Money2Time vs Xpense
Price, ratings, monetisation and update history for both apps, side by side โ with what reviewers say about each.
Money2Time
This app helps you understand your spending by converting currency into hours of your life. Scan receipts or manually enter expenses to visualize the time you've traded for goods and services. Gain awareness of your financial habits and take back control of your time and money.
- Convert expenses to hours of work
- Scan receipts or manual entry
- Offline data storage
- Data export to JSON
- Unlimited accounts/categories (Pro)
- Customizable hourly rates (Pro)
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Money2Time is an expense tracker that turns prices into hours of work. Scan a receipt or type it in, and see the hours behind it. After reading "Your Money or Your Life", something clicked for me. For most of us earning a wage, money isn't just money, it's our life energy. Every dollar we spend represents hours of our time, our effort, our life traded away. So I built this app. It helps you see your spending in a different way: not just in currency, but in hours of your life. Because sometimes "$20" doesn't feel like much, but "2 hours of my life" does. The goal is simple, to help you become more aware of where your money (or really, time) is going, so you can take back control of it. Everything stays on your device, no logins or cloud syncs. Your data is yours. You can also export the data as a simple JSON file if needed. The free version gives you everything you need to get started. Pro unlocks some extra features like unlimited accounts/categories/hourly rates, etc. Hopefully you'll always have control of your money and your life. Terms of Use: https://money2time.com/terms Privacy Policy: https://money2time.com/privacy Contact: https://www.money2time.com/contact
Xpense
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Xpense is a beautiful expense tracker and budget planner designed to help you take control of your money without the complexity of traditional finance apps. Track expenses, manage budgets, monitor income, and understand your spending habits with a clean and intuitive experience built for everyday use. Whether you're budgeting for your household, tracking personal spending, managing travel expenses, or simply trying to save more money, Xpense makes personal finance simple. Adding transactions is fast and effortless. Record expenses and income in seconds, organize them into custom categories, and keep a complete history of every transaction. From groceries and bills to shopping and entertainment, everything stays organized and easy to find. One of Xpense's standout features is its beautiful calendar view. Instantly see your expenses and income displayed throughout the month, making it easy to understand where your money is going and identify spending patterns at a glance. Create multiple budgets for different goals and track your progress with clear visual charts. Monitor spending, compare it against your budget, and stay informed about your financial health with simple yet powerful insights. Customize the app to fit your lifestyle by creating your own categories with colors, icons, and emojis. Whether you're tracking personal expenses, business spending, travel costs, or family finances, Xpense adapts to the way you manage money. Features: โข Expense tracker and spending log โข Budget planner and budget tracker โข Income tracking โข Beautiful calendar view โข Custom categories and icons โข Visual spending reports and charts โข Multiple budgets โข Complete transaction history โข Offline support โข Private and secure โข Fast transaction entry โข Clean and modern design Privacy comes first. Xpense does not connect to your bank accounts and does not require sharing sensitive financial information. Your financial data stays under your control. Whether you're looking for an expense manager, money manager, spending tracker, budget app, or personal finance companion, Xpense gives you the tools you need to build better financial habits and make smarter money decisions. Download Xpense today and start tracking your expenses with confidence. Privacy Policy: https://xpense.download/privacy-policy
Screenshots
Verdict
The clearest difference is iOS requirement: Xpense at 13.0 against Money2Time's 16.4. On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS
Both are free to download. Money2Time sells 3 in-app purchases, starting at $4.99 per month and Xpense sells 2 in-app purchases, starting at $3.99 per month. Whichever you choose, the download price is not the number that matters.
Money2Time ships an update every 5 days, Xpense weekly. The most recent releases landed on October 11, 2026 and October 9, 2026 respectively.
| Parameter | Money2Time | Xpense |
|---|---|---|
| Price | Free | Free |
| Positive reviews | 100.0% of reviews | โ |
| Update frequency | Every 5 days โ better | Weekly |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Monetization | Freemium | โ |
| Devices | iPhone, iPad | iPhone, iPod |
| Requires iOS | 16.4 | 13.0 โ better |
| Further details โ not scored | ||
| Size | 196 MB | 101 MB |
| Age rating | 4+ | 4+ |
| Developer | Leong Wai Gan | Zohaib Aslam |
In-app purchases
Money2Time
- Money2Time Pro Monthly Subscription$4.991 Month
- Money2Time Pro Annual Subscription7 Days trial$24.991 Year
- Money2Time Pro Lifetime$54.90
Xpense
- Premium Monthly$3.991 Month
- Premium Yearly$19.991 Year









