DivCal vs MurphSignal

Track your dividend income, never miss an ex-date, and grow your passive income portfolio with DivCal. DivCal is the smart dividend tracker that helps you stay on top of every payment. Add your holdings, and DivCal automatically fetches dividend history, calculates your income, and alerts you before important dates. KEY FEATURES: • Dividend Calendar — View upcoming ex-dates and payment dates in a monthly calendar. Switch between your portfolio and market-wide events. • Portfolio Dashboard — Track multiple portfolios with real-time valuation, annual income, yield, and growth metrics. • Smart Notifications — Get alerted before ex-dividend dates and when payments hit your account. • Income Projections — Model dividend growth with DRIP reinvestment scenarios, contributions, and income goals. • Dividend Safety Scores — Evaluate payment reliability with multi-factor scoring based on payout ratios, growth history, and consistency. • Stock Screener — Discover dividend stocks filtered by yield, Aristocrat/King status, sector, and payout ratio. • Detailed Stock Analysis — Complete dividend history, growth rates, yield on cost, and sector information for every holding. • Advanced Analytics — Sector allocation, monthly income breakdown, dividend growth trends, and top payer charts. • Home Screen Widgets — See your next dividend, monthly income, or calendar from your home screen. • CSV Import & Export — Move portfolio data in and out with CSV support. • Backup & Restore — Keep your data safe with full backup functionality. • Try Before You Buy — Every premium feature includes 3 free previews. • Flexible Pricing — Choose Monthly or Lifetime access. Pay once, own forever. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://elly2504.github.io/divcal-pages/privacy/

Track subscriptions, manage free trials, and see upcoming bills in one private app for iPhone and iPad. MurphSignal brings your renewal calendar, spending insights, and reminders together so you can decide what to keep before the next charge. SUBSCRIPTION TRACKER & BILL ORGANIZER Add a service from the built-in catalog or enter your own. Record its price, billing cycle, category, next renewal, and notes. Organize weekly, monthly, quarterly, and yearly subscriptions in a searchable list, with active and paused status. FREE TRIAL & RENEWAL REMINDERS Record a third-party free trial and its expected first paid date. Choose your reminder lead time and allow notifications to receive a local alert. When the trial ends, mark it as kept or record that you cancelled with the provider. Trial costs stay separate from recurring spending until you choose to keep the subscription. RENEWAL CALENDAR See first-charge dates and subscription renewals by month. Review upcoming charges in one place and plan for the dates that matter. SPENDING INSIGHTS Understand monthly and yearly subscription costs, daily equivalents, and category breakdowns. Spot your most expensive subscriptions and see where recurring spending adds up. SUBSCRIPTION HEALTH Review active, paused, renewing-soon, and overdue items. Get practical suggestions based on spending patterns, category overlap, and renewal timing. PRIVATE BY DESIGN No MurphSignal account, ads, or analytics SDK. Your records stay on your device and can sync through your private iCloud database when available. Keep tracking locally when iCloud is unavailable. START FREE Track up to two saved items across subscriptions and third-party free trials. The free plan includes reminders, calendar, insights, subscription health, and private iCloud sync. MurphSignal Pro unlocks unlimited tracked items with a monthly or yearly auto-renewing subscription. The App Store displays your localized price before purchase. MurphSignal Pro has no introductory free trial. YOU STAY IN CONTROL MurphSignal is a manual tracker. It does not read email or bank accounts, discover subscriptions automatically, or cancel services. Enter accurate dates, enable notifications, and manage cancellations directly with each provider. Reminders depend on your device settings and the information you enter. All amounts use one display currency; no exchange-rate conversion is performed. Payment is charged to your Apple Account at confirmation. Pro renews automatically unless cancelled at least 24 hours before the current period ends. Manage or cancel your Pro subscription in your Apple Account subscription settings. Privacy Policy: https://murphsignal.app/privacy/ Terms of Use: https://murphsignal.app/terms/ Support: https://murphsignal.app/support/