Comparison

NiftySpend vs Piggy Expense tracker

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

NiftySpend

Features
Read full description

NiftySpend is a simple app for tracking purchases and expenses. It is especially useful if you are shopping for someone else – for example, for grandparents or family – and need to keep track of how much you have spent during the month. Just write down each purchase and the app will automatically calculate the total amount. At the end of the month, you can create a clear statement with one tap and share it as a PDF. No more lost receipts, papers or complicated calculations. App features: • Quick addition of purchases Just write, for example, "milk 29" and the item will be saved immediately. • Receipt scanning Take a picture of the receipt and the app will try to automatically recognize individual items. • Product scanning Scan the barcode and the app will complete the product name. • AI expense analysis The app can analyze your purchases and show you what you spend the most on. • Clear statistics Charts show your spending during the week or by category. • Monthly budget Set a spending limit and see how much is left. • Export invoices With one click, you can create a clear PDF invoice of your purchases. NiftySpend is designed to be fast, simple and clear. You open the application, enter your purchase and you're done. Ideal for anyone who wants to keep track of purchases for their family, grandparents or household. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

About

Piggy Expense tracker

Features
Read full description

Piggy Expense Tracker helps you understand your money without spreadsheets, stress, or a finance degree. Log income and expenses in seconds, see where every dollar goes, and build habits that actually last. WHY PIGGY? Most expense apps feel like homework. Piggy feels different clean, calm, and designed for real life. Whether it's your morning coffee, rent, or a side hustle paycheck, Piggy keeps everything in one place so you always know where you stand. LOG SPENDING IN SECONDS • Add income and expenses with a tap • Categories, notes, and emoji to make entries yours • Full activity history search, filter, and review anytime SEE THE FULL PICTURE • Monthly stats with income, expense, and total views • Charts that show where your money really goes • Highest and lowest spends spot patterns fast STAY ON BUDGET • Set a monthly spending limit and track progress • Gentle reminders to log transactions and protect your streak • Daily money tips to keep you motivated YOUR FINANCIAL HOME • Savings goals with real progress tracking • SettleMint track money you lent or borrowed • Export logged months to Excel for your records PIGGY PRO Upgrade to Piggy Pro for monthly spending wraps, savings goals, SettleMint, Excel export, cloud backup, and smart spending nudges. Manage your subscription anytime in your Apple ID settings. PRIVACY YOU CAN TRUST Your data matters. Piggy does not sell your personal information. Transactions are stored on your device, with optional cloud features when you sign in. Read our full Privacy Policy at piggybudget.com. Built for people who want clarity without complexity. Download Piggy and make every dollar count. Terms of Use: https://www.piggybudget.com/terms-and-conditions Privacy Policy: https://www.piggybudget.com/privacy-policy

Screenshots

NiftySpend4 screens
Piggy Expense tracker4 screens

Verdict

The call

The clearest difference is update cadence: Piggy Expense tracker at every 3 weeks against NiftySpend's every 2 months. Piggy Expense tracker also leads on iOS requirement (15.1 vs 18.6). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price Ā· Rating Ā· Positive reviews Ā· Number of ratings Ā· Update frequency Ā· Ads Ā· In-app purchases Ā· Monetization Ā· Best chart rank Ā· Devices Ā· Requires iOS

CostPrice Ā· In-app purchases Ā· Ads Ā· Monetization

Both are free to download. NiftySpend sells 1 in-app purchase, starting at $1.99 per month and Piggy Expense tracker sells 2 in-app purchases, starting at $4.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

NiftySpend ships an update every 2 months, Piggy Expense tracker every 3 weeks. The most recent releases landed on October 18, 2026 and October 5, 2026 respectively.

Scorecard2 real differences Ā· 4 level
NiftySpend versus Piggy Expense tracker: the parameters behind the verdict, then further details
ParameterNiftySpendPiggy Expense tracker
PriceFreeFree
Update frequencyEvery 2 monthsEvery 3 weeks — better
AdsNoNo
In-app purchasesYesYes
DevicesiPhone, iPadiPhone, iPod
Requires iOS18.615.1 — better
Further details — not scored
Size15 MB118 MB
Age rating4+4+
DeveloperSARKA PORTLOVAAkshat Dwivedi

In-app purchases

1 purchases

NiftySpend

Subscriptions1
  • NIftySpend premium$1.991 Month
2 purchases

Piggy Expense tracker

Subscriptions2
  • Piggy expense tracker pro$4.991 Month
  • Piggy expense tracker pro$39.491 Year

Questions

Is NiftySpend free?
NiftySpend is free to download, with in-app purchases available.
Is Piggy Expense tracker free?
Piggy Expense tracker is free to download, with in-app purchases available.
Do NiftySpend or Piggy Expense tracker have ads?
Neither NiftySpend nor Piggy Expense tracker shows ads.
Which is updated more often, NiftySpend or Piggy Expense tracker?
NiftySpend ships an update every 2 months, and Piggy Expense tracker every 3 weeks. Most recently, NiftySpend was updated on October 18, 2026 and Piggy Expense tracker on October 5, 2026.

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