MaJuTa vs Hesba

MaJuTa is the complete personal finance app built for families. Track every riyal, plan every goal, and grow your wealth all in one place. SMART MONEY MANAGEMENT Add income and expenses in seconds. Categorize transactions, track spending patterns, and see exactly where your money goes. Supports cash, card, bank transfer, and more. Scan receipts to capture transactions instantly. AI FINANCIAL ADVISOR Get personalized money insights powered by AI. Receive tailored recommendations based on your spending patterns, savings rate, and financial goals refreshed on demand. FINANCIAL HEALTH SCORE Your finances are rated 0 to 100. A composite score measuring savings rate, emergency fund coverage, debt ratio, and spending stability with clear grades and actionable steps to improve. 30-DAY CASH FLOW FORECAST See your financial future before it happens. MaJuTa projects upcoming income and expenses so you always know what's ahead. SAVINGS GOALS & EMERGENCY FUND Set savings targets with visual progress tracking and milestone celebrations. Build your emergency fund with dedicated monitoring to cover 3+ months of expenses. INVESTMENT PORTFOLIO Track stocks, ETFs, REITs, Sukuk, and more across Tadawul and international markets. Live Saudi stock prices. Monitor cost basis, unrealized gains, and portfolio allocation at a glance. BILLS & SUBSCRIPTIONS Never miss a payment. Track one-time and recurring bills, receive reminders before due dates, and monitor all subscriptions in one view. Split bills across household members. INSTALLMENTS & LOANS Manage BNPL plans, personal loans, and mortgages. Track balances, interest rates, and payoff timelines. Monitor your debt-to-income ratio. FAMILY FINANCES Share your household with family members using invite codes. Role-based access Owner, Admin, Member, and Guest keeps everyone involved while protecting sensitive data. Shared accounts, goals, and budgets for the whole family. BUDGET CONTROL Set monthly budgets by category. Track spending against limits with a safe-to-spend card that shows exactly how much room you have left. LIVE GOLD PRICE Daily gold price updates in SAR so you always know the value of your holdings. APPLE WATCH & WIDGETS Check your balance from your wrist. Home screen widgets display your financial snapshot and upcoming bills at a glance, updated hourly. PRIVACY & SECURITY Face ID and Touch ID protection. Auto-lock after inactivity. Privacy screen on app switch. All API connections are secured server-side with zero secrets on your device. Encrypted keychain storage for sensitive data. BILINGUAL Full Arabic and English support. Switch languages instantly without restarting. Arabic-first design with native right-to-left layout. DESIGNED FOR SAUDI ARABIA Native Saudi Riyal currency display. Tadawul stock integration. Islamic finance support with Sukuk tracking. Built with Saudi families in mind. Export your data to CSV anytime. Your money, your data, your control. Terms of Use (EULA): https://majuta.app/terms Privacy Policy: https://majuta.app/privacy Subscriptions: MaJuTa Plus and MaJuTa Family, available monthly or yearly. Payment is charged to your Apple ID at confirmation of purchase. Auto-renews unless turned off at least 24 hours before the period ends. Manage or cancel anytime in your App Store account settings.

Hesba is a smart and simple finance calculator designed to help users estimate personal finance and mortgage options quickly and clearly. The app provides instant results for finance amount, monthly installment, DBR, down payment, and administrative fees based on the values entered by the user. The app allows users to choose employment status such as employed or retired, adjust DBR within allowed limits, and review structured finance results in a clear and easy-to-use interface. Hesba also includes a rate conversion tool to convert between APR and flat rate, along with a contact form for inquiries and support. Features: Personal finance calculator Mortgage calculator Monthly installment and fees calculation DBR calculation based on user status APR and flat rate conversion Simple Arabic-first interface