Comparison

Money2Time vs Splitwin

Price, ratings, monetisation and update history for both apps, side by side โ€” with what reviewers say about each.

Head to head
About

Money2Time

This app helps you understand your spending by converting currency into hours of your life. Scan receipts or manually enter expenses to visualize the time you've traded for goods and services. Gain awareness of your financial habits and take back control of your time and money.

Highlights
  • Convert expenses to hours of work
  • Scan receipts or manual entry
  • Offline data storage
  • Data export to JSON
  • Unlimited accounts/categories (Pro)
  • Customizable hourly rates (Pro)
Read full description

Money2Time is an expense tracker that turns prices into hours of work. Scan a receipt or type it in, and see the hours behind it. After reading "Your Money or Your Life", something clicked for me. For most of us earning a wage, money isn't just money, it's our life energy. Every dollar we spend represents hours of our time, our effort, our life traded away. So I built this app. It helps you see your spending in a different way: not just in currency, but in hours of your life. Because sometimes "$20" doesn't feel like much, but "2 hours of my life" does. The goal is simple, to help you become more aware of where your money (or really, time) is going, so you can take back control of it. Everything stays on your device, no logins or cloud syncs. Your data is yours. You can also export the data as a simple JSON file if needed. The free version gives you everything you need to get started. Pro unlocks some extra features like unlimited accounts/categories/hourly rates, etc. Hopefully you'll always have control of your money and your life. Terms of Use: https://money2time.com/terms Privacy Policy: https://money2time.com/privacy Contact: https://www.money2time.com/contact

About

Splitwin

Features
Read full description

Splitwin โ€” No invasive ads. No inevitable in-app purchases. No predatory subscriptions. This is Splitwin. Stop doing mental math every time the bill arrives. Splitwin makes it effortless to track shared expenses with friends, roommates, and groups โ€” so everyone stays on the same page without the awkwardness. HOW IT WORKS Add an expense, choose how to split it, and Splitwin handles the rest. You'll always know exactly who owes what and who's been paid back โ€” no spreadsheets, no group chats full of "wait, how much do I owe again?" WHAT YOU CAN DO - Add friends by username or send a one-tap invite link - Create groups for trips, households, couples, events, and more - Split expenses equally, by exact amount, by percentage, or by shares - Track recurring costs like rent, subscriptions, and utilities - See at-a-glance balances โ€” who owes you, who you owe, what's settled - Log settlements the moment someone pays you back - Browse full activity history for every friend and group - Use Splitwin in 10 languages: English, Spanish, French, Portuguese, Chinese, Japanese, Korean, Hindi, Arabic, and Indonesian and more than 20 currencies BUILT TO STAY OUT OF YOUR WAY No clutter, no bloat. Splitwin's Bauhaus-inspired design uses bold type, strong colors, and clear visual hierarchy โ€” so you find what you need instantly and get back to your life. YOUR PRIVACY, RESPECTED Sign in with Google or Apple. Your data is only ever shared with the friends and groups you choose. No ads. No data selling. Ever. PERFECT FOR - Travel buddies splitting hotels, flights, and meals - Roommates dividing rent, groceries, and utilities - Couples managing household finances together - Friend groups handling dinners, gifts, and events - Anyone who's tired of being the one who "does the math" Fair, transparent, and completely drama-free โ€” Splitwin keeps the money stuff simple so you can focus on the people that matter.

Screenshots

Money2Time4 screens
Splitwin4 screens

Verdict

The call

The clearest difference is ads: Money2Time at none against Splitwin's shown. Money2Time also leads on update cadence (every 4 days vs fortnightly). On price, in-app purchases, device support and iOS requirement there is nothing between them.

Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS

CostPrice ยท In-app purchases ยท Ads ยท Monetization

Both are free to download. Money2Time sells 3 in-app purchases, starting at $4.99 per month and Splitwin sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Money2Time ships an update every 4 days, Splitwin fortnightly. The most recent releases landed on September 25, 2026 and September 30, 2026 respectively.

Scorecard2 real differences ยท 6 level
Money2Time versus Splitwin: the parameters behind the verdict, then further details
ParameterMoney2TimeSplitwin
PriceFreeFree
Positive reviews100.0% of reviewsโ€”
Update frequencyEvery 4 days โ€” betterFortnightly
AdsNo โ€” betterYes
In-app purchasesYesYes
MonetizationFreemiumโ€”
DevicesiPhone, iPadiPhone, iPad
Requires iOS16.416.0 โ€” better
Further details โ€” not scored
Size200 MB115 MB
Age rating4+9+
DeveloperLeong Wai GanJom Belajar Sdn Bhd

In-app purchases

3 purchases

Money2Time

Subscriptions2
  • Money2Time Pro Monthly Subscription$4.991 Month
  • Money2Time Pro Annual Subscription7 Days trial$24.991 Year
One-time1
  • Money2Time Pro Lifetime$54.90
1 purchases

Splitwin

One-time1
  • 15 Splitoo$0.99

Questions

Is Money2Time free?
Money2Time is free to download, with in-app purchases available.
Is Splitwin free?
Splitwin is free to download, with in-app purchases available.
Do Money2Time or Splitwin have ads?
Splitwin shows ads; Money2Time does not.
Which is updated more often, Money2Time or Splitwin?
Money2Time ships an update every 4 days, and Splitwin fortnightly. Most recently, Money2Time was updated on September 25, 2026 and Splitwin on September 30, 2026.

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