Comparison

Okane vs Budgy

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Okane

This app offers a flexible budgeting system that connects to Google Sheets. It allows users to create monthly budgets, track spending by category, and review transactions within a familiar spreadsheet-driven workflow. Designed for those seeking greater control and transparency in managing their finances.

Highlights
  • Connects to Google Sheets
  • Envelope budgeting system
  • Monthly budget creation
  • Spending tracking by category
  • Transaction review
  • Flexible financial workflow
Features
Read full description

Okane Budgeting helps you plan your money with clarity and flexibility. Built around a spreadsheet-connected workflow, Okane combines the structure of zero-based budgeting with the customization of Google Sheets. With Okane, you can: Create and manage monthly budgets Track spending across categories Review transactions in one place Stay aligned with your personal budgeting system Use a familiar spreadsheet-driven workflow with more convenience on mobile Okane is designed for people who want more control than a typical budgeting app, while keeping their financial workflow flexible and transparent. Whether you’re assigning every dollar, reviewing spending trends, or keeping your budget organized month to month, Okane helps you stay intentional with your money. Terms of Use: https://okane.finance/terms/

About

Budgy

Features
Read full description

Budgeting, made calm. Budgy is the budget tracker for people who hate budgeting apps. Jot an expense like you’d text a friend — “coffee 4.50” — and Budgy reads it, files it to the right category, and keeps your budget clear. No forms. No spreadsheets. No fuss. PRIVATE BY DEFAULT Your money data lives on your device — not on our servers. No bank logins, no account required, no selling your spending. Lock the app with Face ID for good measure. WRITE IT DOWN, BUDGY SORTS IT • Magic add — type “groceries 62.30” or “salary 3200” in plain words and it’s categorized instantly • Voice logging — say it out loud, Budgy turns it into a transaction • Receipt scan — snap a photo and the amount, merchant, and category are filled in for you • Correct it once and Budgy learns your habits KNOW YOUR PACE • Safe-to-Spend shows what’s actually left, so you never overshoot before payday • Weekly and monthly pacing for every budget • Home-screen widgets keep Safe-to-Spend, upcoming bills, and quick add one glance away STAY ON TOP, GENTLY • Budgets and savings goals that flex with real life • Recurring bills and subscriptions, tracked automatically • Kind, useful insights when they matter — never guilt trips • Your monthly Wrapped: a friendly recap of where your money went BUDGY PLUS The free app is a complete on-device budget tracker. Budgy Plus unlocks the AI feature set — assistant, smart insights, Wrapped personality, magic add, voice logging, and receipt scan. Try everything free for 7 days in-app — no purchase or payment details required. Monthly, yearly, and lifetime plans available. Jot it and forget it — Budgy keeps the math. Budgy Plus is an auto-renewable subscription ($4.99/month or $49.99/year) or a one-time Lifetime purchase ($149.99). Subscriptions renew automatically at the same price unless auto-renew is turned off at least 24 hours before the current period ends. Manage or cancel any time in your App Store account settings. The 7-day free trial runs inside the app, needs no purchase or payment details, and is not a store introductory offer — any purchase is charged immediately at full price. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://usebudgy.com/privacy

Screenshots

Okane4 screens
Budgy4 screens

Verdict

The call

Okane and Budgy are too close to call on the numbers: across 5 compared parameters — price, ads, in-app purchases and device support among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Okane sells 1 in-app purchase, starting at $4.99 per month and Budgy sells 3 in-app purchases, starting at $4.99 per month. Whichever you choose, the download price is not the number that matters.

ScorecardNo meaningful differences
Okane versus Budgy: the parameters behind the verdict, then further details
ParameterOkaneBudgy
PriceFreeFree
Rating5.0 (3 ratings) — better—
Positive reviews100.0% of reviews—
Number of ratings3 — better—
Update frequencyEvery 6 days—
AdsNoNo
In-app purchasesYesYes
MonetizationFreemium—
DevicesiPhone, iPadiPhone, iPad
Requires iOS17.016.4 — better
Further details — not scored
Size61 MB68 MB
Age rating4+4+
DeveloperOKANE SOFTWARE LLCJOSEMAR DA COSTA MAGALHAES

In-app purchases

1 purchases

Okane

Subscriptions1
  • Okane Budgeting Pro Monthly$4.991 Month
3 purchases

Budgy

Subscriptions2
  • Budgy Plus Monthly$4.991 Month
  • Budgy Plus Yearly$49.991 Year
One-time1
  • Budgy Plus Lifetime$149.99

Questions

Is Okane free?
Okane is free to download, with in-app purchases available.
Is Budgy free?
Budgy is free to download, with in-app purchases available.
Do Okane or Budgy have ads?
Neither Okane nor Budgy shows ads.

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