Budge vs TrackCent
Price, ratings, monetisation and update history for both apps, side by side โ with what reviewers say about each.
Budge
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Budge is the expense tracker that thinks for you. No spreadsheets, no forms, no complicated setup. Just type what you spent in plain language โ or say it out loud โ and let AI handle the rest. DIARY-STYLE TRACKING Write your expenses the way you'd text a friend. Type "Coffee with Sara 4.50" or "Uber home 18" and Budge instantly recognizes the amount, assigns the right category, and logs it. One line per expense, one tap to confirm your day. VOICE INPUT Hands full? Hold the mic button and speak your expense. Budge transcribes, categorizes, and saves โ all in real time. Perfect for when you're driving, cooking, or carrying groceries. LIVE CURRENCY CONVERSION Traveling abroad? Type expenses in any currency โ yen, pounds, dollars โ and Budge converts them to your home currency using live exchange rates. See both the original and converted amount at a glance. Supports 30+ currencies. SPLIT EXPENSES WITH FRIENDS Create groups for trips, dinners, or shared living. Budge tracks who paid what, calculates the smartest way to settle up, and shows clear suggested payments. No more awkward money conversations. SMART ANALYTICS See where your money goes with clear monthly breakdowns. Track income vs. expenses, monitor your savings rate, compare month over month, and discover your top spending categories. Charts that actually make sense. AI-POWERED CATEGORIZATION Budge uses an advanced language model to understand your expenses in context. It reads merchant names, amounts, and keywords to assign categories automatically โ usually in under a second. WHY BUDGE? Most budgeting apps feel like doing taxes. Budge feels like writing in a diary. There are no dropdowns, no setup wizards, no bank connections required. You control every piece of data. Free to start: 20 transactions/month at no cost Budge Pro: unlimited tracking with a simple subscription Your data is encrypted and never shared with third parties Download Budge and take control of your finances in under 5 seconds. Privacy Policy: https://budge-legal.netlify.app/privacy.html Terms of Use : https://budge-legal.netlify.app/terms.html
TrackCent
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Stop doing expense tracking. Just live. Snap a receipt or type "coffee 2โฌ" โ TrackCent reads it, sorts it, saves it. TrackCent is an AI expense tracker that turns financial admin into a one-second habit. No spreadsheets. No forms. No categories to memorize. A photo or a short note, and every transaction is parsed, converted, and organized for you. - Scan any receipt Point your camera at a receipt โ printed, digital, or handwritten. Any language, any currency. Our AI pulls out the merchant, date, total, each line item, and the right category. Price tags and product photos work too. - Or type it like you talk "lunch 15โฌ", "uber 12 usd", "groceries 34.20" โ TrackCent understands natural language and logs it in a tap. Perfect when the receipt disappears into your pocket. - Built for travel and cross-border life Pay in Thai baht, track in euros 150+ currencies with live exchange rates Automatic conversion back to your home currency Foreign receipts? The AI reads them and translates what matters - Analytics that actually make sense Today, yesterday, last week โ free This month, last month โ with Unlimited Category breakdown with clear percentage bars AI-written overview of where your money went Positive observations, risks to watch, and tailored recommendations - More than a tracker Monthly spending limit with progress bar Per-category budgets Recurring payments & subscriptions tracked automatically (Unlimited) Export to Excel with date-range filter (Unlimited) Share receipts into TrackCent from any app via the iOS Share menu Offline scanning โ queue stays on your phone and syncs when you're back online 12 languages, light & dark themes Sign in with Apple or Google โ or stay anonymous - Free 14 AI receipt scans per month to try the magic 120 quick text entries per month Full tracking, categories, and week-level analytics Zero ads - TrackCent Unlimited 150 AI receipt scans per month 1 000 quick text entries per month Full monthly analytics (current & previous month) AI recommendations Recurring subscriptions view Custom categories Excel export Priority AI processing - Privacy first Your financial data is yours. We don't sell it. We don't share it. We don't use it for ads. Encrypted in transit and at rest. Subscription terms TrackCent Unlimited is a monthly or yearly auto-renewing subscription Payment is charged to your Apple ID at confirmation of purchase Auto-renews unless cancelled at least 24 hours before the end of the current period Manage or cancel anytime in your Apple Account settings Privacy Policy: https://trackcent.app/privacy Terms of Use: https://trackcent.app/terms
Screenshots
Verdict
The clearest difference is update cadence: TrackCent at every 3 days against Budge's every 9 days. TrackCent also leads on device support (3 vs 1) and iOS requirement (15.1 vs 17.0). On price, ads and in-app purchases there is nothing between them.
Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS
Both are free to download. Budge sells 2 in-app purchases, starting at $1.99 per month and TrackCent sells 2 in-app purchases, starting at $3.99 per month. Whichever you choose, the download price is not the number that matters.
Budge ships an update every 9 days, TrackCent every 3 days. The most recent releases landed on October 5, 2026 and October 12, 2026 respectively.
| Parameter | Budge | TrackCent |
|---|---|---|
| Price | Free | Free |
| Update frequency | Every 9 days | Every 3 days โ better |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Devices | iPhone | iPhone, iPad, iPod โ better |
| Requires iOS | 17.0 | 15.1 โ better |
| Further details โ not scored | ||
| Size | 9 MB | 69 MB |
| Age rating | 17+ | 4+ |
| Developer | Luigi Timpano | Andrii Khokhlov |
In-app purchases
Budge
- Monthly$1.991 Month
- Yearly$12.991 Year
TrackCent
- TrackCent Unlimited Monthly$3.991 Month
- TrackCent Unlimited Yearly$34.991 Year









