or biometric authentication (Face ID / Touch ID) to prevent unauthorized access. FREE TO START โ€” UPGRADE WHEN READY MM Cashbook is free with generous core features. Upgrade to Standard or Pro when you need more. STANDARD PLAN: Unlimited transaction imports Budget tracking & recurring transactions Ad-free experience Extended AI & voice input limits PRO PLAN: Everything in Standard Maximum AI & voice input (50/day) App integration support Priority customer support FEATURES: Multiple cashbooks & custom categories AI receipt & invoice scanning Voice transaction entry Team collaboration with roles Income & expense reports with charts Budget tracking with alerts Recurring transactions CSV import & export Multi-currency support Payment method tracking Contact tagging App lock with PIN & biometrics Dark mode Cloud sync across devices Download MM Cashbook today and manage your money the smart way. Terms of Use: https://cb.mmhub.info/terms.html Privacy Policy: https://cb.mmhub.info/privacy.html

About

Pocket Flow

Features
Read full description

Pocket Flow is a smart, privacy-first personal finance app that helps you understand and control your spending. TRACK YOUR MONEY - Add transactions manually in seconds - Scan receipts with AI โ€” amount and category detected automatically - Scan NBS payment QR codes instantly - Set up recurring transactions for rent, subscriptions and bills UNDERSTAND YOUR SPENDING - Visual spending breakdown by category - Monthly analytics with beautiful charts - Set budget limits per category and get warned before you overspend - Track income, expenses and savings in one place AUTOMATE WITH APPLE PAY - Log every Apple Pay purchase automatically via Shortcuts - Amount and merchant detected instantly - Choose category from your list โ€” done in seconds MULTI-CURRENCY SUPPORT - Track in RSD, EUR and USD - Each transaction stored with its own currency - Set your default currency in settings PRIVACY & SECURITY - Sign in with Apple โ€” no email or password required - Face ID / Touch ID protection - Your data is never sold or shared - Minimal data collection by design POCKET FLOW PRO Unlock the full experience with Pocket Flow Pro: - AI receipt scanning powered by GPT-4 - Apple Pay automation via Shortcuts - Unlimited categories with custom icons and colors - Recurring transactions - Face ID protection - Edit and delete categories Available as monthly, quarterly or annual subscription. Pocket Flow is built for people who want a simple, beautiful way to stay on top of their finances โ€” without complexity or clutter. Terms of Use: https://pdzunic.github.io/pocketflow-legal/terms-of-use.html Privacy Policy: https://pdzunic.github.io/pocketflow-legal/privacy-policy.html

Screenshots

mmCashBook4 screens
Pocket Flow4 screens

Verdict

The call

The clearest difference is ads: Pocket Flow at none against mmCashBook's shown. Pocket Flow also leads on update cadence (daily vs every 3 days). mmCashBook's advantage is iOS requirement (13.0 vs 26.0). On price, in-app purchases and device support there is nothing between them.

Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS

CostPrice ยท In-app purchases ยท Ads ยท Monetization

Both are free to download. mmCashBook sells 4 in-app purchases, starting at $0.99 per month and Pocket Flow sells 3 in-app purchases, starting at $4.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

mmCashBook ships an update every 3 days, Pocket Flow daily. The most recent releases landed on October 25, 2026 and October 24, 2026 respectively.

Scorecard3 real differences ยท 3 level
mmCashBook versus Pocket Flow: the parameters behind the verdict, then further details
ParametermmCashBookPocket Flow
PriceFreeFree
Update frequencyEvery 3 daysDaily โ€” better
AdsYesNo โ€” better
In-app purchasesYesYes
DevicesiPhone, iPad, iPod โ€” betteriPhone, iPad
Requires iOS13.0 โ€” better26.0
Further details โ€” not scored
Size80 MB18 MB
Age rating4+4+
DeveloperKaung Htet AungPredrag Dzunic

In-app purchases

4 purchases

mmCashBook

Subscriptions4
  • Standard Monthly$0.991 Month
  • Pro Monthly$2.991 Month
  • Standard Yearly$7.991 Year
Show 1 more
  • Pro Yearly$24.991 Year
3 purchases

Pocket Flow

Subscriptions3
  • Pocket Flow Pro Monthly$4.991 Month
  • Pocket Flow Pro Quarterly$9.993 Months
  • Pocket Flow Pro Yearly$24.991 Year

Questions

Is mmCashBook free?
mmCashBook is free to download, with in-app purchases available.
Is Pocket Flow free?
Pocket Flow is free to download, with in-app purchases available.
Do mmCashBook or Pocket Flow have ads?
mmCashBook shows ads; Pocket Flow does not.
Which is updated more often, mmCashBook or Pocket Flow?
mmCashBook ships an update every 3 days, and Pocket Flow daily. Most recently, mmCashBook was updated on October 25, 2026 and Pocket Flow on October 24, 2026.

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