SplitOn vs Qismah

SplitOn makes splitting expenses effortless. Whether you're sharing rent with roommates, splitting dinner with friends, or tracking costs on a group trip — SplitOn keeps everyone honest and every balance clear. Create a group, add expenses, and let SplitOn calculate who owes what. Split bills equally, by exact amounts, percentages, or shares. When it's time to settle up, see simplified debts so you make fewer payments. Track settlements, view your balance history, and never argue about money again. Key highlights: - Create unlimited groups for trips, households, events, or anything shared - Add expenses with flexible split options — equal, exact, percentage, or shares - Smart debt simplification reduces the number of payments needed - Multi-currency support for international trips and mixed-currency groups - Real-time activity feed so everyone stays in the loop - Friend system to quickly add people you split with often - Notifications for new expenses, settlements, and friend requests - Secure login with Face ID, Touch ID, or Google & Apple sign-in - Spending insights and charts — see where the money actually goes - Works offline — add expenses without Wi-Fi, syncs when you're back - Your data syncs across all your devices in real time SplitOn is free, fast, and built for real life. No ads. No hidden fees. Just fair splits.

Qismah is a free, expense ledger for trips, shared bills, and personal spending. Create a ledger for a trip, home, couple, friend group, work cost, or private spending. Ledgers start with type-based covers, such as airplane icons for travel, and you can add a custom cover photo when you create or edit a ledger. Track what matters: • Add expenses quickly, with receipts and photos • Split costs equally, by exact amount, percentage, shares, or plates • Use travel ledgers with multi-currency totals • See expense history, members, activity, and settlements in one place • Import expenses from CSV or Excel for free • Work locally without an account; sign in only for sync, backups, invites, and shared ledgers • Share ledgers with invite links and include pending members immediately • Keep personal ledgers private Qismah Plus is optional. A 7-day free trial is available to eligible new subscribers. Plus unlocks: • Qismah AI for ledgers and expenses • Smart invoice scan with line items, hotel stays, receipts, PDFs, and images • Itemized bill splitting by plates • Budgets with monthly category tracking • More recurring expenses • CSV export • Combined multi-currency totals • Higher limits for active ledgers, receipt storage, and scans Whether you are traveling with friends, splitting rent, tracking family spending, importing old expenses, or managing your own costs, Qismah keeps the ledger clear. Terms of Use: https://docs.qismah.app/terms