Comparison

Business Expense Tracker App vs Payback Day

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Business Expense Tracker App

Features
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Smart Expense Tracker – Simplify Your Finances Managing expenses and business costs is now easier than ever. With our all-in-one Expense Tracker app, you can track expenses, manage vendors, handle projects, and generate reports from a single dashboard. Whether you're a freelancer, consultant, small business owner, or managing multiple companies, this app helps keep your finances organized and stress-free. KEY FEATURES Dashboard & Insights Get a complete financial overview with charts, reports, and real-time updates. Track top vendors, overdue expenses, and net profit instantly. Expense Tracking Record unlimited expenses with notes and attachments. Categorize spending, assign expenses to projects or vendors, and export detailed reports in one click. Vendor Management Easily add and track vendors. Monitor payments, dues, and vendor-specific expenses to maintain healthy business relationships. Multi-Company Support Switch between multiple businesses without juggling different apps. Each company's data stays separate, secure, and easy to manage. Reports That Matter Generate professional reports for expenses, vendors, projects, and companies. Filter, customize, and export data to make smarter business decisions. Secure Settings & Customization Customize categories, manage permissions, and control notifications. Your financial data stays protected with strong security. WHY CHOOSE OUR EXPENSE TRACKER? All-in-one expense and project manager Designed for freelancers, SMBs, and enterprises Real-time dashboards and customizable reports Multi-company support with secure cloud sync Works both online and offline Subscription Details: Subscription available in 1 month and 1 year durations Payment will be charged to iTunes Account at confirmation of purchase Automatically renews unless auto-renew is turned off at least 24 hours before the end of the current period Manage subscriptions from Account Settings after purchase Stay on top of your expenses, save time, and grow smarter. Download the Expense Tracker app today and take control of your financial future. For queries: support@mooninvoice.com Privacy Policy: https://www.moonapps.io/privacy-policy/ Terms of Use: https://www.moonapps.io/expense-tracker/terms-of-use

About

Payback Day

Features
Read full description

Payback Day is the simplest way to keep track of money between people — the ₹500 you lent a friend, the dinner you split six ways, the shop credit you extend every day. WRITE IT DOWN IN SECONDS Pick the person, put the amount, done. No forms, no categories to learn. Every entry is shared with the other person the moment they join, so both of you see the same number. SPLIT BILLS WITHOUT THE ARGUMENT Add a group for a trip, a flat, or a dinner. Split equally, by share, by percentage, or by exact amounts. Payback Day works out who pays whom — always directly between the two people involved, never routed through someone else. SETTLE UP THE WAY YOU ALREADY PAY In India, tap to open any UPI app with the amount already filled in. Scan a friend's QR from their profile. Or mark a cash payment and let them confirm it. Nothing is settled behind anyone's back: a payment you record is a claim the other person accepts. DUKAAN KHATA — FOR SHOPKEEPERS Turn on the credit book and you get a proper udhaar bahi: one page per customer, entries down the page, and a running balance on every line. Payments strike the oldest entries first, exactly like paper. Optional — off unless you switch it on. BILLS AND REMINDERS Rent, EMI, electricity, subscriptions — set them once and get reminded on the day, at the time you choose. Recurring bills roll forward on their own. WORK INSTEAD OF MONEY Owe someone? Offer to do a task instead. When they approve it, the debt clears. SEE WHERE YOU STAND One number tells you whether you're up or down, per currency — the app never adds rupees to dollars. Reliability scores, built from real repayment history, tell you who settles quickly and who needs a nudge. ASK IN PLAIN LANGUAGE The built-in assistant answers questions like "how much does Arun owe me?" and can add records for you. IN YOUR LANGUAGE English, ą¤¹ą¤æą¤Øą„ą¤¦ą„€, Hinglish, and a dozen more — including right-to-left Arabic. PRIVATE BY DEFAULT Your records are yours. We never move money, never see your bank, and never sell data. Delete your account from inside the app whenever you like. Payback Day is free.

Screenshots

Business Expense Tracker App4 screens
Payback Day4 screens

Verdict

The call

The clearest difference is in-app purchases: Payback Day at none against Business Expense Tracker App's 4. Payback Day also leads on update cadence (every 2 days vs every 10 days). On price, ads, device support and iOS requirement there is nothing between them.

Scored on Price Ā· Rating Ā· Positive reviews Ā· Number of ratings Ā· Update frequency Ā· Ads Ā· In-app purchases Ā· Monetization Ā· Best chart rank Ā· Devices Ā· Requires iOS

CostPrice Ā· In-app purchases Ā· Ads Ā· Monetization

Both are free to download. Business Expense Tracker App sells 4 in-app purchases, starting at $1.99 per month. Payback Day asks for nothing beyond the download.

UpkeepUpdate frequency

Business Expense Tracker App ships an update every 10 days, Payback Day every 2 days. The most recent releases landed on October 7, 2026 and September 30, 2026 respectively.

Scorecard2 real differences Ā· 4 level
Business Expense Tracker App versus Payback Day: the parameters behind the verdict, then further details
ParameterBusiness Expense Tracker AppPayback Day
PriceFreeFree
Update frequencyEvery 10 daysEvery 2 days — better
AdsNoNo
In-app purchasesYesNo — better
DevicesiPhone, iPad, iPod, Mac — betteriPhone, iPad, iPod
Requires iOS15.0 — better15.1
Further details — not scored
Size68 MB36 MB
Age rating4+4+
DeveloperMoon Technolabs Pvt LtdIBCMobile

In-app purchases

4 purchases

Business Expense Tracker App

Subscriptions4
  • Expense Tracker Monthly No Trial$1.991 Month
  • Expense Tracker Monthly Trial7 Days trial$1.991 Month
  • Expense Tracker Yearly No Trial$9.991 Year
Show 1 more
  • Expense Tracker Yearly Trial7 Days trial$9.991 Year
None

Payback Day

No in-app purchases

Questions

Is Business Expense Tracker App free?
Business Expense Tracker App is free to download, with in-app purchases available.
Is Payback Day free?
Payback Day is free to download, with no in-app purchases.
Do Business Expense Tracker App or Payback Day have ads?
Neither Business Expense Tracker App nor Payback Day shows ads.
Which is updated more often, Business Expense Tracker App or Payback Day?
Business Expense Tracker App ships an update every 10 days, and Payback Day every 2 days. Most recently, Business Expense Tracker App was updated on October 7, 2026 and Payback Day on September 30, 2026.

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