Comparison

heyFinance vs Expense

Price, ratings, monetisation and update history for both apps, side by side β€” with what reviewers say about each.

Head to head
About

heyFinance

Features
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Managing money as a couple shouldn't be complicated. heyFinance is built to help couples stay on the same page about money and achieve their financial goals together. Connect your accounts, plan your spending, split expenses fairly, and reach your goals together β€” without giving up your financial independence. MINE, YOURS, OURS Everything on heyFinance is built on the Mine/Yours/Ours model β€” budgeting, goals, accounts, and net worth. Mine β€” a space for you, Yours β€” a space for your partner, and Ours β€” a space for your shared spending. With heyFinance, you can easily plan your personal spending separate from your joint spending. KNOW WHERE YOUR MONEY GOES Connect unlimited bank accounts securely, and heyFinance automatically tracks and categorises every transaction, giving you a clear breakdown of your spending. Know exactly what you need to cut and always be in control of your money. SPLIT SHARED EXPENSES FAIRLY Our Income Split Simulator helps you decide on a fair way to split shared expenses, showing you three different options, and what each looks like in 5, 10 and 20 years. Propose, Counter/Agree, and Save your agreed expense splitting method with your partner. You can see how much each person needs to contribute to every shared goal or budget. MAKE A PLAN FOR YOUR SPENDING Decide how you spend your money in advance with our complete budgeting setup. Allocate your income into different spending categories, set due dates for your expenses, and spend your money with confidence. You can make a plan for your monthly spending or even a one-off like your summer vacation. PLAN AND ACHIEVE YOUR FINANCIAL GOALS With heyFinance, you know exactly how much you need to save every month to achieve your big financial goals. And you can track your progress automatically with our progress chart. You can create savings goals if you’re saving for something, or spending goals if you want to keep an eye on a specific expense category For shared goals, you can also see how much each partner contributed. Membership details heyFinance is free to use for the first 30 days. Afterwards, there's a free plan for basic financial planning with your partner. heyFinance Plus unlocks all the benefits and is the best plan for you and your partner to manage money together. Data security We make our money only when you pay us by subscribing to use our app, and never sell your data. We do not use your data to recommend or sell products to you, like insurance or electricity providers. You can read more about how we secure data here: https://www.heyfinance.co/security Terms of service: https://www.heyfinance.co/terms Privacy policy: https://www.heyfinance.co/privacy-policy

About

Expense

Features
Read full description

Expense - AI Tracker makes tracking your personal and business finances simple. Stop manually typing every receipt and transaction. Scan a receipt, bill, invoice, or bank statement and let AI extract the important financial information for you. SCAN & EXTRACT WITH AI β€’ Scan receipts using your camera or choose documents from your gallery β€’ AI extracts merchant, date, amount, VAT, and available line items β€’ Upload bank statement PDFs and identify expenses and income β€’ Review and edit AI-extracted information before saving β€’ Turn financial documents into organized transactions in seconds SMART EXPENSE & INCOME TRACKING β€’ Automatically categorize your transactions β€’ Track both expenses and income β€’ Identify transactions as personal or business β€’ Manage personal and business finances in one place β€’ Add transactions manually whenever you prefer SEE WHERE YOUR MONEY GOES β€’ Simple monthly dashboard with expenses, income, and net balance β€’ Compare your spending with previous months β€’ See spending by category β€’ View income by category β€’ Tap categories to quickly find related transactions β€’ Browse your financial history month by month POWERFUL TRANSACTION SEARCH β€’ Search transactions by merchant β€’ Filter by month β€’ Filter personal and business transactions β€’ Filter by category β€’ Edit or delete transactions whenever you need REPORTS & EXPORT β€’ Create monthly and annual financial reports β€’ View personal vs. business breakdowns β€’ Export your financial data as PDF or CSV β€’ Keep your records ready for accounting, taxes, or sharing MADE FOR PERSONAL & BUSINESS FINANCES Whether you're tracking household spending, managing a side business, or keeping personal and business expenses separate, Expense - AI Tracker helps you organize everything in one place. YOUR DATA, YOUR WAY β€’ English and German β€’ Choose your preferred currency β€’ Secure sign-in with email, Google, or Apple β€’ Continue adding manual transactions when you're offline AI SCANNING PLANS Start with a free trial and experience AI-powered document scanning. Choose a Plus or Pro plan when you need more AI scans and continued access to premium AI features. Expense - AI Tracker Scan a receipt. Let AI do the rest. Terms: https://quantivatech-landing-page.onrender.com/apps/expense/terms Privacy: https://quantivatech-landing-page.onrender.com/apps/expense/privacy

Screenshots

heyFinance4 screens
Expense4 screens

Verdict

The call

heyFinance and Expense are too close to call on the numbers: across 5 compared parameters β€” price, ads, in-app purchases and device support among them β€” neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS

CostPrice Β· In-app purchases Β· Ads Β· Monetization

Both are free to download. heyFinance sells 2 in-app purchases, starting at $12.99 per month and Expense sells 4 in-app purchases, starting at $6.99 per month. Whichever you choose, the download price is not the number that matters.

ScorecardNo meaningful differences
heyFinance versus Expense: the parameters behind the verdict, then further details
ParameterheyFinanceExpense
PriceFreeFree
Update frequencyEvery 5 monthsβ€”
AdsNoNo
In-app purchasesYesYes
DevicesiPhone, iPad β€” betteriPhone
Requires iOS16.616.4 β€” better
Further details β€” not scored
Size37 MB72 MB
Age rating4+4+
DeveloperDrailfides DigitalMohamed Razmy Abdul Razzak

In-app purchases

2 purchases

heyFinance

Subscriptions2
  • heyFinance Core Monthly1 Month trial$12.991 Month
  • heyFinance Core Yearly1 Year trial$79.991 Year
4 purchases

Expense

Subscriptions4
  • Plus Monthly$6.991 Month
  • Pro Monthly$12.991 Month
  • Plus Annual$59.991 Year
Show 1 more
  • Pro Annual$99.991 Year

Questions

Is heyFinance free?
heyFinance is free to download, with in-app purchases available.
Is Expense free?
Expense is free to download, with in-app purchases available.
Do heyFinance or Expense have ads?
Neither heyFinance nor Expense shows ads.

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