Expense Tracker vs SpendPulse

MoneeAI is a smart personal finance tracker designed to help you understand your spending, stay on budget, and improve your financial habits. Track your income and expenses, monitor your progress over time, and gain insights into where your money is going. MoneeAI provides a simple and intuitive experience so you can stay in control of your finances without complexity. Core Features Home Dashboard View your total income, expenses, and net balance at a glance. Track your financial progress over the last 6 months and see how your spending compares over time. Set budgets by category and monitor whether you are staying within your limits. Activity Tracking Add, view, and edit transactions with category, date, and notes. Quickly search through your transactions and use basic filters such as daily, monthly, and 6-month views to stay organized. Transaction Entry Easily log income and expenses with a fast and simple interface designed for quick input. Insights View your top 3 income and expense categories to better understand your main sources of earnings and spending. Profile and Settings Customize your experience with your preferred currency and light or dark mode. Secure your account with Face ID. Manage your account with options to delete your data or sign out at any time. MoneeAI Plus Upgrade to MoneeAI Plus to unlock additional features designed to help you optimize your finances. Receipt Scanner Scan or take a photo of receipts to automatically create transactions and reduce manual entry. Advanced Insights Analyze your spending patterns over time. Identify which categories have the highest spending and track changes across recent months. Overspending Monitoring Receive alerts when your spending is increasing too quickly. Detect unusual spikes, track weekly changes, and get notified when you are close to exceeding your budget. Credit Card Insights Discover which credit cards are best suited for your spending patterns to maximize cashback or rewards. Custom Categories Create up to 25 custom categories to better organize your income and expenses. Advanced Filters View your transactions with extended filters such as year-to-date and all-time views. MoneeAI is built to be fast, simple, and focused on helping you make better financial decisions. Whether you are tracking daily expenses or working towards long-term goals, MoneeAI gives you the tools to stay in control. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://moneeai.app/privacy

SpendPulse helps you see the pattern behind your numbers — not just what you spent, but why, when, and how you felt about it. Banks show you transactions. SpendPulse shows you the story. KEY FEATURES • Mood × Spending — Tag each purchase with a mood (one tap), then watch the patterns emerge: stress shopping, celebration splurges, tired-day cafe runs. • 100% On-Device AI — Your financial data never leaves your iPhone. Powered by Apple Intelligence (iOS 26+) with a smart fallback for earlier versions. • Weekly Pulse — Every week, an AI-generated report shows your top patterns: which category took most of your spending, which mood drove the biggest purchases, what time of day you spent the most. • No Guilt UX — We don't call your spending "bad." We just show what's happening, so you decide. • Savings Goals with AI ETA — Set a goal, log savings, and we predict when you'll hit it based on your actual pace. • Subscription Audit — We automatically detect recurring charges and flag possible duplicates (paying for two music apps?). • Beautiful Charts — Daily trend bars, category donut, mood × weekday heatmap. Designed for clarity, not clutter. • Built for iPhone — Optional Face ID lock for privacy. Siri shortcuts for "How much did I spend today?" Widgets coming soon. WHO IT'S FOR The conscious spender: you make decent money but feel like it disappears. You've tried budget apps — they made you feel bad. You don't need rules, you need awareness. PRO FEATURES Upgrade to Pro for $6.99/month or $49.99/year (40% off) — try free for 7 days: • Full Weekly Pulse AI reports • Mood × Spending deep analysis • Time-of-day & day-of-week patterns • Unlimited savings goals with AI ETA • Subscription audit & duplicate detection • CSV export PRIVACY-FIRST We don't connect to your bank. We don't sell data. We don't even have servers. Everything happens on your iPhone, in your control. Terms of Use (EULA): https://jimmypark1.github.io/spendpulse-web/terms.html Privacy Policy: https://jimmypark1.github.io/spendpulse-web/privacy.html