Richish vs FolioTrax
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Richish
Track your net worth, accounts, investments, and spending privately without connecting to banks. Organize your financial life with manual entry or CSV imports for a clear overview of your assets and liabilities.
- Private wealth tracking
- Manual account entry
- CSV import for transactions
- Net worth overview
- Investment tracking
- Spending insights
- Data export
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PRIVATE WEALTH TRACKING WITHOUT BANK CONNECTIONS Richish is a private wealth tracker built for people who want a clear view of their money without giving up control. Track net worth, accounts, credit cards, loans, investments, and spending in one clean workspace. Add data manually or import CSV files to stay organized and build your financial picture over time from your iPhone or iPad. COMPLETE NET WORTH OVERVIEW • Track assets and liabilities in one place • Monitor cash, credit cards, loans, and investments together • See your total net worth over time • Review balances across all accounts at a glance • Keep your financial life organized in one dashboard PRIVATE BY DESIGN • No bank connections required • No Plaid or brokerage syncing • Add information manually on your terms • Import CSV files when you want a faster setup • Keep full control of your financial data ACCOUNT TRACKING MADE SIMPLE • Add checking, savings, credit card, loan, and investment accounts • Organize balances across your financial life • Keep everyday money and long-term wealth in one app • View account details in a clean, structured layout • Track changes over time with clarity SMART TRANSACTION MANAGEMENT • Import transaction history from CSV files • Review spending by date, merchant, and category • Track statement activity across your accounts • Keep a personal record of income and expenses • Build a financial history you can revisit anytime INVESTMENT TRACKING • Log holdings, quantities, and cost basis • Monitor portfolio value over time • Track stocks, ETFs, and other positions in one place • Connect your investments to your full net worth picture • Stay focused on long-term wealth growth BUDGETING AND CASH FLOW INSIGHTS • Review monthly spending trends • Understand where your money is going • Track income and expenses in one system • Spot recurring activity more easily • Stay aligned with your financial goals AUTOMATION AND ORGANIZATION • Detect recurring transactions faster • Use rules to automate categorization • Reduce manual cleanup over time • Keep your finances organized as your data grows • Create a smoother long-term tracking workflow REPORTS AND DATA EXPORT • Export reports when you need a snapshot • Keep a private record of your financial progress • Maintain your own historical financial data • Build a system you can manage on your own terms PERFECT FOR: • People who want a private wealth tracker • Users who prefer manual control over bank syncing • Anyone tracking net worth across multiple accounts • Investors who want spending and portfolio tracking together • People who want a calm, organized financial workspace WHY RICHISH? • Private-first design • No forced account connections • Clean and focused experience • Flexible CSV import workflow • Built for clarity, control, and long-term tracking Download Richish and take control of your financial life with a private wealth tracker designed around clarity, organization, and ownership. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
FolioTrax
This app consolidates all your financial assets, including stocks, crypto, and loans, into a single view to accurately track your net worth. It offers features like real-time price updates, loan amortization tracking, and income monitoring. Designed for privacy, your data remains on your device.
- Consolidated net worth view
- Multi-market asset tracking
- Real-time price updates (Pro)
- Loan and income tracking
- Rebalancing and target allocation
- Price alerts
- Private by design
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FolioTrax is a powerful, private portfolio and net worth tracker that brings all your assets together in one clean, beautifully designed app. Track stocks, ETFs, crypto, commodities, cash, bank accounts, savings and loans — and see your true net worth update in real time. KEY FEATURES - Complete net worth view — combine brokerage holdings, cash, banks, savings, and subtract margin and loan debt for an accurate picture. - Multi-market support — US stocks, BIST (Turkey), crypto, and commodities (gold, silver, oil, natural gas). - Real-time prices (Pro) — automatic live price updates across all your holdings. - Loan tracking — mortgages and loans with APR, amortization, escrow, extra payments, and balance reconciliation. - Income tracking — track rental, earnings and dividend income with monthly and annual totals. - Rebalancing & target allocation — set target weights per account and get buy/sell suggestions. - Alternative assets — track real estate, vehicles, collectibles and more, with photos. - Price alerts — get notified when a stock, crypto or commodity hits your target. - Bilingual — full English and Turkish support. - Private by design — your data stays on your device and your personal iCloud. No account, no sign-up, no tracking. We never collect your data. - iCloud backup — your portfolio is safely backed up to your own iCloud. - Family Sharing — share a read-only view of your portfolio with family. FolioTrax is free to use with manual price entry. Upgrade to Pro for automatic real-time prices and unlimited brokers, banks, savings, loans and assets. New users get a 7-day free trial. Disclaimer: FolioTrax is a tracking tool and does not provide investment advice. Prices may be delayed. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://cempm.com/privacy.html
Screenshots
Verdict
The clearest difference is update cadence: FolioTrax at every 5 days against Richish's monthly. FolioTrax also leads on iOS requirement (17.2 vs 26.2). On price, rating, review sentiment and ratings volume there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Richish sells 2 in-app purchases, starting at $0.99 per month and FolioTrax sells 2 in-app purchases, starting at $3.99 per month. Whichever you choose, the download price is not the number that matters.
On the App Store both sit at effectively the same score — 5.0 for Richish against 5.0 for FolioTrax. Both are backed by a comparable volume of ratings — 5 and 2 respectively. Written reviews split almost evenly too, at 100% and 100% positive.
Richish ships an update monthly, FolioTrax every 5 days. The most recent releases landed on October 7, 2026 and October 5, 2026 respectively.
| Parameter | Richish | FolioTrax |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (5 ratings) | 5.0 (2 ratings) |
| Positive reviews | 100.0% of reviews | 100.0% of reviews |
| Number of ratings | 5 — better | 2 |
| Update frequency | Monthly | Every 5 days — better |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Monetization | Freemium | Freemium |
| Devices | iPhone, iPad — better | iPhone |
| Requires iOS | 26.2 | 17.2 — better |
| Further details — not scored | ||
| Size | 10 MB | 17 MB |
| Age rating | 4+ | 4+ |
| Developer | Aayush Kumar | Cem Print and Marketing LLC |
Customer experience
Richish
FolioTrax
In-app purchases
Richish
- Richish Pro Monthly$0.991 Month
- Richish Pro Yearly3 Days trial$9.991 Year
FolioTrax
- FolioTrax Pro7 Days trial$3.991 Month
- FolioTrax Pro7 Days trial$29.991 Year









