Finanças vs Expense Tracker
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Finanças
Track your spending and income effortlessly to understand where your money goes. This app helps you avoid overspending and make smarter financial decisions with clear visuals and automatic categorization.
- Quick expense and income tracking
- Simple and clear charts
- Automatic expense categorization
- Comprehensive financial overview
- High-level data security
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Track expenses, organize bills and understand your spending. Finanças brings income, expenses, budgets and financial reports together, with an AI assistant to make everyday money tracking easier. Financial records use Brazilian reais (BRL). YOUR MONTH AT A GLANCE See your monthly balance, income and expenses. Organize transactions by category, bank and payment method. Set monthly spending limits by category and track your progress. MEET FIN, YOUR AI ASSISTANT With Finanças Premium, record an expense in your own words: ‘Spent 50 reais on groceries.’ Send a receipt photo or dictate by voice, then review the details before saving. Ask questions about your spending and get answers based on your records. Fin is also available through WhatsApp and Telegram. UNDERSTAND YOUR SPENDING See spending by category, compare this month with previous months and follow changes over time. Add recurring bills and income, and receive reminders to keep your records up to date. EXPORT YOUR REPORTS Choose a period and export an Excel workbook with a summary, transactions and recurring entries. Create a PDF report to view or share, or export transactions as CSV. SIMPLE ACCESS Sign in with a code sent by email or WhatsApp. Protect access with Face ID, Touch ID or your device passcode. Scan a QR code with your phone to sign in on your computer. Choose light or dark mode. FINANÇAS PREMIUM Get Fin, custom categories with your own names and icons, and unlimited bank entries for organizing your records. Your subscription is linked to your Finanças account on compatible devices. Available in English, Portuguese, Spanish, French, German and Italian. Download Finanças and get a clearer view of your money. SUBSCRIPTION INFORMATION The app includes free features and optional paid subscriptions. Payment is charged to your Apple Account at purchase confirmation. Subscriptions renew automatically unless canceled at least 24 hours before the current period ends. Manage or cancel your subscription in your Apple Account settings. Terms of use: https://financasai.app.br/br/termos Privacy policy: https://financasai.app.br/br/privacidade
Expense Tracker
Effortlessly manage your finances by tracking income and expenses, receiving timely bill reminders, and monitoring your financial health. Gamified features and a clean dashboard make personal finance engaging and simple.
- Quick income and expense entry
- Smart bill reminders
- Financial Health score
- Gamified streaks and achievements
- Beautiful dashboard with trends
- iCloud Sync
- Credit card and savings goal tracking
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Paguei! turns managing your money into something simple — and even addictive. Track your income and expenses, never miss a bill again, and watch your financial health grow month after month. No boring spreadsheets, no noise: just what you need to pay today. KEY FEATURES • Quick entry — log income and expenses in seconds, with category, amount and due date • Smart reminders — get notified before bills are due and never pay late again • Financial Health score — a clear diagnosis of how your month is going • Streaks & achievements — stay disciplined and earn XP for paying on time • Beautiful dashboard — balance, spending by category and monthly trends at a glance • Light & Dark mode — a calm, premium design PAGUEI! PRO • iCloud Sync — your data on every device • Smart PDF reading — import statements and amounts fill in automatically • Credit Cards — track current statement, available limit and due dates • Savings Goals — set targets and reach them • Budgets by category — get alerts before you overspend • Export PDF statement — perfect for taxes or planning Now available in English, Portuguese and Spanish. Paguei! Your financial peace starts here.
Screenshots
Verdict
The clearest difference is ads: Expense Tracker at none against Finanças's shown. Expense Tracker also leads on update cadence (every 4 days vs every 10 days). Finanças's advantage is iOS requirement (16.4 vs 18.0). On price, rating, ratings volume and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Finanças sells 3 in-app purchases, starting at $1.99 per month and Expense Tracker sells 2 in-app purchases, starting at $1.49 per month. Whichever you choose, the download price is not the number that matters.
On the App Store both sit at effectively the same score — 5.0 for Finanças against 5.0 for Expense Tracker. Both are backed by a comparable volume of ratings — 1 and 1 respectively.
Finanças ships an update every 10 days, Expense Tracker every 4 days. Both last shipped on November 5, 2026.
| Parameter | Finanças | Expense Tracker |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (1 ratings) | 5.0 (1 ratings) |
| Positive reviews | — | 81.3% of reviews |
| Number of ratings | 1 | 1 |
| Update frequency | Every 10 days | Every 4 days — better |
| Ads | Yes | No — better |
| In-app purchases | Yes | Yes |
| Monetization | Free with in-app purchases | Freemium |
| Devices | iPhone, iPad | iPhone, iPad, Mac — better |
| Requires iOS | 16.4 — better | 18.0 |
| Further details — not scored | ||
| Size | 91 MB | 28 MB |
| Age rating | 4+ | 4+ |
| Developer | Pedro Araujo | Wilton Fernandes da Silva |
Customer experience
Finanças
Expense Tracker
In-app purchases
Finanças
- Acesso Premium$1.991 Month
- Finanças Premium Quarterly$4.993 Months
- Finanças Premium Yearly3 Days trial$14.991 Year
Expense Tracker
- Paguei! Pro Mensal$1.491 Month
- Paguei! Pro Anual3 Days trial$11.491 Year









