Finward vs PennyWises

Finward is your personal finance companion. Track income, expenses and budgets, see cash flow and spending insights, and keep everything in one place. KEY FEATURES • Track income and expenses with a clear, simple interface • Set budgets and follow your spending • View cash flow and trends over time • Optional iCloud sync—keep your data up to date across your Apple devices when you’re signed in to iCloud (handled by Apple; not stored on Finward’s servers) • Location-based reminders so you don’t forget to log when you’re out • Debt and credit tracking with due date reminders • Built for privacy—your information stays under your control, primarily on your device, with sync via Apple’s iCloud when you choose to use it Finward does not provide investment or financial advice. It is for personal tracking and budget management only. By using the app you accept this. Download Finward and take control of your daily finances. For details on how we handle your data, see our Privacy Policy: https://www.notion.so/alperentrade/Finward-Privacy-Policy-3240ed1571b080e593b4edafcd53f23c?source=copy_link

PennyWises makes it effortless to track your income and expenses and stay on top of your budget. • Income & Expense Tracking: Categorize your spending and see your monthly net at a glance. • Calendar View: Follow your daily income and expenses in a color-coded calendar. • Charts & Insights: Category breakdown, average spending, top 10 expenses, and monthly trends. • Bank Statement Import: Import your PDF credit card or bank statement in seconds — transactions are detected and categorized automatically. • Installment Tracking: Installment purchases are split across months automatically, with payment reminders. • Shared Accounts: A joint budget for your home or couple — manage expenses together, synced in real time. • Trips & Splitting: Split group expenses, see who owes whom, and settle up with the fewest transfers. • Budget Limits & Reminders: Get alerted when a category budget is exceeded, plus a weekly summary. • Excel Export/Import: Export your transactions as .xlsx or import them using a template. • Dark/Light theme, with support for ₺, $, €, and £. Your data stays yours: personal transactions are stored on your device, and shared/trip data syncs only over an encrypted (HTTPS) connection. Start managing your money wisely today!