Comparison

Kept vs MoneyLeaf

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Kept

A private and simple way to track your money without needing bank logins or an account. Log expenses quickly, create helpful budgets, and visualize your spending with clear charts. Your financial data stays securely on your device.

Highlights
  • Fast expense logging
  • Customizable budgets
  • Visual spending charts
  • 100% private and secure
  • No account or bank login required
  • Optional iCloud sync
  • Apple Watch app
Features
Read full description

kept is the private, beautifully simple way to track your money - no account, no ads, no bank logins. Just open it and start. Most finance apps want your email, your bank password, and your data. kept wants none of it. Everything stays on your iPhone. LOG EXPENSES IN SECONDS • Add income and expenses with a fast, clean entry screen • Organize with customizable categories and icons • Attach receipts, add notes, tag the date and location • Optional calculator keypad for quick math BUDGETS THAT ACTUALLY HELP • Set weekly, monthly, yearly, or custom budgets • Track multiple categories in a single budget • Gentle alerts at 80% and 100% of your limit • Roll over what you don't spend SEE WHERE YOUR MONEY GOES • A clear dashboard: income, expenses, and net total • Line, bar, and pie charts that make sense at a glance • Category breakdowns and trends over any time frame • Browse by calendar, or search and filter instantly 100% PRIVATE & SECURE • No account, no sign-up, no cloud required • Your data lives on your device - not our servers • Lock the app with Face ID, Touch ID, or a PIN • No ads. No trackers. We never see or sell your data. WORKS EVERYWHERE YOU DO • Home Screen and Lock Screen widgets • Apple Watch app for logging on the go • Daily reminders, budget alerts, and a weekly summary YOUR DATA, YOUR WAY • Optional private iCloud sync across your devices (off by default) • Import from CSV or JSON, export anytime • 27+ currencies supported • Recurring transactions for bills and subscriptions HONEST PRICING kept is free, with no subscription and no paywall. If you love it, an optional Tip Jar supports development - never required. Your money is personal. kept keeps it that way. Download kept and take control of your spending - privately.

About

MoneyLeaf

Features
Read full description

MoneyLeaf is a simple, private expense tracker that works completely offline. No account, no subscription, no bank login — your money data never leaves your phone. WHY MONEYLEAF • 100% offline & private — data stays on your device, always • No sign-up, no email, no cloud lock-in • No subscription — remove ads with a single one-time purchase • Log an expense in 3 seconds with the fast number keypad TRACK YOUR MONEY • Monthly summary: spent, income and net at a glance • Calendar view — see every day's spending at once • Filter by category or payment method (card / cash / transfer) • Multi-currency: your device currency is detected automatically FIXED COSTS, HANDLED • Add monthly recurring items — rent, subscriptions, salary • They're logged automatically every month • See what fixed costs are still due this month YOUR DATA, YOUR FILE • Export everything to CSV (opens in Excel / Google Sheets) • Import a CSV to restore or move to a new phone • No account means nothing to lose — your backup is a file you own FREE ESSENTIALS • Dark mode is free — always • Beautiful paper theme by default, extra themes to unlock MoneyLeaf keeps budgeting quiet and honest: open, tap, done.

Screenshots

Kept4 screens
MoneyLeaf4 screens

Verdict

The call

The clearest difference is ads: Kept at none against MoneyLeaf's shown. Kept also leads on update cadence (weekly vs fortnightly). MoneyLeaf's advantage is iOS requirement (15.0 vs 18.6). On price, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Kept sells 3 one-off in-app purchases and MoneyLeaf sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Kept ships an update weekly, MoneyLeaf fortnightly. Both last shipped on October 31, 2026.

Scorecard3 real differences · 7 level
Kept versus MoneyLeaf: the parameters behind the verdict, then further details
ParameterKeptMoneyLeaf
PriceFreeFree
Rating5.0 (3 ratings) — better—
Positive reviews100.0% of reviews—
Number of ratings3 — better—
Update frequencyWeekly — betterFortnightly
AdsNo — betterYes
In-app purchasesYesYes
MonetizationFree—
DevicesiPhone, iPad, Apple WatchiPhone, iPad, iPod
Requires iOS18.615.0 — better
Further details — not scored
Size21 MB89 MB
Age rating4+4+
DeveloperMd Ashikur RahmanSEONYONG LEE

In-app purchases

3 purchases

Kept

One-time3
  • Small Tip$0.99
  • Medium Tip$2.99
  • Large Tip$4.99
1 purchases

MoneyLeaf

One-time1
  • Remove Ads (Lifetime)$3.99

Questions

Is Kept free?
Kept is free to download, with in-app purchases available.
Is MoneyLeaf free?
MoneyLeaf is free to download, with in-app purchases available.
Do Kept or MoneyLeaf have ads?
MoneyLeaf shows ads; Kept does not.
Which is updated more often, Kept or MoneyLeaf?
Kept ships an update weekly, and MoneyLeaf fortnightly. Most recently, Kept was updated on October 31, 2026 and MoneyLeaf on October 31, 2026.

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