Specialty Capital vs BalancePilot

The Official Specialty Capital Merchant Portal Welcome to the future of business funding management. The Specialty Capital mobile app is a professional tool designed exclusively for our merchant partners who demand speed and clarity in their financial operations. This app eliminates the guesswork and provides you with the liquidity and data you need to scale your business with confidence. Real Time Visibility and Transparency Stop wondering about your account status. Our advanced merchant ledger provides a complete view of your funding history and current balance. Monitor every transaction as it occurs. View your total amount paid off with a single glance. Access a clear history of your account activity without needing to call support or wait for a monthly statement. Unprecedented Speed In the world of business, timing is everything. Our mobile portal is optimized for rapid performance, allowing you to check your finances between meetings or while on the go. Experience instant login and fast loading dashboards. Get immediate answers to your balance and payment questions. Receive critical updates regarding your account status the moment they happen. Direct Access to Growth Capital We believe that access to capital should be as fast as your business moves. The app provides a direct pathway to request additional funding when you are ready to expand. Request new capital with a streamlined digital process. Monitor the progress of your funding requests in the app. Secure the liquidity you need to take advantage of new inventory, equipment, or expansion opportunities. Professional Grade Security Your financial data is protected by industry standard encryption and secure authentication protocols. This app is a secure environment built to keep your merchant information safe while providing you with the ease of mobile access. Important Note This application is for existing Specialty Capital merchants only. You must use your registered merchant credentials to access the features and data within this app. If you are not yet a Specialty Capital merchant, please visit our website to learn how we can help fund your business growth.

BalancePilot is a manual debt payoff planner that helps you decide what to pay next, organize upcoming payments, and build a realistic plan around the money you have available. See scheduled payments, protected cash, upcoming minimums, funding shortfalls, and extra-payoff opportunities in one clear Payday Plan. No bank connection is required. BalancePilot does not move money or make payments. You stay in control by entering and updating the information you want the app to use. BUILD YOUR DEBT PAYOFF PLAN Track credit cards, auto loans, student loans, medical bills, personal loans, and other debts in one place. • Track balances, APRs, minimum payments, due dates, and statement dates • Monitor credit utilization • Record completed payments • Plan one-time and recurring payments • Track deferred-interest promotions • View account progress and insights PLAN AROUND YOUR PAYDAY Build a plan based on available cash and upcoming obligations. • Protect your safety buffer and other cash commitments • See scheduled payments directly in your Payday Plan • Identify minimums due before your next payday • See how much of each cash protection is funded • View any remaining cash-protection shortfall • See what is available for extra payoff • Keep Available, Protected, Free to Plan, and Shortfall totals consistent across the app Scheduled payments can still count toward minimum coverage when cash reservation is off. KNOW WHAT NEEDS ATTENTION BalancePilot reviews the information you enter to help surface obligations that may need attention first. • Due and past-due payment alerts • Payday-aware payment planning • Planned Payment and AutoPay tracking • Minimum-payment coverage • Credit utilization guidance • Credit Score Focus planning • Upcoming payment timeline and reminders COMPARE PAYOFF STRATEGIES Explore payoff approaches and see how each may affect your projected debt-free date and estimated interest. • Debt Avalanche • Debt Snowball • Smart Hybrid • Accelerated Payoff • Credit Score Focus • Custom payoff ordering • Projected payoff timeline PREVIEW PURCHASES AND NEW LOANS Explore how a new purchase or loan could affect your current payoff plan before committing. • Preview the impact of a new purchase • Estimate a monthly loan payment • Compare multiple loan offers • Review changes to your payoff timeline • Save planned loans before adding them as active debt • Scan eligible loan documents to help fill in details IMPORT AND ORGANIZE STATEMENTS For supported U.S. statements, BalancePilot can help extract account information from eligible PDF statements. Imported details may include: • Current balance • Minimum payment • Due date • Statement close date • Credit limit • Promotional balances and expiration details Always verify imported information against the original statement before saving. STAY ORGANIZED • Payment calendar and upcoming timeline • Needs Attention alerts • Payoff progress charts • Payment history • Deferred-interest promotion tracking • Exportable payoff summaries BALANCEPILOT PRO Upgrade to BalancePilot Pro to unlock: • Statement PDF Analyzer • Loan Impact Preview • Compare Loan Offers • Planned Loans • Export Payoff Summary • Additional planning insights IMPORTANT INFORMATION BalancePilot is an educational planning tool. It does not connect to your bank, make payments, negotiate with lenders, or provide financial, legal, tax, credit, or investment advice. Projections and recommendations are estimates based on the information you enter and may not reflect actual lender calculations, interest charges, payment processing, promotional terms, or credit-score changes. Always confirm balances, payment amounts, due dates, interest rates, promotional terms, and payoff information with your lenders. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/