Lode vs Taliro
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Lode
This AI-powered finance app automatically logs your expenses from bank notifications and Apple Pay. It helps you manage budgets, track bills, and plan for trips without requiring bank logins. Your data is securely stored in your iCloud.
- Automatic expense logging from notifications
- AI-powered transaction categorization
- Budget and bill tracking
- Trip budgeting and expense management
- Receipt scanning and import
- iCloud sync for iPhone and iPad
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Lode is the AI budget and expense tracker for iPhone. It logs payments from your bank’s notifications and Apple Pay, keeps budgets, bills and trips in check, and stores everything in your own iCloud. PAY AS USUAL. LODE WRITES IT DOWN Your bank already sends a notification for every payment. Lode turns each one into a transaction — no typing, no bank login. - You pay: By card, online or with Apple Pay. Your bank sends its usual notification. Bank notifications need iOS 27; Apple Pay works on iOS 18 and later. - Lode logs it: Amount, merchant and category — income too — without you opening the app. - It asks when unsure: Cash from an ATM, or a charge that may be one of your bills? One tap in a notification decides. FAST TO LOG. EASY TO PLAN - AI chat, voice and receipts: Type “coffee 5”, say it out loud or snap a receipt. Lode fills in the category, currency and date. Premium, with 3 free voice entries a month. - Budgets that fit your payday: An overall budget, limits per category and an income plan — with the month starting on the day you get paid. - Bills and subscriptions: Recurring payments are logged on schedule, and a free trial ends with a reminder, not a surprise charge. - Goals and debts: Save toward a trip or a laptop at your own pace, and keep track of who owes whom. - Shared accounts: Share an account with a partner or family through iCloud. Everyone keeps their own accounts private. Sharing needs Premium; joining is free. - Statistics and reports: See where the money goes by category, day and trip, and export the month as a PDF report. - Import a CSV, Excel or PDF bank statement, or an export from another finance app — Lode recognizes the columns and uses Lode AI for unusual layouts and PDFs. EVERY TRIP BUDGETED. EVERY COUNTRY STAMPED Set the country and dates, and every expense on those days goes into the trip — in any currency, against its own budget. - See what a day on the road cost, place by place - A passport stamp for every country, and how much of the world you’ve seen - Your trip on the Lock Screen as a Live Activity - 150+ currencies, booked at the rate of the day you paid WORKS THE WAY YOUR iPhone DOES - Siri & Shortcuts: “Log expense in Lode” — hands-free. - Widgets: Balance, budget and spending on your Home and Lock Screen. - Live Activities: The trip you’re on, right on the Lock Screen. - iCloud sync: Your iPhone and iPad, always in step. - Hide amounts: Tap the balance to cover every figure before you hand the phone over. NO BANK LOGIN. NO ACCOUNT. NO TRACKING - No bank password: Lode never connects to your bank. Payments come from the notifications already on your iPhone. - No account: No sign-up and no email. Open the app and start. - Your iCloud, not our servers: Your data lives on your iPhone and syncs through your own iCloud. - No ads or trackers: Nothing is sold or profiled. AI only sees what you send it, and nothing is stored. START FREE. UPGRADE WHEN YOU'RE READY Core tracking and automatic logging are free forever. Premium unlocks Lode AI, deeper insights and no limits. Know where your money goes. Always. Terms of Use (EULA): https://lodefinance.com/term-of-use Privacy Policy: https://lodefinance.com/privacy-policy
Taliro
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Split bills with friends, without the awkward math. Taliro is the simplest way to track shared expenses on trips, in shared flats, or at dinner. Add what you spent, split it fairly, and one tap shows everyone the cleanest way to settle up. WHY YOU'LL LOVE IT • See your share of every group at a glance, with a live dashboard and contribution chart • Split equally, by amount, or by percentage. Custom splits with auto-distribute as you tap • Set rent, bills and subscriptions to repeat every month, added automatically and split exactly the same way (Taliro Plus) • Attach a receipt photo to any expense, view full size on tap • Settle up with one tap, Taliro figures out the simplest way to pay everyone back • Stay in sync with push notifications and a live activity feed • Invite friends via shareable link or QR code, or add people who do not have the app as anonymous members • 41 supported currencies, set per group • Group cover photos so every trip and flat has its own vibe • Pay people back in their own banking app: see how each person prefers to be paid, then mark it settled. • Record money that changed hands outside an expense, like lending a friend cash or paying up front, and balances stay correct WHY "TALIRO"? In Greek, τάληρο (taliro) is slang for a 5 euro coin, the one you would toss to a friend to cover your coffee. That is the spirit of this app: keeping money simple between the people you care about. Born from the frustration of splitting bills on trips and shared apartments, Taliro is the app we wished we had. MOVING FROM ANOTHER APP? Already tracking expenses somewhere else? Export your group as a spreadsheet and bring it into Taliro, with people, expenses, settlements and balances intact. Previewing your file is always free, so you can see exactly what would come across before you decide. FREE TO USE • Up to 4 expenses per day • Up to 10 groups • Unlimited members per group TALIRO PLUS • Unlimited expenses • Unlimited groups • Recurring expenses, so rent and bills add themselves every month • Import a group from another app • Early access to new features No ads. No tracking. Just simple expense splitting. Made with love in Greece. Terms of Use: https://taliro.app/terms Privacy Policy: https://taliro.app/privacy
Screenshots
Verdict
The clearest difference is update cadence: Lode at every 5 days against Taliro's every 11 days. Taliro's advantage is iOS requirement (15.1 vs 18.0). On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Lode sells 3 in-app purchases, starting at $3.99 per month and Taliro sells 2 in-app purchases, starting at $2.99 per month. Whichever you choose, the download price is not the number that matters.
Lode ships an update every 5 days, Taliro every 11 days. The most recent releases landed on November 9, 2026 and November 5, 2026 respectively.
| Parameter | Lode | Taliro |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (8 ratings) — better | — |
| Positive reviews | 100.0% of reviews | — |
| Number of ratings | 8 — better | — |
| Update frequency | Every 5 days — better | Every 11 days |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Monetization | Freemium | — |
| Devices | iPhone, iPad | iPhone, iPad, iPod — better |
| Requires iOS | 18.0 | 15.1 — better |
| Further details — not scored | ||
| Size | 112 MB | 55 MB |
| Age rating | 4+ | 4+ |
| Developer | Kyrylo Svystun | Aleksandar Angelov |
In-app purchases
Lode
- Lode Premium$3.991 Month
- Lode Premium3 Days trial$29.991 Year
- Lifetime Premium$59.99
Taliro
- Taliro Plus$2.991 Month
- Taliro Plus$11.991 Year









