IOUly vs DebtFlow

Never forget who owes you money or what you borrowed. IOUly is a clean, simple, and completely private debt logger and IOU tracker built to keep your personal finances organized. Whether you lend money to friends, split household bills, or borrow cash for lunch, IOUly helps you record every transaction in seconds—without creating an account or syncing sensitive data to the cloud. Key Features: - Quick Debt Logging: Record lent and borrowed amounts instantly with names, dates, and notes. - 100% Offline & Private: All your data stays strictly on your device. No sign-up required. - Partial Paybacks: Log partial payments until the full balance is settled. - Clear Balances: View summary totals of who owes you and who you owe at a single glance. - Smart Reminders: Keep track of upcoming paybacks without any hassle. Take control of your personal loans and shared IOUs today with IOUly! https://levge.com/terms.html https://levge.com/privacy.html

DebtFlow is the simplest way to track money between people — and build toward what you're saving for. Whether you lent a friend money for rent, owe your supplier from last month, or you're splitting a recurring bill with a flatmate — DebtFlow keeps the record so you don't have to hold it in your head. DEBT TRACKING — Log money you've lent or borrowed in seconds — Track partial repayments with progress bars — Attach payment receipts and transfer references as proof — Get reminders before due dates — Organise debts by category — personal, business, family CONTACTS — One profile per person shows your full history together — See the net balance between you and anyone at a glance — Add labels: Friend, Family, Business, Flatmate RECURRING DEBTS — Set up repeating entries for subscriptions, loan instalments, or shared bills — New entries generate automatically on schedule — Settle one or all at once when payments come through SAVINGS GOALS — Create goals for anything — a phone, a trip, an emergency fund — Track progress with deposit history and a visual progress bar — Get a daily, weekly, and monthly savings pace so you always know if you're on track — Celebrate milestones at 25%, 50%, 75%, and 100% — Export your savings history as CSV DESIGNED FOR REAL LIFE — Works in any currency — Dark and light mode — PIN lock for privacy — Fast, offline-first — no account required DebtFlow works for anyone managing money between people — freelancers, small business owners, students splitting bills, or anyone who wants to stop keeping IOUs in their notes app. Download free. No ads. Upgrade to DebtFlow Pro for unlimited records, reminders, and PDF export Privacy Policy: https://sites.google.com/view/debtflow-privacy-policy Terms of Use (EULA): https://sites.google.com/view/debtflow-terms