Comparison

Monea vs Aurio

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Monea

Features
Read full description

Track your income and expenses smartly, and create shared vaults with your family. Monea offers a clutter-free, smooth, and elegant budget experience completely under your control. • Live Balance Tracking & Recent Transactions • Shared Vaults with Family & Friends • Dynamic Bar Charts & Category Analytics • Total Security & Privacy with Face ID • Smart Transaction Assistant & Live Exchange Rates Download Monea now and get one step closer to your financial goals.

About

Aurio

Features
Read full description

AURIO SMART MONEY MANAGEMENT Take control of your finances with Aurio, the premium personal finance app that works completely offline. No accounts needed. No data sent anywhere. Your money data stays on YOUR device, always. Whether you're tracking daily expenses, managing budgets, saving for goals, or monitoring your investment portfolio — Aurio handles it all in one beautiful, easy-to-use app. CORE FEATURES Income & Expense Tracking • Record all transactions instantly by category • Add notes, dates, and accounts to every entry • View monthly and yearly summaries at a glance • Navigate months easily with intuitive controls Recurring Transactions • Set up automatic recurring income and expenses • Distribute regular payments (salary, rent, subscriptions) up to 60 months ahead • Never miss a payment — smart reminders included • Pause, edit, or stop recurring transactions anytime Detailed Reports & Analytics • Beautiful charts: pie charts, bar charts, balance trends • Monthly income vs. expense comparison • Category breakdown to see where your money goes • Calendar view with daily spending heatmap Budget Management • Set monthly spending limits by category • Real-time progress bars — see how much is left • Smart alerts before you exceed your budget • Visual health indicators (green / yellow / red) Savings Goals • Create multiple savings goals (vacation, emergency fund, car…) • Track progress with beautiful circular indicators • Add deposits and monitor your journey to each goal • Savings Simulator: project growth with interest rates over 1–10 years Investment Portfolio Tracker • Track crypto (Bitcoin, Ethereum, BNB, Solana…) • Precious metals (Gold, Silver, Platinum) • Foreign currencies (USD, EUR, GBP, JPY…) • Stocks & ETFs (AAPL, THYAO, custom tickers) • Live prices from real market data APIs • Full buy/sell transaction history and P&L tracking Live Currency Converter • Convert between 50+ world currencies instantly • Live rates fetched automatically • Add or remove currencies as needed AI Financial Assistant (Optional) • Powered by Google Gemini AI • Analyze your spending patterns • Get personalized savings tips and budget advice • Financial health check in seconds • Use your own free Gemini API key 3 questions/day in free mode PRIVACY & SECURITY • 100% Offline — No internet required for core features • Your data NEVER leaves your device • No account registration required • PIN lock (4-digit) with security question backup • Biometric authentication (fingerprint / face) • Encrypted local SQLite database BUILT FOR THE WORLD • Available in 18 languages: English, Turkish, Arabic, Chinese, French, German, Spanish, Italian, Japanese, Korean, Portuguese, Russian, Hindi, Indonesian, Polish, Romanian, and more • Supports 50+ currencies with custom currency support • Right-to-left (RTL) layout support for Arabic SMART REMINDERS • Set reminders for upcoming payments days in advance • Bill reminders and recurring transaction alerts • Transaction-level custom reminders • Never miss a due date again DATA BACKUP & EXPORT • Backup all your data to a local JSON file • Restore from backup anytime • Export to CSV, Excel, Word, or PDF • Data stays on your device only WHY AURIO? No subscription completely free to use No registration or login required Works offline no internet needed Multi-account support (cash, bank, credit card, savings) Beautiful dark and light themes 18 languages and 50+ currencies Regular updates with new features Download Aurio today and start your journey to financial freedom KEYWORDS TAGS personal finance, budget tracker, expense tracker, money manager, income tracker, savings goals, investment portfolio, crypto tracker, currency converter, offline finance, budget planner, bill reminder, recurring payments, financial health, money management Finance Everyone TAGS: Finance, Budget, Savings, Investment, Expense Tracker

Screenshots

Monea4 screens
Aurio4 screens

Verdict

The call

The clearest difference is iOS requirement: Aurio at 15.1 against Monea's 26.2. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Scorecard1 real difference · 5 level
Monea versus Aurio: the parameters behind the verdict, then further details
ParameterMoneaAurio
PriceFreeFree
Update frequencyDaily—
AdsNoNo
In-app purchasesNoNo
DevicesiPhone, iPadiPhone, iPad, iPod — better
Requires iOS26.215.1 — better
Further details — not scored
Size15 MB42 MB
Age rating4+17+
DeveloperSaid KayaDavut Duran

In-app purchases

None

Monea

No in-app purchases

None

Aurio

No in-app purchases

Questions

Is Monea free?
Monea is free to download, with no in-app purchases.
Is Aurio free?
Aurio is free to download, with no in-app purchases.
Do Monea or Aurio have ads?
Neither Monea nor Aurio shows ads.

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