Duly vs Zuko

Know what's due next. Duly keeps your subscriptions and bills in one list and reminds you before each one is due. You add what you pay for yourself, so there is no bank to connect and no account to create. Track 6 expenses free, and one purchase unlocks unlimited. Netflix, rent, insurance, gym, cloud storage: more than you think, on repeat. Each one feels small. The total rarely does. Duly puts every recurring payment in one place and nudges you before each one hits. Add an expense, pick how often it repeats (weekly, monthly, yearly, or any custom interval), and get a reminder before it's due. Mark it as paid right from the notification, no need to even open the app. The home screen shows what's coming up and how much you're spending this month. Widgets bring the same view to your home and lock screen. Built-in charts break down your recurring payments by category and project totals months ahead. Works with any currency, amounts auto-convert to your base currency. Organize with custom categories. Add expenses through Siri. Syncs across your Apple devices via iCloud. Available in 21 languages. That's it. No bank linking, no account sign-ups, no ads. Just your recurring payments, where you can actually see them. Free for up to 6 expenses. A single purchase removes the limit. No subscription required to track your subscriptions. Your expenses live on your device and in your own iCloud. Duly has no account and no server of its own holding them. The only thing that ever leaves your phone is feedback, and only if you choose to write it.

Cancel subscriptions without linking your bank. Zuko finds forgotten subs, alerts you before renewals, and walks you through canceling — all on your phone. Built for people who don't want their bank data scraped. WHY ZUKO • No bank login required. Your data stays on your device. • Renewal and trial reminders before you get billed. • Price change alerts when subscriptions hike. • Step-by-step cancel guides for popular services. • Import subscriptions from App Store receipts, bank PDFs, email, or scanned photos. • Long-cycle review surfaces yearly subs you forgot about. • Home Screen widget for next renewal at a glance. • Monthly and yearly totals with a management score. WHO IT'S FOR People tired of surprise renewals, apps demanding bank logins, forgotten free trials turning into paid charges, and yearly subs that auto-renew before you remember. PRIVACY Zuko works without bank connections. No Plaid. No screen scraping. No selling your transaction history. Your subscription data lives on your phone. PRO Zuko is free to start. Pro unlocks iCloud Sync, unlimited subscriptions, premium import (PDF, email, photo), and export. Stop surprise charges. Cancel without your bank.