Comparison

Elektrum vs Payfin

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Elektrum

Read full description

Elektrum is your personal portfolio copilot. Track stocks, crypto, commodities, real estate, and cash in one place, with AI-powered insights that actually help you decide. Unlike most trackers, Elektrum covers both major global markets (NASDAQ, NYSE) and Turkey's Borsa Istanbul (BIST) with deep native support. Plus Turkish gold, all major crypto, and 20+ forex pairs. Real-time prices, instant alerts, and a portfolio doctor that tells you what's concentrated, overexposed, and where you're bleeding returns. EVERYTHING YOU HOLD • US stocks & ETFs (NASDAQ, NYSE, AMEX) • Borsa Istanbul (BIST), all 600+ tickers • Crypto: Bitcoin, Ethereum, and 40+ top coins • Commodities: gold (troy oz & gram), silver, oil, natural gas • Forex: USD, EUR, GBP, JPY, TRY and more • Real estate, fixed income & cash holdings • Multi-portfolio support for separate work, retirement, crypto accounts • P/L in any base currency with live FX conversion MARKET DATA • Real-time quotes from global exchanges • Interactive candlestick charts (1min to monthly) • Top gainers, losers, and sector heatmaps • Custom watchlists per market • Earnings, dividends & IPO calendar SMART ALERTS • Price alerts above or below your targets • Instant push notifications • Recurring alerts for long-term levels ELEKTRUM PREMIUM • AI Portfolio Doctor: diagnoses risk, concentration, diversification • AI Price Predictions: 30-day forecasts with confidence scores • AI Market Discoveries: curated opportunities based on your holdings • Unlimited watchlists and price alerts • Priority data refresh PRIVATE & SECURE • No brokerage connection required. You stay in control. • Bank-grade encryption (TLS in transit, AES at rest) • Sign in with Apple, Google, or email • Delete your account and all data from inside the app • We never sell your data. Ever. Available in English and Turkish. Works in any currency. Start tracking your portfolio in under 60 seconds. Free forever, with optional Premium. Disclaimer: Elektrum is a portfolio tracking app. It does not provide financial advice, execute trades, or hold funds. All investment decisions are yours. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://elektrum.app/privacy

About

Payfin

Features
Read full description

Payfin is a comprehensive portfolio management tool that allows you to easily track your personal budget and investments from a single platform. Key Features: • Track your income and expenses instantly to keep your budget under control. • Monitor your gold, foreign currency, crypto, and stock market investments with live data on one screen. • Analyze the total value and changes of your assets with clear and insightful charts. • Manage your money effectively without dealing with complex accounting processes. Payfin is always with you on your journey to financial freedom!

Screenshots

Elektrum4 screens
Payfin4 screens

Verdict

The call

The clearest difference is in-app purchases: Payfin at none against Elektrum's 2. On price, ads, device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Elektrum sells 2 in-app purchases, starting at $5.99 per month. Payfin asks for nothing beyond the download.

Scorecard1 real difference · 5 level
Elektrum versus Payfin: the parameters behind the verdict, then further details
ParameterElektrumPayfin
PriceFreeFree
Update frequencyEvery 4 days—
AdsNoNo
In-app purchasesYesNo — better
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS15.115.1
Further details — not scored
Size62 MB32 MB
Age rating4+4+
DeveloperMert OZDEMIRMUHAMMET AHMET KILIC

In-app purchases

2 purchases

Elektrum

Subscriptions2
  • Elektrum Premium$5.991 Month
  • Elektrum Premium$59.991 Year
None

Payfin

No in-app purchases

Questions

Is Elektrum free?
Elektrum is free to download, with in-app purchases available.
Is Payfin free?
Payfin is free to download, with no in-app purchases.
Do Elektrum or Payfin have ads?
Neither Elektrum nor Payfin shows ads.

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