Lode vs CashPilot

Lode is the AI budget and expense tracker for iPhone. It logs payments from your bank’s notifications and Apple Pay, keeps budgets, bills and trips in check, and stores everything in your own iCloud. PAY AS USUAL. LODE WRITES IT DOWN Your bank already sends a notification for every payment. Lode turns each one into a transaction — no typing, no bank login. - You pay: By card, online or with Apple Pay. Your bank sends its usual notification. Bank notifications need iOS 27; Apple Pay works on iOS 18 and later. - Lode logs it: Amount, merchant and category — income too — without you opening the app. - It asks when unsure: Cash from an ATM, or a charge that may be one of your bills? One tap in a notification decides. FAST TO LOG. EASY TO PLAN - AI chat, voice and receipts: Type “coffee 5”, say it out loud or snap a receipt. Lode fills in the category, currency and date. Premium, with 3 free voice entries a month. - Budgets that fit your payday: An overall budget, limits per category and an income plan — with the month starting on the day you get paid. - Bills and subscriptions: Recurring payments are logged on schedule, and a free trial ends with a reminder, not a surprise charge. - Goals and debts: Save toward a trip or a laptop at your own pace, and keep track of who owes whom. - Shared accounts: Share an account with a partner or family through iCloud. Everyone keeps their own accounts private. Sharing needs Premium; joining is free. - Statistics and reports: See where the money goes by category, day and trip, and export the month as a PDF report. - Import a CSV, Excel or PDF bank statement, or an export from another finance app — Lode recognizes the columns and uses Lode AI for unusual layouts and PDFs. EVERY TRIP BUDGETED. EVERY COUNTRY STAMPED Set the country and dates, and every expense on those days goes into the trip — in any currency, against its own budget. - See what a day on the road cost, place by place - A passport stamp for every country, and how much of the world you’ve seen - Your trip on the Lock Screen as a Live Activity - 150+ currencies, booked at the rate of the day you paid WORKS THE WAY YOUR iPhone DOES - Siri & Shortcuts: “Log expense in Lode” — hands-free. - Widgets: Balance, budget and spending on your Home and Lock Screen. - Live Activities: The trip you’re on, right on the Lock Screen. - iCloud sync: Your iPhone and iPad, always in step. - Hide amounts: Tap the balance to cover every figure before you hand the phone over. NO BANK LOGIN. NO ACCOUNT. NO TRACKING - No bank password: Lode never connects to your bank. Payments come from the notifications already on your iPhone. - No account: No sign-up and no email. Open the app and start. - Your iCloud, not our servers: Your data lives on your iPhone and syncs through your own iCloud. - No ads or trackers: Nothing is sold or profiled. AI only sees what you send it, and nothing is stored. START FREE. UPGRADE WHEN YOU'RE READY Core tracking and automatic logging are free forever. Premium unlocks Lode AI, deeper insights and no limits. Know where your money goes. Always. Terms of Use (EULA): https://lodefinance.com/term-of-use Privacy Policy: https://lodefinance.com/privacy-policy

CashPilot is your personal finance companion that makes budgeting effortless. Track every dollar, set smart budgets, and let AI help you make better financial decisions — all with bank-level encryption. SMART EXPENSE TRACKING • Add transactions with natural language — just type "coffee 4.50" and CashPilot does the rest • Scan receipts with your camera and let AI extract the details automatically • Import bank statements (PDF/CSV) to catch up in seconds • Voice input — speak your transactions hands-free • Split expenses with roommates and track who owes what AI-POWERED INSIGHTS • Financial Health Score — a 0-100 rating that shows how you're really doing • AI Budget Planner — analyzes your spending history and suggests a realistic budget • Spending insights that spot patterns you might miss • What-if simulations — see the impact before you spend • Personal AI financial advisor chat available anytime BUDGETING THAT WORKS • Set a monthly budget and track your pace day by day • Per-category budget limits so you know exactly where your money goes • Daily spending allowance keeps you on track • Streak counter to build better habits • Budget alerts before you overspend SAVINGS GOALS • Create goals with target amounts and track your progress • Visual progress bars to keep you motivated • AI coaching to help you reach your goals faster DEBT PAYOFF PLANNER • Track all your debts in one place • Avalanche and Snowball payoff strategies • See your debt-free date and total interest saved • Extra payment impact calculator BEAUTIFUL ANALYTICS • Spending breakdown by category with charts • Monthly income vs. expenses comparison • Daily spending heatmap and trends • Export detailed PDF reports BUILT FOR PRIVACY • AES-256 encryption — your financial data is encrypted before it leaves your device • No ads, no data selling • Cloud sync keeps your data safe across devices • Delete your account and all data anytime BILINGUAL • Full support for English and French • Live exchange rates for 8 major currencies • Financial news feed to stay informed • Dark mode and light mode • Recurring transaction automation • Custom spending categories Download CashPilot and take control of your finances today.