Lode vs My Assets
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Lode
Effortlessly track expenses using natural language input or by scanning receipts. This AI-powered app categorizes transactions, provides insights into spending, and helps with budgeting and bill reminders. It offers secure iCloud syncing and is designed with privacy in mind.
- Natural language expense entry
- AI-powered receipt scanning
- Chat-based financial insights
- Budgeting and bill reminders
- Income and spending statistics
- Secure iCloud syncing
- Multi-currency support
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Lode is an AI expense tracker that turns plain language into clean personal finance records. Type "coffee 5" or just say what you spent — Lode creates the transaction for you. No long forms, no menu diving. AI detects the category, amount, date, note, and currency, then keeps your money organized. SMART, EFFORTLESS ENTRY - Natural language: write or speak a few words, get a ready transaction - Scan receipts — AI reads the amount, store, and date - Learns your habits for faster, more accurate categorizing ASK LODE ANYTHING - Chat with Lode about your money — "How much did I spend on coffee this month?" - Get plain-language answers about balances, budgets, and trends - Ask hands-free with Siri, too SEE WHERE YOUR MONEY GOES - Income and spending statistics, side by side - Daily cost and daily income, trends, and category breakdowns - Smart insights that explain your numbers in plain words PLAN AHEAD - Budgets with alerts before you overspend - Bills and reminders so nothing slips - Savings goals with progress tracking - Debts — who owes whom, and how much is left BUILT FOR REAL LIFE - Multiple currencies with live exchange rates and a built-in converter - Shared accounts for family or partners, synced across devices - Home Screen, Lock Screen, and Control Center widgets - Siri Shortcuts to add transactions, check balances and budgets, or hear a monthly report - Smart import from CSV, Excel, or other finance apps — AI maps your data automatically PRIVATE BY DESIGN - Your data syncs securely through iCloud - No ads, no selling your data Start with a few words. Lode does the rest. Terms of Use (EULA): https://lodefinance.com/term-of-use Privacy Policy: https://lodefinance.com/privacy-policy
My Assets
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MyAssets is a simple asset tracker you fill in by hand — no bank, brokerage, or exchange account linking required. ■ Who it's for - Anyone uncomfortable linking bank or brokerage accounts to an app - People whose holdings are spread across multiple banks, brokers, and exchanges - Anyone who wants cash, stocks, funds, bonds, and crypto in one single view - Anyone who wants to project where their savings are headed ■ Key features - Track 7 asset types in one place: cash, stocks, ETFs, mutual funds, bonds, crypto, and other - Multi-currency support (JPY/USD/EUR/GBP and more), with a base currency you can switch anytime - Live price lookups for stocks, ETFs, and crypto, with a graceful fallback to manual entry when a price can't be fetched — MyAssets never shows a made-up number - A donut chart of your allocation, plus a per-type breakdown at a glance - Saving plans and a future-value simulation (5/10/20/30 years out) with bear/standard/bull scenario comparison - A history chart of your total assets over time — drag across it to check any day's value - A one-tap privacy mode that masks every amount on screen - Available in Japanese, English, Simplified Chinese, Korean, Spanish, French, and German ■ Premium (optional) The free plan covers up to 20 assets and 3 saving plans. Upgrading to Premium adds: - Unlimited assets and saving plans - A faster automatic price-refresh interval (15/30/60 min) - Bear/standard/bull scenario comparison simulation - CSV export - Full-history charting - No ads ■ On privacy MyAssets never connects to any bank, brokerage, or crypto exchange account. Everything you enter is stored only on this device. Simulation results are estimates based on the assumptions you enter — they are not a guarantee of future performance and are not investment advice. Terms of Use (Apple's Standard EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Screenshots
Verdict
The clearest difference is ads: Lode at none against My Assets's shown. Lode also leads on update cadence (every 5 days vs monthly). On price, in-app purchases, device support and iOS requirement there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Lode sells 3 in-app purchases, starting at $3.99 per month and My Assets sells 2 in-app purchases, starting at $2.99 per month. Whichever you choose, the download price is not the number that matters.
Lode ships an update every 5 days, My Assets monthly. The most recent releases landed on October 31, 2026 and October 25, 2026 respectively.
| Parameter | Lode | My Assets |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (8 ratings) — better | — |
| Positive reviews | 100.0% of reviews | — |
| Number of ratings | 8 — better | — |
| Update frequency | Every 5 days — better | Monthly |
| Ads | No — better | Yes |
| In-app purchases | Yes | Yes |
| Monetization | Freemium | — |
| Devices | iPhone, iPad — better | iPhone |
| Requires iOS | 18.0 | 17.0 — better |
| Further details — not scored | ||
| Size | 112 MB | 12 MB |
| Age rating | 4+ | 4+ |
| Developer | Kyrylo Svystun | Kazuya Betsumiya |
In-app purchases
Lode
- Lode Premium$3.991 Month
- Lode Premium3 Days trial$29.991 Year
- Lifetime Premium$59.99
My Assets
- 月額$2.991 Month
- 年額$29.991 Year









