DayWallet vs PiggyPulse

Your bank balance doesn’t tell you what you can spend. DayWallet does. Know exactly what you can safely spend today — after your bills, protected money, your next payday, and a safety buffer you control. One number. Updated daily. No bank link required. HOW IT WORKS DayWallet calculates your Safe to Spend number based on your balance, upcoming bills, protected Saving Jars, safety buffer, and days until payday. No complex budgeting. No spreadsheets. No guesswork. Just a clear number that tells you if you can afford that coffee, dinner, or impulse buy — without hurting next week. WHAT MAKES IT DIFFERENT Protected Bills Bills due before payday are automatically set aside so you don’t accidentally spend them. Saving Jars Create jars for holidays, emergencies, gifts, or personal goals. Money added to protected jars stays out of your daily Safe to Spend. Protection is on by default, and you can turn it off anytime. Pay Cycle Aware Your spending adjusts based on when your next income arrives. Runway See how many days your money will last. Teal = comfortable Amber = watch it Red = act now Safety Buffer Keep money aside for emergencies or unexpected expenses. Smarter Categories Track spending with improved categories and understand where your money goes. Business Expense Tracking Mark personal or business expenses and track them separately. Multiple Income Sources Track salary, freelance work, or side income separately. Insights See your net cash flow for any period, where your money went by category, and how personal and business spending compare. Works Offline No account. No bank connection. Your data stays on your device. TRACK WHAT MATTERS • Log expenses and income in seconds • Categorise spending • Mark expenses as personal or business • Create Saving Jars for goals • Choose whether each jar is protected • Recurring and one-off bills • Mark bills as paid, paid outside DayWallet, waived or skipped • See and resolve overdue bills • Filter your history by type, purpose or category • Edit or delete with a swipe • Daily and bill reminders PREMIUM Try free, upgrade anytime. DayWallet Premium: • Monthly and yearly plans, pricing varies by region • Unlimited Saving Jars, free includes 2 • Longer Insights: 90 days, 6 months and 1 year — free includes today, 7 days and this month • Full category breakdown and personal vs business in Insights Upgrade for: • Unlimited bills, free includes 10 • Unlimited income sources, free includes 2 • Full history, free includes 90 days • Insights beyond 30 days • Export to CSV • No ads Subscriptions automatically renew unless cancelled at least 24 hours before the end of the current period. Subscriptions can be managed and cancelled anytime in your Apple ID account settings. PRIVACY FIRST Everything stays on your device. No account. No cloud. No bank connection. Your data is yours. DayWallet is for anyone who wants a simple answer to one question: Can I afford this today? Privacy Policy: https://daywallet.mudriclab.com/privacy Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

PiggyPulse is a personal budget tracker that works the way you do — not on fixed monthly cycles, but on custom periods that match your real life. Whether you get paid bi-weekly, want to track spending per project, or simply prefer a different rhythm, PiggyPulse lets you define your own budget periods and track every euro, dollar, or pound against them. TRACK YOUR SPENDING Record income, expenses, and transfers between accounts Categorize transactions with custom categories and icons Assign vendors to track where your money goes Filter and search across all your transactions CUSTOM BUDGET PERIODS Create periods of any length — weekly, bi-weekly, monthly, or custom Set up auto-creation schedules so periods generate automatically Compare spending consistency across periods BUDGET PLANNING Assign budgets to categories Track spending against limits with visual progress bars See projected spending pace and remaining budget at a glance MULTIPLE ACCOUNTS Manage checking, savings, credit cards, and allowance accounts View net position across all accounts Track balance changes per period PRIVACY FIRST No bank connections — you control what data goes in No analytics or tracking No ads Your data is encrypted when stored Your data is stored in Europe Export or delete your data anytime BUILT FOR YOU Dark themes designed for comfortable daily use Custom period selector accessible from every screen Pull-to-refresh and swipe actions throughout Face ID / biometric authentication Push notifications for budget alerts PiggyPulse helps you track your money manually, privately, and on your own schedule.