Debt Payoff Tracker vs Debt Payoff Plan

Zero - Know Your Debt-Free Date. Zero is the debt payoff app built around one number that actually matters: the day you make your last payment. Every balance, every repayment, every interest charge - tracked with precision so you can see exactly where every dollar goes and exactly how fast you can reach freedom. CHOOSE YOUR STRATEGY - Debt Snowball: Pay off your smallest balance first. Build momentum. Feel wins compound. - Debt Avalanche: Attack the highest-interest debt first. Pay less interest overall. - Compare both side-by-side: see which strategy saves more in interest and time. - Switch strategies anytime without losing your data. UNDERSTAND WHERE EVERY DOLLAR GOES - See every balance you owe - credit cards, auto loans, personal debts, and more - Track monthly interest charges and total interest cost per debt - Watch your principal balance shrink with every repayment - Know how your income and expenses affect your debt payoff pace - What-If Calculator: how much do you save by adding $100 or $500 per month? WATCH YOUR PROGRESS - Total debt countdown with a live payoff date projection - Milestone celebrations at 25%, 50%, 75%, and the moment you reach zero - Days-to-freedom countdown (Premium) - Full repayment history (Premium) AI DEBT COACH (PREMIUM) Ask your AI coach anything about your debts, your repayment options, or your path to financial freedom. - "Should I switch from Snowball to Avalanche?" - "What if I repay an extra $300 this month?" - "How do I free up income to accelerate my payoff?" Powered by advanced AI. 30 questions per day. ZERO PRO FEATURES - Unlimited debts (free tier: up to 5) - Full repayment history - Interest vs. principal monthly breakdown - Payoff timeline visualization - Days-to-freedom countdown - AI Debt Coach (30 queries/day) - Export to CSV - Shareable progress cards - Custom app icons FREE TIER INCLUDES - Up to 5 debts tracked - Snowball and Avalanche strategies with side-by-side comparison - Payment logging with milestone celebrations - Payoff date projection - What-If Calculator Zero Pro is available as a monthly ($4.99/month) or yearly ($39.99/year) subscription. A 50% introductory offer may be available for new subscribers. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Debt is heavy. Your plan won't be. Weightless gives you a simple, motivating debt payoff plan using the snowball method: smallest debt first, and every win rolls into the next one. HOW IT WORKS - Add your debts - just the balance, interest and minimum payment. Takes a minute. - Get your plan - the exact month you could be debt-free, and how much sooner that is than paying minimums. - Log payments as you go - watch the progress bar fill and your date move closer. - Crush a debt - and we celebrate properly. Its payment rolls into the next one. WHY PEOPLE STICK WITH IT - Plan faster payoff: see what an extra $25, $50 or $100 a month actually does. - The payoff curve: your plan versus minimum payments, on one chart. - A friendly companion who cheers you on (you'll meet them). WHAT WE DON'T DO - No bank logins. Ever. Your numbers stay on your phone. - No accounts, no spreadsheets, no judgment. - Cancel anytime in two taps - including us. Weightless Premium is a subscription (yearly with a free trial, or weekly). Payment goes through your Apple account. Privacy policy: https://incensor.se/weightless/privacy/ Terms of use: https://incensor.se/weightless/terms/