Comparison

Hanimani vs Paydown

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Hanimani

Features
Read full description

Take control of your money with Hanimani — the smart personal finance app for families and individuals who want clarity, not complexity. TRACK EVERY TRANSACTION • Add expenses, income, transfers, and debts in seconds • Split one transaction across multiple categories • Set up recurring payments — never miss a bill • Track who owes you and who you owe, in any currency PLAN AHEAD • See upcoming payments: today, tomorrow, this week • Set savings goals with progress tracking • Schedule planned transactions in advance • Get notified before bills are due MANAGE YOUR ACCOUNTS • 10 account types: cash, card, bank, crypto, investments, deposits, credits, e-wallets, precious metals, and more • Multi-currency with live exchange rates • Track deposits with interest accrual • Credit loans with repayment schedules STAY ON BUDGET • Set monthly spending limits per category • Visual analytics: charts by day, week, month, or year • Expense breakdown by category with history • AI Financial Advisor (Premium) — personalized insights based on your real data BUILT FOR FAMILIES • Share finances with family members or business partners • Multiple workspaces with role-based access (owner, admin, member) • Real-time sync across all devices 8 LANGUAGES SUPPORTED English, Russian, German, French, Spanish, Turkish, Chinese (Traditional), Portuguese FREE TO START • Up to 3 accounts, 50 transactions/month, 1 savings goal — completely free • Premium: unlimited everything + AI advisor + custom categories + recurring transactions • 30-day free trial — no credit card required Download Hanimani and make every dollar count. Terms of Use: https://hanimani.app/en/terms Privacy Policy: https://hanimani.app/en/privacy

About

Paydown

Features
Read full description

Paydown is a simple budget and expense tracker for iPhone. Log spending in seconds, set category budgets, and track bills, subscriptions and debts in one clean, fast app. See exactly where your money goes and never miss a payment again. WHY PAYDOWN • Add income and expenses in seconds • Clean, distraction-free design • Works fully offline, with optional secure cloud backup • Multiple wallets with account transfers BUDGET & SPENDING • Monthly budgets by wallet or category • Progress bars that fill as you spend • Spending trends and category breakdowns (Pro) BILLS, SUBSCRIPTIONS & DEBTS • Bills and subscriptions with payment reminders • Debts with installment plans and payment tracking • Home screen widgets for upcoming payments and budgets PAYDOWN PRO Unlock analytics, unlimited budgets, accounts and subscriptions, cloud backup and multi-device sync, and CSV export. Choose monthly, yearly (with a free trial), or a one-time lifetime purchase. Your data stays private: no ads, no third-party tracking. Questions or feedback? onurtavil8@gmail.com Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

Hanimani4 screens
Paydown3 screens

Verdict

The call

The clearest difference is iOS requirement: Hanimani at 14.0.0 against Paydown's 17.0. On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price Ā· Rating Ā· Positive reviews Ā· Number of ratings Ā· Update frequency Ā· Ads Ā· In-app purchases Ā· Monetization Ā· Best chart rank Ā· Devices Ā· Requires iOS

CostPrice Ā· In-app purchases Ā· Ads Ā· Monetization

Both are free to download. Hanimani sells 3 in-app purchases, starting at $4.99 per month and Paydown sells 3 in-app purchases, starting at $2.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly every 10 days. The most recent releases landed on October 25, 2026 and October 24, 2026 respectively.

Scorecard1 real difference Ā· 5 level
Hanimani versus Paydown: the parameters behind the verdict, then further details
ParameterHanimaniPaydown
PriceFreeFree
Update frequencyEvery 10 daysEvery 10 days
AdsNoNo
In-app purchasesYesYes
DevicesiPhone, iPod — betteriPhone
Requires iOS14.0.0 — better17.0
Further details — not scored
Size37 MB4 MB
Age rating4+4+
DeveloperBogdan PortenkoOnur Tavil

In-app purchases

3 purchases

Hanimani

Subscriptions2
  • Premium Monthly$4.991 Month
  • Premium Yearly$49.991 Year
One-time1
  • Premium Forever$99.99
3 purchases

Paydown

Subscriptions2
  • Paydown Pro — Monthly$2.991 Month
  • Paydown Pro — Yearly7 Days trial$29.991 Year
One-time1
  • Paydown Pro — Lifetime$99.99

Questions

Is Hanimani free?
Hanimani is free to download, with in-app purchases available.
Is Paydown free?
Paydown is free to download, with in-app purchases available.
Do Hanimani or Paydown have ads?
Neither Hanimani nor Paydown shows ads.
Which is updated more often, Hanimani or Paydown?
Hanimani ships an update every 10 days, and Paydown every 10 days. Most recently, Hanimani was updated on October 25, 2026 and Paydown on October 24, 2026.

Other comparisons