Spendly vs Subscription Tracker
Price, ratings, monetisation and update history for both apps, side by side β with what reviewers say about each.
Spendly
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Spendly was designed for people who want one thing: to know where their money went today β without wading through bank-grade complexity. Your data syncs securely across your own devices, so your records are always up to date. It starts with a living balance card. Your monthly income, expense, and balance sit inside a gently animated display, and when you set a monthly budget, a soft arc fills to show how much room you have left. It is the first thing you see when you open the app, and it tells you exactly what you need to know. RECORD IN SECONDS Tap the + button, enter an amount, pick a category, and you are done. Add a date and an optional note if you want context. The very first time you open Spendly, it detects your device region and sets the default currency automatically β zero setup required. MONTHLY BUDGET TRACKING Set a spending goal for each month. The balance card responds with a visual arc that fills as your expenses grow, giving you an at-a-glance sense of whether you are on track. FLEXIBLE CATEGORIES Built-in categories cover the basics β food, transport, shopping, housing, salary, bonus, and more. When your life does not fit neatly into defaults, create custom categories with any name you like. STATISTICS THAT REVEAL PATTERNS Pie charts break down spending and income by category. Toggle between time ranges β today, this month, last month, this year, last 3 or 6 months, all time, or any custom date range β to spot trends and high-frequency expenses. FIND ANY RECORD Scroll through a date-grouped list of every transaction, or search by keyword, category, or date to jump straight to what you need. SYNC ACROSS DEVICES Your bookkeeping data stays in sync across your personal devices through cloud backup. Switch phones or restore a device without losing a single record. BACK UP AND RESTORE Export your entire history as a portable file. Import it on another device to pick up right where you left off. YOUR THEME, YOUR CHOICE Switch between light and dark themes, or let Spendly follow your system setting. WHY SPENDLY EXISTS Most finance apps keep adding features until they feel like work. Spendly goes the other way: it removes everything that does not help you record and understand your daily spending. The result is an app that is calm enough to open every single day β and that is the whole point, because the best tracker is the one you actually use.
Subscription Tracker
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Take Control of Bills, Renewals, and Goals Subi helps you organize subscriptions, payment reminders, monthly totals, investments, and savings goals in one clear place. If you want to stop wasting money on unused services, stay ahead of upcoming charges, and understand your recurring costs, Subi gives you a simpler way to manage everything without clutter. Everything important in one app Keep subscriptions in one place, review upcoming payments before they happen, and see monthly and yearly totals at a glance. Subi is built for everyday money awareness, so you can check what is renewing, what it costs, and where your money is going in seconds. What you can do with Subi β’ Track subscriptions and recurring bills in one place β’ Get reminders before upcoming charges β’ Review monthly and yearly totals clearly β’ See costs faster and reduce surprise payments β’ Monitor investments alongside your spending tools β’ Track savings goals and progress over time β’ Stay organized with a simple, focused interface Why people use Subi β’ To catch unused subscriptions before they renew β’ To avoid missed payments and surprise charges β’ To understand recurring costs more clearly β’ To keep investments and goals visible in daily life β’ To take control of money with less friction Whether you are managing streaming services, software plans, household bills, or personal savings goals, Subi gives you a simple and clear way to stay organized and make better money decisions. Stay ahead of renewals, know your costs, and keep control of your money with Subi. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Screenshots
Verdict
The clearest difference is ads: Subscription Tracker at none against Spendly's shown. Spendly's advantage is update cadence (every 3 weeks vs every 4 months) and iOS requirement (13.0 vs 15.0). On price, in-app purchases and device support there is nothing between them.
Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS
Both are free to download. Spendly sells 1 one-off in-app purchase and Subscription Tracker sells 2 in-app purchases, starting at $3.99 per month. Whichever you choose, the download price is not the number that matters.
Spendly ships an update every 3 weeks, Subscription Tracker every 4 months. The most recent releases landed on September 9, 2026 and September 15, 2026 respectively.
| Parameter | Spendly | Subscription Tracker |
|---|---|---|
| Price | Free | Free |
| Update frequency | Every 3 weeks β better | Every 4 months |
| Ads | Yes | No β better |
| In-app purchases | Yes | Yes |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 13.0 β better | 15.0 |
| Further details β not scored | ||
| Size | 33 MB | 50 MB |
| Age rating | 4+ | 12+ |
| Developer | εΊιΈΏ ζ | OGUZHAN 0ZDEMIR |
In-app purchases
Spendly
- Lifetime Premium$9.99
Subscription Tracker
- Monthly$3.991 Month
- Yearly$19.991 Year
Questions
Is Spendly free?
Is Subscription Tracker free?
Do Spendly or Subscription Tracker have ads?
Which is updated more often, Spendly or Subscription Tracker?
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