Comparison

DivCal vs Holdings

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

DivCal

Features
Read full description

Track your dividend income, never miss an ex-date, and grow your passive income portfolio with DivCal. DivCal is the smart dividend tracker that helps you stay on top of every payment. Add your holdings, and DivCal automatically fetches dividend history, calculates your income, and alerts you before important dates. KEY FEATURES: • Dividend Calendar — View upcoming ex-dates and payment dates in a monthly calendar. Switch between your portfolio and market-wide events. • Portfolio Dashboard — Track multiple portfolios with real-time valuation, annual income, yield, and growth metrics. • Smart Notifications — Get alerted before ex-dividend dates and when payments hit your account. • Income Projections — Model dividend growth with DRIP reinvestment scenarios, contributions, and income goals. • Dividend Safety Scores — Evaluate payment reliability with multi-factor scoring based on payout ratios, growth history, and consistency. • Stock Screener — Discover dividend stocks filtered by yield, Aristocrat/King status, sector, and payout ratio. • Detailed Stock Analysis — Complete dividend history, growth rates, yield on cost, and sector information for every holding. • Advanced Analytics — Sector allocation, monthly income breakdown, dividend growth trends, and top payer charts. • Home Screen Widgets — See your next dividend, monthly income, or calendar from your home screen. • CSV Import & Export — Move portfolio data in and out with CSV support. • Backup & Restore — Keep your data safe with full backup functionality. • Try Before You Buy — Every premium feature includes 3 free previews. • Flexible Pricing — Choose Monthly or Lifetime access. Pay once, own forever. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://elly2504.github.io/divcal-pages/privacy/

About

Holdings

Features
Read full description

Holdings is a private net worth tracker that brings your entire financial life into one clear picture — month after month. From cash and ETFs to crypto, real estate, and mortgages, track every line of your net worth and watch it grow over time. WHAT YOU CAN TRACK • Bank accounts and cash • Stocks, ETFs, and bonds — with automatic live prices • Crypto • Real estate and property • Mortgages, loans, and other debts HOW IT WORKS • Create your assets once • Update values each month — manual for accounts, automatic prices and FX rates for market assets • See the trend with clean charts, statistics, and allocation breakdowns MULTI-CURRENCY Hold assets in different currencies and see your whole net worth converted to the currency you choose, with up-to-date exchange rates. PRIVATE BY DESIGN Your financial data stays on your device and syncs privately through your own iCloud — across iPhone, iPad, and Mac. No account to create, no servers storing your portfolio, no ads. Lock the app behind Face ID or Touch ID. STAY ON TRACK Optional monthly reminders help you keep your history complete, so your trend line never has gaps. HOLDINGS PRO Unlock deeper insight with a one-time purchase — no subscription: • Global distribution — see which countries your wealth is invested in • Company & sector distribution — see what your stocks and ETFs are really exposed to • Real estate valuation — automatic property estimates from OMI and HPI data • Import & export your whole portfolio as CSV Start building a clear, honest view of your wealth today.

Screenshots

DivCal4 screens
Holdings4 screens

Verdict

The call

The clearest difference is update cadence: DivCal at weekly against Holdings's monthly. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price Ā· Rating Ā· Positive reviews Ā· Number of ratings Ā· Update frequency Ā· Ads Ā· In-app purchases Ā· Monetization Ā· Best chart rank Ā· Devices Ā· Requires iOS

CostPrice Ā· In-app purchases Ā· Ads Ā· Monetization

Both are free to download. DivCal sells 2 in-app purchases, starting at $9.99 per month and Holdings sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

DivCal ships an update weekly, Holdings monthly. The most recent releases landed on October 2, 2026 and October 12, 2026 respectively.

Scorecard1 real difference Ā· 5 level
DivCal versus Holdings: the parameters behind the verdict, then further details
ParameterDivCalHoldings
PriceFreeFree
Update frequencyWeekly — betterMonthly
AdsNoNo
In-app purchasesYesYes
DevicesiPhone, iPadiPhone, iPad, Mac — better
Requires iOS17.0 — better18.6
Further details — not scored
Size5 MB16 MB
Age rating4+4+
DeveloperYusuf Can SamilogluGianfilippo Cisternino

In-app purchases

2 purchases

DivCal

Subscriptions1
  • Monthly Premium$9.991 Month
One-time1
  • Lifetime Premium$59.99
1 purchases

Holdings

One-time1
  • Holdings Pro$19.99

Questions

Is DivCal free?
DivCal is free to download, with in-app purchases available.
Is Holdings free?
Holdings is free to download, with in-app purchases available.
Do DivCal or Holdings have ads?
Neither DivCal nor Holdings shows ads.
Which is updated more often, DivCal or Holdings?
DivCal ships an update weekly, and Holdings monthly. Most recently, DivCal was updated on October 2, 2026 and Holdings on October 12, 2026.

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