Simple Financials vs PhoneDeck

Finally know what's safe to spend Simple Financials shows your real available balance — accounting for paychecks, holidays, recurring expenses, loans, and life's surprises. Built for how your money actually works: Features: - Smart Paycheck Tracking - Current Balance Baseline Start by entering your current account balance. Everything flows from there — income adds, expenses subtract, and you always know your real number. - Multiple Income Sources Enter your standard base pay — then set a reduced amount for days with a holiday or a missed shift. Simple Financials automatically projects the correct paycheck whenever one of those days falls in your cycle. Add as many income streams as you have — salary, freelance, side income. Each gets its own schedule and amount, all factored into your available balance automatically. - Annualized Expense Splitting Set a yearly due date, recurrence frequency, and installment frequency. The app divides the total and shows you exactly what to set aside each month (excluding that amount from your "available" balance) — no surprises when that big bill arrives. - Loans That Auto-Expire Enter your installment amount and remaining payment count. The loan disappears from your expense sheet the moment it's paid off — your safe-to-spend number automatically improves. - See where you stand before you get there With Daily, Weekly, Monthly, Yearly forecasts for income and expenses you'll know how much you can safely spend now and later, or correct if you see a deficit upcoming. All forecasts account for holiday pay reductions, loan payoffs, and installment schedules. Up and running in minutes: 1. Enter your current balance Type in your account balance right now. This is your starting point — the number everything builds from. 2. Add your income sources Set up your paycheck(s): base amount, payment cycle, and a reduced amount for short weeks or holidays. Add as many sources as you need. 3. Add your expenses Bills, subscriptions, annual vehicle registration, property taxes, loan payments — enter each one with its recurrence. For loans, just add the installment amount and how many remain. 4. Know your number Simple Financials calculates your real Safe to Spend amount — with daily, weekly, monthly, and yearly forecasts, all updated automatically. Optionally visit www.simplefinancialsapp.com from your tablet, or computer, to input your income, expenses, then export your data, and import it to the app. Terms of Use / End User License Agreement: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://simplefinancialsapp.com/privacy *Calculations are best effort, not liable for errors, always validate calculations prior to making financial decisions.

PhoneDeck needs two free apps to work : this iPhone app + the Mac companion app at phonedeck.io . Both are 100% free, forever. No account needed. Stuck or something not working? DM me directly on Instagram @PhoneDeckApp - I reply personally, usually within a few hours. Turn your iPhone into a wireless Mac controller. Launch any Mac app, trigger system controls, open any website all with one tap. Think Stream Deck, but you already own the hardware. -------------------------- HOW IT WORKS -------------------------- • Install this app on your iPhone • Download the Mac app from phonedeck.io (free DMG) • Open both apps on the same WiFi - they pair automatically • Drag any Mac app, control, or website onto a tile • Tap your iPhone to launch No account. No cloud. No subscription. No data leaves your devices. -------------------------- WHAT YOU CAN DO -------------------------- APPS : Launch any Mac app with one tap. VS Code, Figma, Cursor, Premiere, Photoshop, Slack — anything installed on your Mac. CONTROLS : 16 built-in Mac controls: volume, brightness, keyboard backlight, media play/pause/next/previous, screenshot, screen recording, dictation, lock screen, show desktop, mission control, empty trash. WEBSITES : Drag any URL onto a tile. YouTube, ChatGPT, Linear, Figma files, your dashboards — one tap and it opens on your Mac. PAGES : Organize tiles into pages. One for Design, one for Dev, one for Music. Swipe between them on your iPhone. -------------------------- WHY IT'S DIFFERENT -------------------------- • Free forever. No subscription, no Pro tier, no ads, no tracking. • Works over local WiFi. No account, no cloud, no data collection. • Auto-updates on Mac : bug fixes ship the same day. • Built by one indie developer. Every feature is something a user asked for. -------------------------- WHAT YOU NEED -------------------------- • An iPhone running iOS 17 or later • A Mac running macOS 14+ or later • Both devices on the same WiFi network • The PhoneDeck Mac app from phonedeck.io (free download) -------------------------- Made by one developer in Mumbai. Constantly updated. Feature requests welcome at phonedeck.io/request-feature or DM @PhoneDeckApp on Instagram.