IOUly vs extrack

Never forget who owes you money or what you borrowed. IOUly is a clean, simple, and completely private debt logger and IOU tracker built to keep your personal finances organized. Whether you lend money to friends, split household bills, or borrow cash for lunch, IOUly helps you record every transaction in seconds—without creating an account or syncing sensitive data to the cloud. Key Features: - Quick Debt Logging: Record lent and borrowed amounts instantly with names, dates, and notes. - 100% Offline & Private: All your data stays strictly on your device. No sign-up required. - Partial Paybacks: Log partial payments until the full balance is settled. - Clear Balances: View summary totals of who owes you and who you owe at a single glance. - Smart Reminders: Keep track of upcoming paybacks without any hassle. Take control of your personal loans and shared IOUs today with IOUly! https://levge.com/terms.html https://levge.com/privacy.html

Stop guessing where your money goes. Extrack shows you exactly what you owe, what you spend, and the fastest path to debt-free — with daily targets that keep you on track. Built for real life, not spreadsheets. Set per-category budgets with early warnings before you overspend, not after. Track recurring bills so nothing slips through. Break savings goals into daily amounts you can actually hit. DEBT PAYOFF - Track every balance, interest rate, and payoff progress in one place - See your real debt-free date, not a vague estimate - Daily payment targets that fit your actual income EVERYDAY MONEY - Log expenses in seconds with automatic categorisation - Per-category budgets with early warnings and month-end forecasting - Recurring bill reminders so you never miss a payment - Savings goals broken into daily targets, with streak tracking - Spending insights that show patterns, not just numbers YOURS, PRIVATELY - Face ID lock - CSV export — your data leaves whenever you want - No ads. No data selling. No tricks. Available in English, ไทย and 日本語.