Comparison

Duly vs Bubble Finance

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Duly

Track all your recurring expenses, from subscriptions to rent, in one place. Get timely reminders before payments are due and mark them as paid directly from notifications. Visualize your spending with built-in analytics and custom categories.

Highlights
  • Recurring expense tracking
  • Payment reminders
  • Mark as paid from notification
  • Spending analytics
  • Custom categories
  • Cross-device sync
Features
Read full description

Know what's due next. Duly keeps your subscriptions and bills in one list and reminds you before each one is due. You add what you pay for yourself, so there is no bank to connect and no account to create. Track 6 expenses free, and one purchase unlocks unlimited. Netflix, rent, insurance, gym, cloud storage: more than you think, on repeat. Each one feels small. The total rarely does. Duly puts every recurring payment in one place and nudges you before each one hits. Add an expense, pick how often it repeats (weekly, monthly, yearly, or any custom interval), and get a reminder before it's due. Mark it as paid right from the notification, no need to even open the app. The home screen shows what's coming up and how much you're spending this month. Widgets bring the same view to your home and lock screen. Built-in charts break down your recurring payments by category and project totals months ahead. Works with any currency, amounts auto-convert to your base currency. Organize with custom categories. Add expenses through Siri. Syncs across your Apple devices via iCloud. Available in 21 languages. That's it. No bank linking, no account sign-ups, no ads. Just your recurring payments, where you can actually see them. Free for up to 6 expenses. A single purchase removes the limit. No subscription required to track your subscriptions. Your expenses live on your device and in your own iCloud. Duly has no account and no server of its own holding them. The only thing that ever leaves your phone is feedback, and only if you choose to write it.

About

Bubble Finance

Features
Read full description

Bubble Finance - Smart Expense Tracking & Personal Finance Manager Take complete control of your finances with Bubble Finance, the offline-first expense tracker designed for individuals and small business owners. No internet? No problem. Your data stays private on your device. Why Bubble Finance? Bubble Finance stores everything locally on your device using Isar database technology. Your spending habits, your business expenses, your financial privacy — all protected. Key Features Track Every Expense Add expenses quickly with categories like Rent, Living Expenses, Groceries, Utilities, Transportation, Entertainment, and more. Custom categories available for premium users. Visual Reports & Analytics Interactive charts showing your spending patterns Y-axis with horizontal grid lines for easy value reference Tap and hold any data point to see detailed expense information Category-specific views — drill down into exactly where your money goes Budget Management Set monthly budgets for each category. Get insights when you're approaching your limits. See budget vs. actual spending with variance percentages. Small Business Ready Track business expenses separately Customize your business expense categories Profit & loss views for your side hustle or small business Offline-First Privacy All data stored locally on your device Works completely offline — on a plane, in a basement, anywhere Monthly & Yearly Views Compare spending month-over-month and year-over-year. See seasonal trends and plan better for future expenses. Clean, Intuitive Interface Designed for mobile first. Add an expense in seconds. View your dashboard at a glance. No clutter, no confusion. Premium Features (Monthly Subscription) Upgrade to Bubble Finance Premium to unlock: Advanced analytics and spending insights Add more accounts Generate customer receipts Perfect For Anyone tired of wondering where their money went Freelancers tracking business expenses Small business owners needing simple expense management Students learning to budget Anyone who values financial privacy How It Works Download Bubble Finance — free to start Add your expenses — tap the plus button, enter amount and category View your dashboard — see spending by category instantly View reports — understand your habits Upgrade to Premium — unlock advanced features when you're ready Privacy First, Always We don't collect your financial data. We don't sell your information. Your expenses stay on your phone. Period. The only data we ever see is your subscription status (processed securely by RevenueCat and Apple). Subscription Details Monthly premium subscription Free trial available (14 days) Payment charged to your App Store account Auto-renews unless cancelled before period ends Manage subscriptions in your account settings Support Questions? Issues? Ideas? Contact us at admin@blueappstechnology.com We read every email and respond within 48 hours. Download Bubble Finance today. Start tracking. Start saving. Take control. Bubble Finance — Your money. Your privacy. Your future.

Screenshots

Duly4 screens
Bubble Finance4 screens

Verdict

The call

The clearest difference is iOS requirement: Bubble Finance at 13.0 against Duly's 18.0. On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Duly sells 5 one-off in-app purchases and Bubble Finance sells 2 in-app purchases, starting at $3.49 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Duly ships an update weekly, Bubble Finance fortnightly. The most recent releases landed on October 14, 2026 and October 8, 2026 respectively.

Scorecard1 real difference · 9 level
Duly versus Bubble Finance: the parameters behind the verdict, then further details
ParameterDulyBubble Finance
PriceFreeFree
Rating4.2 (5 ratings) — better—
Positive reviews100.0% of reviews—
Number of ratings5 — better—
Update frequencyWeekly — betterFortnightly
AdsNoNo
In-app purchasesYesYes
MonetizationFree with in-app purchases—
DevicesiPhone, iPadiPhone, iPad, iPod — better
Requires iOS18.013.0 — better
Further details — not scored
Size6 MB37 MB
Age rating4+17+
DeveloperStepan ManzurovBlueApps Technology

In-app purchases

5 purchases

Duly

One-time5
  • Copper Coin$1.99
  • Duly Unlimited$4.99
  • Silver Coin$4.99
Show 2 more
  • Gold Coin$9.99
  • Platinum Coin$19.99
2 purchases

Bubble Finance

Subscriptions2
  • Bubble Finance Premium7 Days trial$3.491 Month
  • Bubble Finance Business7 Days trial$4.991 Month

Questions

Is Duly free?
Duly is free to download, with in-app purchases available.
Is Bubble Finance free?
Bubble Finance is free to download, with in-app purchases available.
Do Duly or Bubble Finance have ads?
Neither Duly nor Bubble Finance shows ads.
Which is updated more often, Duly or Bubble Finance?
Duly ships an update weekly, and Bubble Finance fortnightly. Most recently, Duly was updated on October 14, 2026 and Bubble Finance on October 8, 2026.

Other comparisons