Spendler vs PiggyPulse

Track every dollar — without linking your bank. Spendler is the expense tracker for people who want to actually understand their money, not just watch it disappear. Log spending in seconds. See where it really goes. Build the habits that make budgets stick. No bank login. No data harvesting. No financial accounts to connect. Your money, in your hands. — LOG SPENDING IN SECONDS — Add an expense in three taps: amount, category, done. Attach a photo of the receipt by scanning it with your camera. Track cash, credit cards, debit, and digital wallets — all in one place. Bookmark important transactions to find them later. — BUDGETS THAT ACTUALLY WORK — Set a monthly spending limit and category-level budgets. Watch your real spending tick against your plan in real time. Compare month-over-month and finally see the patterns hiding in your habits. — NEVER MISS A SUBSCRIPTION — Add every recurring payment — Netflix, Spotify, gym, insurance, that random app from 2022. Get notified the day before any subscription renews so nothing slips through. — SAVINGS GOALS — Build goals for what matters: emergency fund, travel, a new laptop, a first apartment. Track every contribution. Hit the milestone. Start the next one. — SMART AUTO-CATEGORIZATION — Set keyword rules once and Spendler categorizes transactions automatically as you log them. "Chipotle" → Food. "Uber" → Transport. No more sorting receipts on a Sunday night. — REPORTS YOU'LL ACTUALLY READ — See spending trends by week, month, or year. Break down by category and drill into sub-categories to find your real money leaks. Spot the patterns. Fix the leaks. — ASK PENNY — YOUR AI MONEY ASSISTANT — Chat with Penny, the built-in AI that actually knows your spending. Ask "how much did I spend on coffee this month?" or "what's my biggest leak?" Get answers, not spreadsheets. — PEOPLE & SHARED EXPENSES — Track money you've lent, money you owe, Venmo splits with roommates, the dinner you covered last week. Running balance per person. No more awkward texts. — OFFLINE-FIRST, PRIVACY-FIRST — Log transactions without internet — Spendler syncs the moment you're back online. Hide your balance instantly when someone's looking over your shoulder. Sign in with Apple or Google for secure iCloud backup. — BUILT FOR REAL LIFE — - Daily reminders and weekly spending reports - 25+ currencies with proper locale formatting - Clean, minimal black & white design - Income tracking, not just expenses - Works on iPhone and iPad PERFECT FOR: - Young professionals tracking their first real paycheck - College students managing tight budgets - Freelancers with variable income - Couples splitting shared expenses - Anyone who tried bank-linking budget apps and wanted something simpler, manual, and private Privacy Policy: https://spendler.app/privacy Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

PiggyPulse is a personal budget tracker that works the way you do — not on fixed monthly cycles, but on custom periods that match your real life. Whether you get paid bi-weekly, want to track spending per project, or simply prefer a different rhythm, PiggyPulse lets you define your own budget periods and track every euro, dollar, or pound against them. TRACK YOUR SPENDING Record income, expenses, and transfers between accounts Categorize transactions with custom categories and icons Assign vendors to track where your money goes Filter and search across all your transactions CUSTOM BUDGET PERIODS Create periods of any length — weekly, bi-weekly, monthly, or custom Set up auto-creation schedules so periods generate automatically Compare spending consistency across periods BUDGET PLANNING Assign budgets to categories Track spending against limits with visual progress bars See projected spending pace and remaining budget at a glance MULTIPLE ACCOUNTS Manage checking, savings, credit cards, and allowance accounts View net position across all accounts Track balance changes per period PRIVACY FIRST No bank connections — you control what data goes in No analytics or tracking No ads Your data is encrypted when stored Your data is stored in Europe Export or delete your data anytime BUILT FOR YOU Dark themes designed for comfortable daily use Custom period selector accessible from every screen Pull-to-refresh and swipe actions throughout Face ID / biometric authentication Push notifications for budget alerts PiggyPulse helps you track your money manually, privately, and on your own schedule.