Money2Time vs Splitwin

Money2Time is an expense tracker that turns prices into hours of work. Scan a receipt or type it in, and see the hours behind it. After reading "Your Money or Your Life", something clicked for me. For most of us earning a wage, money isn't just money, it's our life energy. Every dollar we spend represents hours of our time, our effort, our life traded away. So I built this app. It helps you see your spending in a different way: not just in currency, but in hours of your life. Because sometimes "$20" doesn't feel like much, but "2 hours of my life" does. The goal is simple, to help you become more aware of where your money (or really, time) is going, so you can take back control of it. Everything stays on your device, no logins or cloud syncs. Your data is yours. You can also export the data as a simple JSON file if needed. The free version gives you everything you need to get started. Pro unlocks some extra features like unlimited accounts/categories/hourly rates, etc. Hopefully you'll always have control of your money and your life. Terms of Use: https://money2time.com/terms Privacy Policy: https://money2time.com/privacy Contact: https://www.money2time.com/contact

Splitwin - No invasive ads. No inevitable in-app purchases. No predatory subscriptions. This is Splitwin. Stop doing mental math every time the bill arrives. Splitwin makes it effortless to split bills and track shared expenses with friends, roommates, couples and travel groups — so everyone stays on the same page without the awkwardness. SNAP THE RECEIPT, SKIP THE CALCULATOR Take a photo of any receipt and Splitwin reads every line item for you. Tap who had what, and each person pays only for their own share. Tax, service charge and tips are spread fairly across the items. Review the details, choose who paid, and save — done in seconds. WHO OWES WHO, IN ONE LOOK Every group shows clear balances: who owes you, who you owe, and what's already settled. Turn on Simplify Debts and Splitwin works out the fewest payments needed to square everyone up, so a trip with six friends doesn't end in fifteen bank transfers. SPEND IN ANY CURRENCY Travelling? Log the hotel in yen, dinner in baht and the taxi in euros. Splitwin converts each expense into your group's currency and keeps the original amount on record, so everyone settles up at home in money that makes sense. WHAT YOU CAN DO - Scan receipts and split them item by item - Create groups for trips, households, couples, events and more - Add friends by username or send a one-tap invite link - Split equally, by exact amount, by percentage or by shares - Schedule recurring costs like rent, subscriptions and utilities - Simplify debts into the fewest possible payments - Mix currencies in one group with automatic conversion - Record settlements the moment someone pays you back - Send a friendly reminder when a balance is still open - See balances on your Home Screen with Splitwin widgets - Export any group as a PDF report or CSV ledger - Moving from Splitwise or another app? Import a group's history from its CSV export - Browse the full activity history for every friend and group - Light and dark mode AVAILABLE IN 10 LANGUAGES English, Bahasa Melayu, Bahasa Indonesia, Spanish, French, Portuguese, Chinese, Japanese, Korean and Hindi. BUILT TO STAY OUT OF YOUR WAY No clutter, no bloat. Splitwin's Bauhaus-inspired design uses bold type, strong colors and clear visual hierarchy, so you find what you need instantly and get back to your life. FAIR, WITHOUT A PAYWALL Splitwin runs on Splitoo tokens. Earn them free by watching an optional short ad, get them by referring friends, or buy a pack if you'd rather skip ads. No subscription, and core features are never locked behind a paywall. YOUR PRIVACY, RESPECTED Sign in with Apple or Google. Your expenses are only shared with the friends and groups you choose. We never sell your data, and your expenses, balances and receipts are never shared with advertisers. PERFECT FOR - Travel buddies splitting hotels, flights and meals abroad - Roommates dividing rent, groceries and utilities - Couples managing household costs together - Friend groups handling dinners, birthdays, gifts and events - Colleagues sharing office lunches and team outings - Anyone who's tired of being the one who "does the math" Fair, transparent and completely drama-free. Splitwin keeps the money stuff simple so you can focus on the people that matter.