Comparison

Spendi vs RITO

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Spendi

Effortlessly manage your finances with this intuitive expense tracker and budget planner. Log income and expenses, set custom budgets, and gain clear visual insights into your spending habits. Syncs across devices and prioritizes your privacy.

Highlights
  • Smart Budgets
  • Visual Insights
  • Quick Logging
  • Recurring Transactions
  • iCloud Sync
  • Privacy First
Features
Read full description

Take control of your money with Spendi — the intuitive expense tracker and budget planner designed for everyday use. Log your income and expenses in seconds, set budgets for any category, and see exactly where your money goes with beautiful visual insights. KEY FEATURES • Smart Budgets — Set overall or per-category budgets with weekly, monthly, or custom time frames. Track progress with clear visual indicators. • Visual Insights — Weekly, monthly, and yearly spending breakdowns with interactive charts and category analysis. • Quick Logging — Add transactions fast with a built-in number pad, category picker, and optional notes. • Recurring Transactions — Set up repeating income or expenses so you never miss a bill. • Upcoming Transactions — See your future payments at a glance and plan ahead. • Spending Trends — Mini line graph shows your cumulative spending with an interactive drag tooltip. • iCloud Sync — Your data stays in sync across all your devices automatically. • Family Sharing — Share your Spendi Pro with up to 5 family members via iCloud Family at no extra cost. • Home Screen Widget — Check your spending at a glance without opening the app. • Demo Mode — Explore all features with sample data before you start tracking. • Fully Customizable — Choose your currency, number format, keypad style, and app theme. • Privacy First — Your financial data stays on your device. No accounts, no servers, no tracking. Whether you want to stop overspending, save for a goal, or simply understand your financial habits — Spendi makes it effortless. Terms of Use: https://spendi.mucahitk.com/en/terms Privacy Policy: https://spendi.mucahitk.com/en/privacy

About

RITO

Features
Read full description

RITO is an AI-powered expense tracker. Talk to it, and your finances stay in order. - AI Expense Logging Just say "coffee 28" or "rent 4500 last month" — AI extracts the amount, category, date, and notes for you. Voice input and receipt scanning included. - Multi-Account · Multi-Currency Manage cash, savings, credit cards, and digital wallets separately. 13 major currencies auto-converted at daily rates — perfect for travel and overseas spending. - Budgets · Insights · Net Worth Monthly budget rings show you exactly where you stand. Drill into categories, trends, and top merchants. Watch your net worth curve grow over time, not just this month's flow. - Widgets & Lock Screen Home screen and Lock Screen widgets in every size — log a transaction in one tap. Long-press any widget to jump straight to entry. - Privacy First No account required. Your data lives on your device (SwiftData) and syncs only through your own iCloud private database — even we can't read it. CSV import and export keep you in control. - Built for iOS 26 Liquid Glass design that feels native to your phone. Optimized for iPhone, iPad, Home Screen widgets, and Lock Screen. Who is RITO for? · People who hate tapping through dropdowns just to log a coffee. · Anyone juggling cash, credit cards, and foreign currencies. · Privacy-minded users who want their data on their own device. · Those migrating from Excel or other expense trackers. · Anyone who cares about how their tools look and feel. Subscription Core tracking, statistics, and widgets are free forever. AI logging and receipt scanning unlock via subscription, cancellable anytime. Details shown in-app. We listen Every email and message gets read personally. New features are prioritized based on real user voices. Reach out: 1415515984yuri@gmail.com — Contact & Legal — Contact: https://www.lisanalgaib.site/contact.html Privacy Policy: https://www.lisanalgaib.site/privacy-policy.html Terms of Use: https://www.lisanalgaib.site/user-agreement.html Slip your wallet into your pocket — start with one sentence.

Screenshots

Spendi4 screens
RITO4 screens

Verdict

The call

The clearest difference is update cadence: Spendi at weekly against RITO's every 3 weeks. Spendi also leads on iOS requirement (18.6 vs 26.0). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Spendi sells 3 in-app purchases, starting at $2.99 per month and RITO sells 2 in-app purchases, starting at $3.99 per year. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Spendi ships an update weekly, RITO every 3 weeks. The most recent releases landed on October 22, 2026 and October 25, 2026 respectively.

Scorecard2 real differences · 8 level
Spendi versus RITO: the parameters behind the verdict, then further details
ParameterSpendiRITO
PriceFreeFree
Rating5.0 (2 ratings) — better—
Positive reviews100.0% of reviews—
Number of ratings2 — better—
Update frequencyWeekly — betterEvery 3 weeks
AdsNoNo
In-app purchasesYesYes
MonetizationFree with in-app purchases—
DevicesiPhone, iPadiPhone, iPad, Apple Watch — better
Requires iOS18.6 — better26.0
Further details — not scored
Size21 MB44 MB
Age rating4+4+
DeveloperMucahit KOKDEMIR洪 于

In-app purchases

3 purchases

Spendi

Subscriptions2
  • Spendi Pro (Monthly)$2.991 Month
  • Spendi Pro (Yearly)14 Days trial$12.991 Year
One-time1
  • Spendi Pro – Lifetime$24.99
2 purchases

RITO

Subscriptions1
  • RITO Pro 1 Year$3.991 Year
One-time1
  • RITO Pro Lifetime$9.99

Questions

Is Spendi free?
Spendi is free to download, with in-app purchases available.
Is RITO free?
RITO is free to download, with in-app purchases available.
Do Spendi or RITO have ads?
Neither Spendi nor RITO shows ads.
Which is updated more often, Spendi or RITO?
Spendi ships an update weekly, and RITO every 3 weeks. Most recently, Spendi was updated on October 22, 2026 and RITO on October 25, 2026.

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