Kept vs JotWell
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Kept
A private and simple way to track your money without needing bank logins or an account. Log expenses quickly, create helpful budgets, and visualize your spending with clear charts. Your financial data stays securely on your device.
- Fast expense logging
- Customizable budgets
- Visual spending charts
- 100% private and secure
- No account or bank login required
- Optional iCloud sync
- Apple Watch app
Read full descriptionHide full description
kept is the private, beautifully simple way to track your money - no account, no ads, no bank logins. Just open it and start. Most finance apps want your email, your bank password, and your data. kept wants none of it. Everything stays on your iPhone. LOG EXPENSES IN SECONDS • Add income and expenses with a fast, clean entry screen • Organize with customizable categories and icons • Attach receipts, add notes, tag the date and location • Optional calculator keypad for quick math BUDGETS THAT ACTUALLY HELP • Set weekly, monthly, yearly, or custom budgets • Track multiple categories in a single budget • Gentle alerts at 80% and 100% of your limit • Roll over what you don't spend SEE WHERE YOUR MONEY GOES • A clear dashboard: income, expenses, and net total • Line, bar, and pie charts that make sense at a glance • Category breakdowns and trends over any time frame • Browse by calendar, or search and filter instantly 100% PRIVATE & SECURE • No account, no sign-up, no cloud required • Your data lives on your device - not our servers • Lock the app with Face ID, Touch ID, or a PIN • No ads. No trackers. We never see or sell your data. WORKS EVERYWHERE YOU DO • Home Screen and Lock Screen widgets • Apple Watch app for logging on the go • Daily reminders, budget alerts, and a weekly summary YOUR DATA, YOUR WAY • Optional private iCloud sync across your devices (off by default) • Import from CSV or JSON, export anytime • 27+ currencies supported • Recurring transactions for bills and subscriptions HONEST PRICING kept is free, with no subscription and no paywall. If you love it, an optional Tip Jar supports development - never required. Your money is personal. kept keeps it that way. Download kept and take control of your spending - privately.
JotWell
Read full descriptionHide full description
Track everyday income and expenses without an account or bank connection. JotWell keeps your private money ledger on your iPhone. Add entries by hand or with on-device voice. Review each voice draft before saving. Use categories, tags, and custom fields to keep your records organised. TRACK MONEY YOUR WAY - Log income and expenses in seconds - Add several entries at once with on-device voice - Turn shared text or links into editable entries with the Share Sheet - Turn matching transaction messages into editable drafts with a personal Apple Shortcuts automation - Create recurring entries and review upcoming money UNDERSTAND YOUR SPENDING - Review totals, trends, and category breakdowns for any date range - Set a monthly budget and category limits - See private Money Memory check-ins based on your ledger history - Add configurable Home Screen widgets and local reminders KEEP CONTROL OF YOUR DATA - Import CSV, XLS, and XLSX files from common money apps - Export CSV files and create portable JSON backups - Schedule JSON backups to a folder you choose in Files - Protect JotWell with Face ID, Touch ID, or your device passcode - Restore deleted entries from Trash for seven days - Choose your currency, app language, and theme JotWell contains no ads, cloud ledger, or third-party analytics. The app does not request Messages access or read your inbox. A personal Shortcuts automation passes only the matching message text you choose. Download JotWell and start your private money ledger.
Screenshots
Verdict
The clearest difference is in-app purchases: JotWell at none against Kept's 3. JotWell also leads on update cadence (every 3 days vs weekly). Kept's advantage is device support (3 vs 1). On price, ads and iOS requirement there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Kept sells 3 one-off in-app purchases. JotWell asks for nothing beyond the download.
Kept ships an update weekly, JotWell every 3 days. The most recent releases landed on October 31, 2026 and November 6, 2026 respectively.
| Parameter | Kept | JotWell |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (3 ratings) — better | — |
| Positive reviews | 100.0% of reviews | — |
| Number of ratings | 3 — better | — |
| Update frequency | Weekly | Every 3 days — better |
| Ads | No | No |
| In-app purchases | Yes | No — better |
| Monetization | Free | — |
| Devices | iPhone, iPad, Apple Watch — better | iPhone |
| Requires iOS | 18.6 | 17.0 — better |
| Further details — not scored | ||
| Size | 21 MB | 15 MB |
| Age rating | 4+ | 4+ |
| Developer | Md Ashikur Rahman | Kishore Sundarajan |
In-app purchases
Kept
- Small Tip$0.99
- Medium Tip$2.99
- Large Tip$4.99
JotWell
No in-app purchases
Questions
Is Kept free?
Is JotWell free?
Do Kept or JotWell have ads?
Which is updated more often, Kept or JotWell?
Other comparisons















