LockProof vs Simple Financials
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
LockProof
This app uses photo proof to track your daily habits and build streaks. It features AI verification to ensure authenticity and allows for easy sharing of your progress.
- Photo proof for habit completion
- AI-verified evidence
- Streak tracking with shields
- TikTok export
- Home and lock screen widgets
- Custom routine blocks
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Stop checking boxes. Start proving it. LockProof is the only habit tracker that requires real photo proof — no filters, no camera roll, no faking it. Snap a photo, get the LOCKED stamp, and build streaks backed by real evidence. Built for the #lockedin generation. Export your proof to TikTok in one tap. WHY LOCKPROOF IS DIFFERENT PHOTO PROOF, NOT CHECKBOXES Take a real photo to complete each task. Your camera is your accountability partner. No filters. No excuses. AI-VERIFIED EVIDENCE Our on-device AI checks that your proof actually matches your task. You can't fake a gym photo with a selfie. STREAKS THAT DON'T LIE Build a GitHub-style streak grid powered by real evidence. Every green square represents a photo you actually took. STREAK SHIELDS Life happens. Earn shields by staying consistent and use them to protect your streak when you miss a day. BUILT FOR TIKTOK Export stunning 9:16 proof carousels with your streak grid. Share your lock-in journey. Inspire others. Go viral. WIDGETS Put your streak on your home screen and lock screen. A constant reminder to show up. YOUR DAILY ROUTINE, PROVEN Create custom routine blocks (hygiene, workout, study, side hustle) Set target times for each block Open the in-app camera and snap your proof Get the satisfying LOCKED stamp with haptics Watch your streak grow day by day Export and share your journey LOCKPROOF PRO (SUBSCRIPTION REQUIRED) To provide an ad-free, uncompromising accountability system, LockProof requires an active subscription to access its features. Unlimited routine blocks Photo proof capture with LOCKED stamp Streak tracking & recovery shields TikTok-ready exports Home screen & lock screen widgets AI photo verification 92% of people abandon their goals by February. Not because they're lazy — because they have zero proof they showed up. LockProof. Your routine. Your proof. No excuses. Terms of Service: https://lockproofapp.com/terms
Simple Financials
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Finally know what's safe to spend Simple Financials shows your real available balance — accounting for paychecks, holidays, recurring expenses, loans, and life's surprises. Built for how your money actually works: Features: - Smart Paycheck Tracking - Current Balance Baseline Start by entering your current account balance. Everything flows from there — income adds, expenses subtract, and you always know your real number. - Multiple Income Sources Enter your standard base pay — then set a reduced amount for days with a holiday or a missed shift. Simple Financials automatically projects the correct paycheck whenever one of those days falls in your cycle. Add as many income streams as you have — salary, freelance, side income. Each gets its own schedule and amount, all factored into your available balance automatically. - Annualized Expense Splitting Set a yearly due date, recurrence frequency, and installment frequency. The app divides the total and shows you exactly what to set aside each month (excluding that amount from your "available" balance) — no surprises when that big bill arrives. - Loans That Auto-Expire Enter your installment amount and remaining payment count. The loan disappears from your expense sheet the moment it's paid off — your safe-to-spend number automatically improves. - See where you stand before you get there With Daily, Weekly, Monthly, Yearly forecasts for income and expenses you'll know how much you can safely spend now and later, or correct if you see a deficit upcoming. All forecasts account for holiday pay reductions, loan payoffs, and installment schedules. Up and running in minutes: 1. Enter your current balance Type in your account balance right now. This is your starting point — the number everything builds from. 2. Add your income sources Set up your paycheck(s): base amount, payment cycle, and a reduced amount for short weeks or holidays. Add as many sources as you need. 3. Add your expenses Bills, subscriptions, annual vehicle registration, property taxes, loan payments — enter each one with its recurrence. For loans, just add the installment amount and how many remain. 4. Know your number Simple Financials calculates your real Safe to Spend amount — with daily, weekly, monthly, and yearly forecasts, all updated automatically. Optionally visit www.simplefinancialsapp.com from your tablet, or computer, to input your income, expenses, then export your data, and import it to the app. Terms of Use / End User License Agreement: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://simplefinancialsapp.com/privacy *Calculations are best effort, not liable for errors, always validate calculations prior to making financial decisions.
Screenshots
Verdict
The clearest difference is iOS requirement: Simple Financials at 17.6 against LockProof's 26.2. On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. LockProof sells 3 in-app purchases, starting at $6.99 per 7 days and Simple Financials sells 10 in-app purchases, starting at $0.99 per month. Whichever you choose, the download price is not the number that matters.
LockProof ships an update every 3 weeks, Simple Financials every 5 weeks. The most recent releases landed on October 31, 2026 and October 28, 2026 respectively.
| Parameter | LockProof | Simple Financials |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (4 ratings) — better | — |
| Number of ratings | 4 — better | — |
| Update frequency | Every 3 weeks — better | Every 5 weeks |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Monetization | Subscription | — |
| Devices | iPhone, iPad — better | iPhone |
| Requires iOS | 26.2 | 17.6 — better |
| Further details — not scored | ||
| Size | 333 MB | 3 MB |
| Age rating | 4+ | 9+ |
| Developer | LSA LTD | Joshua Armer |
In-app purchases
LockProof
- Weekly3 Days trial$6.997 Days
- Annual discount$29.991 Year
- Annual3 Days trial$39.991 Year
Simple Financials
- Coffee Supporter$0.991 Month
- Bronze Supporter$2.991 Month
- Silver Supporter$4.991 Month
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- Platinum Supporter$9.991 Month
- Platinum Supporter$19.991 Month
- Spare Change$0.99
- I like it$1.99
- Here's a Coffee$4.99
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- Here's a large coffee$9.99
- Founder Support - Thank you$19.99









