Spendler vs Pouch

Track every dollar — without linking your bank. Spendler is the expense tracker for people who want to actually understand their money, not just watch it disappear. Log spending in seconds. See where it really goes. Build the habits that make budgets stick. No bank login. No data harvesting. No financial accounts to connect. Your money, in your hands. — LOG SPENDING IN SECONDS — Add an expense in three taps: amount, category, done. Attach a photo of the receipt by scanning it with your camera. Track cash, credit cards, debit, and digital wallets — all in one place. Bookmark important transactions to find them later. — BUDGETS THAT ACTUALLY WORK — Set a monthly spending limit and category-level budgets. Watch your real spending tick against your plan in real time. Compare month-over-month and finally see the patterns hiding in your habits. — NEVER MISS A SUBSCRIPTION — Add every recurring payment — Netflix, Spotify, gym, insurance, that random app from 2022. Get notified the day before any subscription renews so nothing slips through. — SAVINGS GOALS — Build goals for what matters: emergency fund, travel, a new laptop, a first apartment. Track every contribution. Hit the milestone. Start the next one. — SMART AUTO-CATEGORIZATION — Set keyword rules once and Spendler categorizes transactions automatically as you log them. "Chipotle" → Food. "Uber" → Transport. No more sorting receipts on a Sunday night. — REPORTS YOU'LL ACTUALLY READ — See spending trends by week, month, or year. Break down by category and drill into sub-categories to find your real money leaks. Spot the patterns. Fix the leaks. — ASK PENNY — YOUR AI MONEY ASSISTANT — Chat with Penny, the built-in AI that actually knows your spending. Ask "how much did I spend on coffee this month?" or "what's my biggest leak?" Get answers, not spreadsheets. — PEOPLE & SHARED EXPENSES — Track money you've lent, money you owe, Venmo splits with roommates, the dinner you covered last week. Running balance per person. No more awkward texts. — OFFLINE-FIRST, PRIVACY-FIRST — Log transactions without internet — Spendler syncs the moment you're back online. Hide your balance instantly when someone's looking over your shoulder. Sign in with Apple or Google for secure iCloud backup. — BUILT FOR REAL LIFE — - Daily reminders and weekly spending reports - 25+ currencies with proper locale formatting - Clean, minimal black & white design - Income tracking, not just expenses - Works on iPhone and iPad PERFECT FOR: - Young professionals tracking their first real paycheck - College students managing tight budgets - Freelancers with variable income - Couples splitting shared expenses - Anyone who tried bank-linking budget apps and wanted something simpler, manual, and private Privacy Policy: https://spendler.app/privacy Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Pouch is a minimalist expense tracker that keeps your money data where it belongs — on your phone. Log an expense in seconds with a fast keypad, then organize it three ways: a category (always one), tags (as many as you like), and a group (for trips, projects, or budgets). Everything else — insights, calendars, group dashboards — is computed live from what you've logged. EVERYTHING STAYS ON YOUR DEVICE • No account, no sign-up — open the app and start • Works completely offline; the app makes no network requests • No ads, no analytics, no tracking • Export your full history anytime as CSV or JSON via the share sheet • Delete the app and the data is gone — nothing lives in a cloud DESIGNED TO STAY OUT OF YOUR WAY • Fast add: keypad, date strip, and inline category, tag and group pickers • Today: your day at a glance with a running monthly pulse • Calendar: your spending mapped over the month • Groups: budgets with progress bars and per-group dashboards • Insights: honest, card-based analysis that appears only when your data supports it • Search your entire history by note, amount, category, or date • Custom categories and tags with a curated icon set FIRST LAUNCH Pouch starts with a short guide and a few clearly-marked sample entries so you can feel the app immediately. One tap ("Start fresh") wipes the samples and hands you a clean ledger. Pouch is completely free. Questions or ideas? coding.harshp@gmail.com