Lode vs Spent
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Lode
Effortlessly track your finances using natural language input and AI-powered categorization. Manage budgets, bills, and savings goals with receipt scanning and multi-currency support. Ideal for those seeking a fast and intuitive budgeting experience without complex forms.
- AI transaction entry via natural language
- Receipt scanning and data extraction
- Budgeting and bill management
- Multi-currency tracking
- Savings goals and debt tracking
- Home screen widgets and Siri Shortcuts
- Shared financial spaces
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Lode is an AI expense tracker that turns plain language into clean personal finance records. Type "coffee 5" or just say what you spent — Lode creates the transaction for you. No long forms, no menu diving. AI detects the category, amount, date, note, and currency, then keeps your money organized. SMART, EFFORTLESS ENTRY - Natural language: write or speak a few words, get a ready transaction - Scan receipts — AI reads the amount, store, and date - Learns your habits for faster, more accurate categorizing ASK LODE ANYTHING - Chat with Lode about your money — "How much did I spend on coffee this month?" - Get plain-language answers about balances, budgets, and trends - Ask hands-free with Siri, too SEE WHERE YOUR MONEY GOES - Income and spending statistics, side by side - Daily cost and daily income, trends, and category breakdowns - Smart insights that explain your numbers in plain words PLAN AHEAD - Budgets with alerts before you overspend - Bills and reminders so nothing slips - Savings goals with progress tracking - Debts — who owes whom, and how much is left BUILT FOR REAL LIFE - Multiple currencies with live exchange rates and a built-in converter - Shared accounts for family or partners, synced across devices - Home Screen, Lock Screen, and Control Center widgets - Siri Shortcuts to add transactions, check balances and budgets, or hear a monthly report - Smart import from CSV, Excel, or other finance apps — AI maps your data automatically PRIVATE BY DESIGN - Your data syncs securely through iCloud - No ads, no selling your data Start with a few words. Lode does the rest. Terms of Use (EULA): https://lodeapp.framer.website/term-of-use Privacy Policy: https://lodeapp.framer.website/privacy-policy
Spent
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Meet Spent — the AI expense tracker that logs your spending in seconds. Just say it out loud or snap a receipt, and Spent captures the amount, category, and date for you. No endless forms, no fuss. Most money apps make tracking a chore. Spent makes it feel effortless — so you actually stick with it. WHY YOU'LL LOVE SPENT - Speak to track — Say "12 on lunch" and it's logged instantly. The fastest way to record an expense. - Scan any receipt — Snap a photo and AI pulls out the total, merchant, and date automatically. - Or just tap — Prefer to type? Quick-add an expense in a couple of taps. - See where it goes — Clean charts and a month calendar show your spending at a glance. - Budgets that stick — Set budgets by category and stay ahead before you overspend. - Any currency — Traveling or earning abroad? Track in your currency with automatic conversion. - Your categories — Tailor categories to match how you really spend. - Gentle reminders — Stay on top of logging and reviewing your money. - Export anytime — Send your history to CSV whenever you need it. PRIVATE BY DESIGN Spent works fully offline and keeps your data on your device first. No account needed to start. No bank connections. No selling your data — ever. BEAUTIFULLY SIMPLE Native, fast, and calm. Just the tools you need to understand your money, with none of the clutter. Download Spent and take control of your spending — one word, one receipt, one tap at a time. Spent requires a paid subscription to unlock unlimited logs. New members start with a free trial. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://khamidjon.github.io/spent-landing-page/privacypolicy/
Screenshots
Verdict
The clearest difference is iOS requirement: Lode at 18.0 against Spent's 26.4. On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Lode sells 3 in-app purchases, starting at $3.99 per month and Spent sells 3 in-app purchases, starting at $4.99 per 7 days. Whichever you choose, the download price is not the number that matters.
Lode ships an update every 4 days, Spent every 5 days. The most recent releases landed on October 25, 2026 and October 23, 2026 respectively.
| Parameter | Lode | Spent |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (8 ratings) — better | — |
| Positive reviews | 100.0% of reviews | — |
| Number of ratings | 8 — better | — |
| Update frequency | Every 4 days — better | Every 5 days |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Monetization | Freemium | — |
| Devices | iPhone, iPad — better | iPhone |
| Requires iOS | 18.0 — better | 26.4 |
| Further details — not scored | ||
| Size | 55 MB | 28 MB |
| Age rating | 4+ | 9+ |
| Developer | Kyrylo Svystun | Khamidjon Egamov |
In-app purchases
Lode
- Lode Premium$3.991 Month
- Lode Premium3 Days trial$29.991 Year
- Lifetime Premium$59.99
Spent
- Weekly Premium$4.997 Days
- Monthly Premium$9.991 Month
- Annual Premium7 Days trial$39.991 Year








