Comparison

Kept vs JotWell

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Kept

A private and simple way to track your money without needing bank logins or an account. Log expenses quickly, create helpful budgets, and visualize your spending with clear charts. Your financial data stays securely on your device.

Highlights
  • Fast expense logging
  • Customizable budgets
  • Visual spending charts
  • 100% private and secure
  • No account or bank login required
  • Optional iCloud sync
  • Apple Watch app
Features
Read full description

kept is the private, beautifully simple way to track your money - no account, no ads, no bank logins. Just open it and start. Most finance apps want your email, your bank password, and your data. kept wants none of it. Everything stays on your iPhone. LOG EXPENSES IN SECONDS • Add income and expenses with a fast, clean entry screen • Organize with customizable categories and icons • Attach receipts, add notes, tag the date and location • Optional calculator keypad for quick math BUDGETS THAT ACTUALLY HELP • Set weekly, monthly, yearly, or custom budgets • Track multiple categories in a single budget • Gentle alerts at 80% and 100% of your limit • Roll over what you don't spend SEE WHERE YOUR MONEY GOES • A clear dashboard: income, expenses, and net total • Line, bar, and pie charts that make sense at a glance • Category breakdowns and trends over any time frame • Browse by calendar, or search and filter instantly 100% PRIVATE & SECURE • No account, no sign-up, no cloud required • Your data lives on your device - not our servers • Lock the app with Face ID, Touch ID, or a PIN • No ads. No trackers. We never see or sell your data. WORKS EVERYWHERE YOU DO • Home Screen and Lock Screen widgets • Apple Watch app for logging on the go • Daily reminders, budget alerts, and a weekly summary YOUR DATA, YOUR WAY • Optional private iCloud sync across your devices (off by default) • Import from CSV or JSON, export anytime • 27+ currencies supported • Recurring transactions for bills and subscriptions HONEST PRICING kept is free, with no subscription and no paywall. If you love it, an optional Tip Jar supports development - never required. Your money is personal. kept keeps it that way. Download kept and take control of your spending - privately.

About

JotWell

Features
Read full description

Track everyday income and expenses without an account or bank connection. JotWell keeps your private money ledger on your iPhone. Add entries by hand or with on-device voice. Review each voice draft before saving. Use categories, tags, and custom fields to keep your records organised. TRACK MONEY YOUR WAY - Log income and expenses in seconds - Add several entries at once with on-device voice - Turn shared text or links into editable entries with the Share Sheet - Turn matching transaction messages into editable drafts with a personal Apple Shortcuts automation - Create recurring entries and review upcoming money UNDERSTAND YOUR SPENDING - Review totals, trends, and category breakdowns for any date range - Set a monthly budget and category limits - See private Money Memory check-ins based on your ledger history - Add configurable Home Screen widgets and local reminders KEEP CONTROL OF YOUR DATA - Import CSV, XLS, and XLSX files from common money apps - Export CSV files and create portable JSON backups - Schedule JSON backups to a folder you choose in Files - Protect JotWell with Face ID, Touch ID, or your device passcode - Restore deleted entries from Trash for seven days - Choose your currency, app language, and theme JotWell contains no ads, cloud ledger, or third-party analytics. The app does not request Messages access or read your inbox. A personal Shortcuts automation passes only the matching message text you choose. Download JotWell and start your private money ledger.

Screenshots

Kept4 screens
JotWell4 screens

Verdict

The call

The clearest difference is in-app purchases: JotWell at none against Kept's 3. JotWell also leads on update cadence (every 3 days vs weekly). Kept's advantage is device support (3 vs 1). On price, ads and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Kept sells 3 one-off in-app purchases. JotWell asks for nothing beyond the download.

UpkeepUpdate frequency

Kept ships an update weekly, JotWell every 3 days. The most recent releases landed on October 31, 2026 and November 6, 2026 respectively.

Scorecard3 real differences · 7 level
Kept versus JotWell: the parameters behind the verdict, then further details
ParameterKeptJotWell
PriceFreeFree
Rating5.0 (3 ratings) — better—
Positive reviews100.0% of reviews—
Number of ratings3 — better—
Update frequencyWeeklyEvery 3 days — better
AdsNoNo
In-app purchasesYesNo — better
MonetizationFree—
DevicesiPhone, iPad, Apple Watch — betteriPhone
Requires iOS18.617.0 — better
Further details — not scored
Size21 MB15 MB
Age rating4+4+
DeveloperMd Ashikur RahmanKishore Sundarajan

In-app purchases

3 purchases

Kept

One-time3
  • Small Tip$0.99
  • Medium Tip$2.99
  • Large Tip$4.99
None

JotWell

No in-app purchases

Questions

Is Kept free?
Kept is free to download, with in-app purchases available.
Is JotWell free?
JotWell is free to download, with no in-app purchases.
Do Kept or JotWell have ads?
Neither Kept nor JotWell shows ads.
Which is updated more often, Kept or JotWell?
Kept ships an update weekly, and JotWell every 3 days. Most recently, Kept was updated on October 31, 2026 and JotWell on November 6, 2026.

Other comparisons