Vito vs HeritagePay

Vito is the smarter way to send and receive money — whether you're transferring locally or sending funds across the world, our trusted agent network makes it simple. Built for individuals and businesses alike, Vito makes money transfers straightforward, transparent, and affordable. No hidden fees. No complicated process. Just fast, reliable transfers at the lowest rates available. Why Vito? • Industry-low transfer fees — keep more of your money • International transfers to destinations worldwide • Powered by a wide network of trusted local agents • Bank-grade security with KYC verification and two-factor authentication • Clean, intuitive interface designed for everyone • Fast processing — most transfers completed through agents quickly • Full transaction history and real-time status updates • Personal and business accounts supported How it works: Create your account and verify your identity Enter the amount and recipient details Choose your nearest agent location Done — your money is on its way Whether you're a business managing payments or an individual supporting family abroad, Vito gives you the tools to move money with confidence through a network of agents you can trust. Download Vito today and experience transfers the way they should be — simple, fast, and fair.

Heritage Pay is the first digital wallet in Belize, backed by Heritage Bank Limited. It connects you to OpenPay's growing network of local merchants and lets you pay, send, and manage your money from one secure app. Whether you're paying at the counter, splitting a bill, or sending money across town, Heritage Pay makes everyday payments simple and secure. WHAT YOU CAN DO • Scan & Pay — Scan a participating merchant's QR code, confirm the amount, and pay in a single tap. • Card Vault — Securely store multiple credit and debit cards. Each card is verified with a small micro-charge, and your card numbers are tokenized. The app never keeps your raw card details on your device. • Send Money — Transfer funds to bank accounts by institution and account number. Save recipients as favourites for one-tap re-use. • Request Money — Ask someone to send you a payment. • Transaction History — Review every payment and transfer, with receipts available in the app and by email as a PDF. • Biometric Security — Use Face ID or your fingerprint to open the app and authorize payments. • Payment Notifications — Get instant push notifications confirming your payments and receipts. GETTING STARTED Register in minutes with your phone number and a one-time verification code (OTP). No paperwork, no branch visit. SECURITY YOU CAN TRUST Heritage Pay is built by OpenPay and backed by Heritage Bank Limited. Your data is protected with industry-standard encryption in transit, biometric authentication, and card tokenization. Download Heritage Pay and carry Belize's digital wallet with you. Questions? Reach us at support@openpay.bz or visit https://openpay.bz/support.