Comparison

Budge vs TrackCent

Price, ratings, monetisation and update history for both apps, side by side โ€” with what reviewers say about each.

Head to head
About

Budge

Features
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Budge is the expense tracker that thinks for you. No spreadsheets, no forms, no complicated setup. Just type what you spent in plain language โ€” or say it out loud โ€” and let AI handle the rest. DIARY-STYLE TRACKING Write your expenses the way you'd text a friend. Type "Coffee with Sara 4.50" or "Uber home 18" and Budge instantly recognizes the amount, assigns the right category, and logs it. One line per expense, one tap to confirm your day. VOICE INPUT Hands full? Hold the mic button and speak your expense. Budge transcribes, categorizes, and saves โ€” all in real time. Perfect for when you're driving, cooking, or carrying groceries. LIVE CURRENCY CONVERSION Traveling abroad? Type expenses in any currency โ€” yen, pounds, dollars โ€” and Budge converts them to your home currency using live exchange rates. See both the original and converted amount at a glance. Supports 30+ currencies. SPLIT EXPENSES WITH FRIENDS Create groups for trips, dinners, or shared living. Budge tracks who paid what, calculates the smartest way to settle up, and shows clear suggested payments. No more awkward money conversations. SMART ANALYTICS See where your money goes with clear monthly breakdowns. Track income vs. expenses, monitor your savings rate, compare month over month, and discover your top spending categories. Charts that actually make sense. AI-POWERED CATEGORIZATION Budge uses an advanced language model to understand your expenses in context. It reads merchant names, amounts, and keywords to assign categories automatically โ€” usually in under a second. WHY BUDGE? Most budgeting apps feel like doing taxes. Budge feels like writing in a diary. There are no dropdowns, no setup wizards, no bank connections required. You control every piece of data. Free to start: 20 transactions/month at no cost Budge Pro: unlimited tracking with a simple subscription Your data is encrypted and never shared with third parties Download Budge and take control of your finances in under 5 seconds. Privacy Policy: https://budge-legal.netlify.app/privacy.html Terms of Use : https://budge-legal.netlify.app/terms.html

About

TrackCent

Features
Read full description

Stop doing expense tracking. Just live. Snap a receipt or type "coffee 2โ‚ฌ" โ€” TrackCent reads it, sorts it, saves it. TrackCent is an AI expense tracker that turns financial admin into a one-second habit. No spreadsheets. No forms. No categories to memorize. A photo or a short note, and every transaction is parsed, converted, and organized for you. - Scan any receipt Point your camera at a receipt โ€” printed, digital, or handwritten. Any language, any currency. Our AI pulls out the merchant, date, total, each line item, and the right category. Price tags and product photos work too. - Or type it like you talk "lunch 15โ‚ฌ", "uber 12 usd", "groceries 34.20" โ€” TrackCent understands natural language and logs it in a tap. Perfect when the receipt disappears into your pocket. - Built for travel and cross-border life Pay in Thai baht, track in euros 150+ currencies with live exchange rates Automatic conversion back to your home currency Foreign receipts? The AI reads them and translates what matters - Analytics that actually make sense Today, yesterday, last week โ€” free This month, last month โ€” with Unlimited Category breakdown with clear percentage bars AI-written overview of where your money went Positive observations, risks to watch, and tailored recommendations - More than a tracker Monthly spending limit with progress bar Per-category budgets Recurring payments & subscriptions tracked automatically (Unlimited) Export to Excel with date-range filter (Unlimited) Share receipts into TrackCent from any app via the iOS Share menu Offline scanning โ€” queue stays on your phone and syncs when you're back online 12 languages, light & dark themes Sign in with Apple or Google โ€” or stay anonymous - Free 14 AI receipt scans per month to try the magic 120 quick text entries per month Full tracking, categories, and week-level analytics Zero ads - TrackCent Unlimited 150 AI receipt scans per month 1 000 quick text entries per month Full monthly analytics (current & previous month) AI recommendations Recurring subscriptions view Custom categories Excel export Priority AI processing - Privacy first Your financial data is yours. We don't sell it. We don't share it. We don't use it for ads. Encrypted in transit and at rest. Subscription terms TrackCent Unlimited is a monthly or yearly auto-renewing subscription Payment is charged to your Apple ID at confirmation of purchase Auto-renews unless cancelled at least 24 hours before the end of the current period Manage or cancel anytime in your Apple Account settings Privacy Policy: https://trackcent.app/privacy Terms of Use: https://trackcent.app/terms

Screenshots

Budge4 screens
TrackCent4 screens

Verdict

The call

The clearest difference is update cadence: TrackCent at every 3 days against Budge's every 9 days. TrackCent also leads on device support (3 vs 1) and iOS requirement (15.1 vs 17.0). On price, ads and in-app purchases there is nothing between them.

Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS

CostPrice ยท In-app purchases ยท Ads ยท Monetization

Both are free to download. Budge sells 2 in-app purchases, starting at $1.99 per month and TrackCent sells 2 in-app purchases, starting at $3.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Budge ships an update every 9 days, TrackCent every 3 days. The most recent releases landed on October 5, 2026 and October 12, 2026 respectively.

Scorecard3 real differences ยท 3 level
Budge versus TrackCent: the parameters behind the verdict, then further details
ParameterBudgeTrackCent
PriceFreeFree
Update frequencyEvery 9 daysEvery 3 days โ€” better
AdsNoNo
In-app purchasesYesYes
DevicesiPhoneiPhone, iPad, iPod โ€” better
Requires iOS17.015.1 โ€” better
Further details โ€” not scored
Size9 MB69 MB
Age rating17+4+
DeveloperLuigi TimpanoAndrii Khokhlov

In-app purchases

2 purchases

Budge

Subscriptions2
  • Monthly$1.991 Month
  • Yearly$12.991 Year
2 purchases

TrackCent

Subscriptions2
  • TrackCent Unlimited Monthly$3.991 Month
  • TrackCent Unlimited Yearly$34.991 Year

Questions

Is Budge free?
Budge is free to download, with in-app purchases available.
Is TrackCent free?
TrackCent is free to download, with in-app purchases available.
Do Budge or TrackCent have ads?
Neither Budge nor TrackCent shows ads.
Which is updated more often, Budge or TrackCent?
Budge ships an update every 9 days, and TrackCent every 3 days. Most recently, Budge was updated on October 5, 2026 and TrackCent on October 12, 2026.

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