Comparison

Lode vs Vaulty

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Lode

Effortlessly track your finances using natural language input and AI-powered categorization. Manage budgets, bills, and savings goals with receipt scanning and multi-currency support. Ideal for those seeking a fast and intuitive budgeting experience without complex forms.

Highlights
  • AI transaction entry via natural language
  • Receipt scanning and data extraction
  • Budgeting and bill management
  • Multi-currency tracking
  • Savings goals and debt tracking
  • Home screen widgets and Siri Shortcuts
  • Shared financial spaces
Features
Read full description

Lode is an AI expense tracker that turns plain language into clean personal finance records. Type "coffee 5" or just say what you spent — Lode creates the transaction for you. No long forms, no menu diving. AI detects the category, amount, date, note, and currency, then keeps your money organized. SMART, EFFORTLESS ENTRY - Natural language: write or speak a few words, get a ready transaction - Scan receipts — AI reads the amount, store, and date - Learns your habits for faster, more accurate categorizing ASK LODE ANYTHING - Chat with Lode about your money — "How much did I spend on coffee this month?" - Get plain-language answers about balances, budgets, and trends - Ask hands-free with Siri, too SEE WHERE YOUR MONEY GOES - Income and spending statistics, side by side - Daily cost and daily income, trends, and category breakdowns - Smart insights that explain your numbers in plain words PLAN AHEAD - Budgets with alerts before you overspend - Bills and reminders so nothing slips - Savings goals with progress tracking - Debts — who owes whom, and how much is left BUILT FOR REAL LIFE - Multiple currencies with live exchange rates and a built-in converter - Shared accounts for family or partners, synced across devices - Home Screen, Lock Screen, and Control Center widgets - Siri Shortcuts to add transactions, check balances and budgets, or hear a monthly report - Smart import from CSV, Excel, or other finance apps — AI maps your data automatically PRIVATE BY DESIGN - Your data syncs securely through iCloud - No ads, no selling your data Start with a few words. Lode does the rest. Terms of Use (EULA): https://lodeapp.framer.website/term-of-use Privacy Policy: https://lodeapp.framer.website/privacy-policy

About

Vaulty

Features
Read full description

Take control of your money with a simple and powerful expense tracker. Understand where your money goes, track subscriptions, and see your finances clearly in seconds. Vaulty helps you monitor spending, analyze recurring payments, and make smarter financial decisions without complicated spreadsheets. Track Your Expenses Easily Automatically organize your transactions and see exactly how much you spend each day, week, and month. Know where your money goes and stay in control of your budget. Subscription Analysis Many people lose money on subscriptions they forget about. Vaulty detects recurring payments and shows: • all active subscriptions • monthly subscription costs • upcoming payments Spot unnecessary subscriptions and cancel them before they renew. Fast Financial Overview Your entire financial picture in one clean dashboard. Instantly see: • total balance • income vs expenses • spending trends • category breakdowns No complex reports — just clear insights. Smart Spending Insights Visual charts help you understand your spending habits and discover where you can save more money. Build better financial habits with real data. Simple, Fast, Secure Designed to be fast, intuitive, and easy to use. Your financial data is always protected and handled securely. Start tracking your money smarter today. Know your spending. Control your subscriptions. Improve your financial life. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

Lode4 screens
Vaulty4 screens

Verdict

The call

The clearest difference is ads: Lode at none against Vaulty's shown. Lode also leads on update cadence (every 4 days vs every 2 weeks). Vaulty's advantage is iOS requirement (15.1 vs 18.0). On price, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Lode sells 3 in-app purchases, starting at $3.99 per month and Vaulty sells 3 in-app purchases, starting at $4.99 per 7 days. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Lode ships an update every 4 days, Vaulty every 2 weeks. The most recent releases landed on October 12, 2026 and October 14, 2026 respectively.

Scorecard3 real differences · 7 level
Lode versus Vaulty: the parameters behind the verdict, then further details
ParameterLodeVaulty
PriceFreeFree
Rating5.0 (8 ratings) — better—
Positive reviews100.0% of reviews—
Number of ratings8 — better—
Update frequencyEvery 4 days — betterEvery 2 weeks
AdsNo — betterYes
In-app purchasesYesYes
MonetizationFreemium—
DevicesiPhone, iPadiPhone, iPad, iPod — better
Requires iOS18.015.1 — better
Further details — not scored
Size55 MB52 MB
Age rating4+4+
DeveloperKyrylo SvystunYevhenii Ksenych

In-app purchases

3 purchases

Lode

Subscriptions2
  • Lode Premium$3.991 Month
  • Lode Premium3 Days trial$29.991 Year
One-time1
  • Lifetime Premium$59.99
3 purchases

Vaulty

Subscriptions3
  • Weekly subscription7 Days trial$4.997 Days
  • Monthly subscription$7.991 Month
  • Annual subscription$59.991 Year

Questions

Is Lode free?
Lode is free to download, with in-app purchases available.
Is Vaulty free?
Vaulty is free to download, with in-app purchases available.
Do Lode or Vaulty have ads?
Vaulty shows ads; Lode does not.
Which is updated more often, Lode or Vaulty?
Lode ships an update every 4 days, and Vaulty every 2 weeks. Most recently, Lode was updated on October 12, 2026 and Vaulty on October 14, 2026.

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