Comparison

Mosaic Days vs Payet

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Mosaic Days

Features
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【Mosaic Days — pieces of your day, in one place】 Stop juggling a dozen apps. Track expenses, manage assets, plan tasks, send quotes, organize contacts, and save your favorite spots — all from one beautifully simple app. 【SIX CORE MODULES】 EXPENSE TRACKING — Effortless Snap receipts and let on-device OCR fill in the amount and items automatically Just say "lunch, twelve bucks" — voice entry runs fully offline Geofence reminders nudge you when you walk into a regular stop (coffee shop, convenience store, etc.) Multi-ledger, category budgets, and a "wish jar" savings tool ASSETS & WEALTH — See the full picture Track cash, bank accounts, stocks, mutual funds, insurance, and physical assets in one view Stock holdings link automatically to their transaction history Net-worth and spending trends visualized over time SMART TODO — Beyond a checklist Standard, recurring, and location-based to-dos in one place Multi-group, tags, priority levels QUOTES & INVOICES — Built for freelancers Manage companies, clients, and a product catalog Generate professional PDF quotes in one tap Due dates sync to Apple Calendar and Reminders Track status after sending CONTACTS CRM — Powerful but simple Scan business cards with OCR auto-fill Log visits, build email templates, view contacts on a map Group, tag, and set follow-up reminders SAVED PLACES — Your personal map One-tap save the spots you find on Instagram Browse via photo wall, Story mode, or spin a roulette to decide where to eat tonight Plan routes and group your collections 【MORE LIFE MODULES】 Custom keyboard shortcuts, pet care logs, fitness journal, daily journal and mood diary, retro camera with 50+ LUT filters, travel planner, bill manager, receipt gallery, geofence notifications — all in one app. 【PRIVACY-FIRST BY DESIGN】 Almost everything stays on your device. Expenses, todos, contacts, quotes, photos, journals, pets, fitness — none of it is uploaded to the cloud. Only "Saved Places" syncs optionally, so you can access your map across devices. OCR runs on-device via Google ML Kit. Voice recognition runs on-device via whisper.rn. Your receipts and voice never leave your phone. 【HOW IT WORKS — Free with rewarded ads】 Free: Watch 1 rewarded ads per day to unlock all premium features until midnight Yearly: NT$2,000 / year Lifetime: NT$1,500 (limited to 500 seats, early-launch only) "Lifetime" refers to as long as the service remains in operation. 【SUBSCRIPTION TERMS】 Payment is charged to your Apple ID at confirmation of purchase Subscriptions auto-renew unless turned off at least 24 hours before the end of the current period Manage or cancel anytime in your Apple ID settings Terms of Service: https://easyledger.org/terms Privacy Policy: https://easyledger.org/privacy

About

Payet

Features
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Payet — 初級大人的極簡生活繳費管家 生活繳費常常讓人焦頭爛額:牌照稅幾月繳?水費單放哪去了?這個月房租轉了嗎? Payet 用一份乾淨清爽的清單,幫你把這些瑣事整理得清清楚楚。 —— 為什麼選擇 Payet —— ■ 一眼看懂的文字日曆 打開日曆,格子裡直接寫著「[牌照稅] 截止」「[房租] 繳費」, 不需要點開任何彈窗,本月該繳什麼一目了然。 ■ 智慧預填,三秒建立年度提醒 從稅務、公用、生活、健保等分類中勾選, 系統自動帶入綜合所得稅、牌照稅、燃料稅等法定繳費期, 不確定的日期可以「略過」,事後再補也沒問題。 ■ 收據位置備忘錄 繳完費後,順手記下「收據在玄關抽屜」「電子收據在台新 App」, 半年後查帳,不必再翻箱倒櫃。 ■ 100% 本機儲存,真正的隱私 你的繳費紀錄、備註、財務資訊, 全部只存在你的手機,從不上傳雲端、不分析、不追蹤。 搭配 Face ID / 密碼鎖,私密事務只屬於你。 ■ 溫暖極簡設計 象牙白底色搭配清透淺藍,沒有花俏裝飾、沒有強迫推播, 打開 App 不焦慮,是一份生活的清單,而不是一份待辦壓力。 —— 主要功能 —— · 繳費清單:依緊急程度排序,未繳 / 已繳一目了然 · 文字日曆:月曆格子內直接顯示繳費事項 · 快速新增:批次勾選、智慧預填法定稅期 · 繳費管道備註:記錄你是用哪個 App、哪張卡、哪個櫃台繳的 · 收據索引:紀錄紙本或電子收據的存放位置 · 提前提醒:自訂提前幾天接收通知 · 生物識別鎖:Face ID / Touch ID / 密碼保護 · 加密備份:手動匯出 / 匯入,掌控權永遠在你手上 —— 適合誰使用 —— · 剛出社會、第一次面對綜合所得稅與牌照稅的新鮮人 · 想簡化生活、不想被各種記帳 App 綁架的極簡主義者 · 重視隱私、不願讓財務資料上雲端的使用者 · 家中帳單分散、總是找不到收據的人 —— 隱私承諾 —— Payet 不需要註冊帳號、不蒐集個資、不放廣告、不追蹤行為。 你的資料就在你的手機裡,僅此而已。 把繳費這件事,輕輕放回它該有的位置。 下載 Payet,從今天開始,過一個有秩序的生活。

Screenshots

Mosaic Days4 screens
Payet4 screens

Verdict

The call

The clearest difference is ads: Payet at none against Mosaic Days's shown. Mosaic Days's advantage is update cadence (every 2 days vs fortnightly). On price, in-app purchases, device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Mosaic Days sells 4 in-app purchases, starting at $49.99 per year and Payet sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Mosaic Days ships an update every 2 days, Payet fortnightly. Both last shipped on October 10, 2026.

Scorecard2 real differences · 4 level
Mosaic Days versus Payet: the parameters behind the verdict, then further details
ParameterMosaic DaysPayet
PriceFreeFree
Update frequencyEvery 2 days — betterFortnightly
AdsYesNo — better
In-app purchasesYesYes
DevicesiPhone, iPad, Apple Watch — betteriPhone, iPad
Requires iOS17.417.0 — better
Further details — not scored
Size666 MB121 MB
Age rating17+4+
DeveloperLai GuanweiTing Yu Lin

In-app purchases

4 purchases

Mosaic Days

Subscriptions3
  • Beauty Pro – 5 Staff Plan$49.991 Year
  • pro subscription$59.991 Year
  • Beauty Pro – 10 Staff Plan$99.991 Year
One-time1
  • Permanently unlocked$49.99
1 purchases

Payet

One-time1
  • Payet Pro$1.99

Questions

Is Mosaic Days free?
Mosaic Days is free to download, with in-app purchases available.
Is Payet free?
Payet is free to download, with in-app purchases available.
Do Mosaic Days or Payet have ads?
Mosaic Days shows ads; Payet does not.
Which is updated more often, Mosaic Days or Payet?
Mosaic Days ships an update every 2 days, and Payet fortnightly. Most recently, Mosaic Days was updated on October 10, 2026 and Payet on October 10, 2026.

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