Comparison

VaultBudget vs DivCal

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

VaultBudget

Features
Read full description

VaultBudget is a powerful yet simple personal finance manager designed to help you stay in control of your money. Track your income and expenses, create monthly budgets, and monitor your financial health with a clean and intuitive interface. **Free Features:** • Track income and expenses quickly • Create and manage budgets • View clear financial summaries • Support for multiple currencies • Secure data stored locally on your device • Privacy mode to hide financial amounts • Clean and distraction-free design VaultBudget helps you understand where your money goes and plan your financial future with confidence. Whether you want to control spending, manage budgets, or simply track daily transactions, VaultBudget gives you the tools you need. **Premium Features:** • Unlimited budgets • Advanced charts and detailed reports • Export data and PDF statements **Subscription Options:** • Monthly subscription • Yearly subscription • Lifetime one-time purchase Subscriptions automatically renew unless cancelled at least 24 hours before the end of the current period. Your Apple ID account will be charged at confirmation of purchase. You can manage or cancel your subscriptions at any time in your Apple ID account settings. Your financial data stays private and secure on your device. Privacy Policy: https://sites.google.com/view/vaultbudget-privacy Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

About

DivCal

Features
Read full description

Track your dividend income, never miss an ex-date, and grow your passive income portfolio with DivCal. DivCal is the smart dividend tracker that helps you stay on top of every payment. Add your holdings, and DivCal automatically fetches dividend history, calculates your income, and alerts you before important dates. KEY FEATURES: • Dividend Calendar — View upcoming ex-dates and payment dates in a monthly calendar. Switch between your portfolio and market-wide events. • Portfolio Dashboard — Track multiple portfolios with real-time valuation, annual income, yield, and growth metrics. • Smart Notifications — Get alerted before ex-dividend dates and when payments hit your account. • Income Projections — Model dividend growth with DRIP reinvestment scenarios, contributions, and income goals. • Dividend Safety Scores — Evaluate payment reliability with multi-factor scoring based on payout ratios, growth history, and consistency. • Stock Screener — Discover dividend stocks filtered by yield, Aristocrat/King status, sector, and payout ratio. • Detailed Stock Analysis — Complete dividend history, growth rates, yield on cost, and sector information for every holding. • Advanced Analytics — Sector allocation, monthly income breakdown, dividend growth trends, and top payer charts. • Home Screen Widgets — See your next dividend, monthly income, or calendar from your home screen. • CSV Import & Export — Move portfolio data in and out with CSV support. • Backup & Restore — Keep your data safe with full backup functionality. • Try Before You Buy — Every premium feature includes 3 free previews. • Flexible Pricing — Choose Monthly or Lifetime access. Pay once, own forever. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://elly2504.github.io/divcal-pages/privacy/

Screenshots

VaultBudget4 screens
DivCal4 screens

Verdict

The call

The clearest difference is update cadence: DivCal at weekly against VaultBudget's every 3 weeks. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price Ā· Rating Ā· Positive reviews Ā· Number of ratings Ā· Update frequency Ā· Ads Ā· In-app purchases Ā· Monetization Ā· Best chart rank Ā· Devices Ā· Requires iOS

CostPrice Ā· In-app purchases Ā· Ads Ā· Monetization

Both are free to download. VaultBudget sells 3 in-app purchases, starting at $3.99 per month and DivCal sells 2 in-app purchases, starting at $9.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

VaultBudget ships an update every 3 weeks, DivCal weekly. The most recent releases landed on September 29, 2026 and September 25, 2026 respectively.

Scorecard1 real difference Ā· 5 level
VaultBudget versus DivCal: the parameters behind the verdict, then further details
ParameterVaultBudgetDivCal
PriceFreeFree
Update frequencyEvery 3 weeksWeekly — better
AdsNoNo
In-app purchasesYesYes
DevicesiPhone, iPadiPhone, iPad
Requires iOS17.617.0 — better
Further details — not scored
Size12 MB5 MB
Age rating4+4+
DeveloperWael InaimYusuf Can Samiloglu

In-app purchases

3 purchases

VaultBudget

Subscriptions2
  • Premium Monthly$3.991 Month
  • VaultBudget Premium Yearly$39.991 Year
One-time1
  • VaultBudget Premium Lifetime$119.99
2 purchases

DivCal

Subscriptions1
  • Monthly Premium$9.991 Month
One-time1
  • Lifetime Premium$59.99

Questions

Is VaultBudget free?
VaultBudget is free to download, with in-app purchases available.
Is DivCal free?
DivCal is free to download, with in-app purchases available.
Do VaultBudget or DivCal have ads?
Neither VaultBudget nor DivCal shows ads.
Which is updated more often, VaultBudget or DivCal?
VaultBudget ships an update every 3 weeks, and DivCal weekly. Most recently, VaultBudget was updated on September 29, 2026 and DivCal on September 25, 2026.

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