Spendi vs BudMi
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Spendi
Effortlessly manage your finances by logging expenses, setting budgets, and tracking subscriptions. Gain visual insights into your spending habits and upcoming payments. This app prioritizes your privacy with no ads or account requirements.
- Quick expense logging
- Subscription and recurring payment tracking
- Smart budgeting with progress indicators
- Visual spending insights with charts
- Upcoming payment reminders
- Home and Lock Screen widgets
- iCloud sync across devices
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Spendi puts you in control of your money. Log expenses in seconds, set budgets, track your subscriptions and see where your money goes at a glance. No ads, no tracking, no account needed. A WHOLE NEW SPENDI Redesigned from the ground up to fit the Liquid Glass look. A floating tab bar that shrinks as you scroll, clearer cards and a smoother experience on every screen. FEATURES • Quick Logging — Enter transactions in seconds with the built-in keypad, category picker and notes. • Subscriptions and Recurring Payments — From streaming to rent, see all your regular payments in one place. Get a reminder before each renewal, and keep track of free trials, pauses and end dates. • Income Tracking Is Up to You — Track income and expenses together, or just your spending. • Smart Budgets — Set daily, weekly, monthly or yearly budgets, overall or by category, and follow your progress with clear indicators. • Visual Insights — See your weekly, monthly and yearly spending with interactive charts and category breakdowns, and how it compares with the previous period. • Upcoming Payments — See what's coming at a glance and plan ahead. • Widgets — Keep an eye on your budget and recent spending from the Home Screen and Lock Screen without opening the app. • iPhone, iPad and iPhone Duo — A wide layout on iPad. On iPhone Duo, two pages when unfolded and a tab rail along the edge when folded. • 45 Languages — Change Spendi's language right in the app, independent of your device. Dates, currencies and percentages follow each language's own format. • iCloud Sync — Your data stays in sync across all your devices automatically. • Family Sharing — Share Spendi Pro with up to five family members through Family Sharing, at no extra cost. • Fully Customizable — Currency, symbol position, number format, keypad and theme are your choice. • Demo Mode — Explore every feature with sample data before you start. • Privacy First — Your financial data stays on your device and in your own iCloud account. No ads, no tracking, no account required. Whether you want to stop overspending, save for a goal or simply understand your habits, Spendi makes it effortless. Terms of Use: https://spendi.mucahitk.com/en/terms Privacy Policy: https://spendi.mucahitk.com/en/privacy
BudMi
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Take control of your money with BudgetMi, an offline-first personal budget manager designed to keep everyday financial planning simple and private. Record income and expenses, organize transactions into categories, create monthly budgets and understand where your money goes—all without creating an account. KEY FEATURES • Track income, expenses and transfers • Create monthly category budgets • Manage multiple accounts and currencies • Review spending, income and cash-flow insights • Plan recurring and upcoming transactions • Track savings, deposits, assets and money owed to you • Use online or manually entered exchange rates • Create local backups and export your data PRIVATE BY DEFAULT Your wallets, accounts, balances, transactions and budgets are stored locally on your device. BudgetMi does not require an account for its core features and does not upload your financial records to our servers. ONLINE FEATURES ARE OPTIONAL BudgetMi can retrieve exchange rates when requested. The free version displays advertisements, subject to your applicable privacy choices. BUILT FOR EVERYDAY BUDGETING Whether you want to monitor daily spending, prepare a monthly budget, follow savings progress or get a clearer view of your overall finances, BudgetMi keeps the information organized in one place. BudgetMi is an independent budgeting and record-keeping tool. It does not connect to banks, transfer money, execute investments or provide financial advice. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ App Terms: https://ramonapp.com/policies/terms_budgetmi.html Privacy Policy: https://ramonapp.com/policies/privacy_budgetmi.html
Screenshots
Verdict
The clearest difference is in-app purchases: BudMi at none against Spendi's 4. BudMi also leads on iOS requirement (16.1 vs 18.6). Spendi's advantage is ads (none vs shown). On price, update cadence and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Spendi sells 4 in-app purchases, starting at $2.99 per month. BudMi asks for nothing beyond the download.
Spendi ships an update weekly, BudMi fortnightly. The most recent releases landed on November 5, 2026 and October 31, 2026 respectively.
| Parameter | Spendi | BudMi |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (6 ratings) — better | — |
| Positive reviews | 100.0% of reviews | — |
| Number of ratings | 6 — better | — |
| Update frequency | Weekly — better | Fortnightly |
| Ads | No — better | Yes |
| In-app purchases | Yes | No — better |
| Monetization | Freemium | — |
| Devices | iPhone, iPad | iPhone, iPad |
| Requires iOS | 18.6 | 16.1 — better |
| Further details — not scored | ||
| Size | 25 MB | 70 MB |
| Age rating | 4+ | 17+ |
| Developer | Mucahit KOKDEMIR | Rakhman Kalynbachoglu |
In-app purchases
Spendi
- Spendi Pro (Monthly)$2.991 Month
- Spendi Pro (Yearly)14 Days trial$19.991 Year
- Spendi Pro – Lifetime$14.99
- Spendi Pro – Lifetime$29.99
BudMi
No in-app purchases








