Basic Checkbook vs BalancePilot

Your bank app shows what cleared. Basic Checkbook shows what's real. Most banking apps only reflect transactions that have already posted, not the check you wrote yesterday, the bill that hits Friday, or the withdrawal you made this morning. Basic Checkbook is a personal transaction register that lets you log every dollar as you spend it, across checking, savings, and credit cards, so your running balance is always accurate, always up to date, and always yours. No bank logins. No syncing your credentials to a third-party server. Just a fast, private checkbook register that works the way a checkbook always has, only better. WHAT YOU CAN DO • Log purchases, deposits, bills, withdrawals, checks, credits, and transfers as they happen • Watch your true running balance update with every entry • See every account's combined total at the top, with card debt subtracted • See any month at a glance, free: money in, money out, your net, and your biggest expense • Track credit cards alongside your bank accounts: what you owe, the credit you have left, your APR, and the day payment is due • See how much of a card's limit you are using at a glance, so you know when a balance is creeping up • Decide what interest costs you: your card shows a projected charge on its due day, and you accept, adjust, or skip it. Nothing posts unless you say so. • Add a transaction from your home screen with the Quick Add widget • Add a transaction hands-free with Siri, the Shortcuts app, or Spotlight • Mark items cleared one at a time, fly through a statement with Quick Reconcile, or balance against your bank with the guided Reconcile to Statement flow • Void a canceled or torn-up check and keep it on the record while the money returns to your balance • Tag transactions with as many labels as you like, and reuse any tag with one tap • Filter by type or status (Uncleared, Cleared, or All) and search your whole register by payee, amount, memo, or tag • Schedule recurring bills and income with reminders, and let them post on the right day • Earn interest on savings: choose the day it posts each month, and see the total at a glance • Get your next check number suggested for you when you write a check • Scan a check or receipt to fill in the details automatically • Track a different currency per account • Keep every account in sync across your devices with iCloud, free • Back up your entire register to a file and restore it anytime • Lock the app with Face ID, Touch ID, or a passcode you can reset if you forget • Add your bank's logo to each account BASIC CHECKBOOK PREMIUM Two ways to upgrade, and one of them you pay for exactly once. Lifetime Premium is a single purchase that never renews and never expires. If you would rather not rent the software you balance your accounts with, take that one. A yearly plan is there if you prefer it. Both unlock: • Unlimited accounts: keep checking, savings, credit cards, and more in one place • Full Monthly Recap: the tags and payees you spent the most on, plus save any month as a PDF • Payoff plan: set a monthly payment on any credit card and see the payoff date, the interest it costs, and the final payment • Projected balance: see where your balance is headed from your scheduled and recurring activity • Receipt photos: attach a photo of any receipt to the transaction it belongs to • Spending analytics: charts, trends, budgets, and period comparisons • Monthly PDF statements: export clean, bank-style statements for any date range • CSV import and export: bring your history in, or take it anywhere • Color themes and app icons: make Checkbook yours with premium palettes and home-screen icons Basic Checkbook doesn't connect to your bank. It never reads your transactions automatically or stores your credentials anywhere. It's your ledger: private, accurate, and completely in your control. Privacy Policy: https://basicapps.tech/privacy Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

BalancePilot is a manual debt payoff planner that helps you decide what to pay next, organize upcoming payments, and build a realistic plan around the money you have available. See scheduled payments, protected cash, upcoming minimums, funding shortfalls, and extra-payoff opportunities in one clear Payday Plan. No bank connection is required. BalancePilot does not move money or make payments. You stay in control by entering and updating the information you want the app to use. BUILD YOUR DEBT PAYOFF PLAN Track credit cards, auto loans, student loans, medical bills, personal loans, and other debts in one place. • Track balances, APRs, minimum payments, due dates, and statement dates • Monitor credit utilization • Record completed payments • Plan one-time and recurring payments • Track deferred-interest promotions • View account progress and insights PLAN AROUND YOUR PAYDAY Build a plan based on available cash and upcoming obligations. • Protect your safety buffer and other cash commitments • See scheduled payments directly in your Payday Plan • Identify minimums due before your next payday • See how much of each cash protection is funded • View any remaining cash-protection shortfall • See what is available for extra payoff • Keep Available, Protected, Free to Plan, and Shortfall totals consistent across the app Scheduled payments can still count toward minimum coverage when cash reservation is off. KNOW WHAT NEEDS ATTENTION BalancePilot reviews the information you enter to help surface obligations that may need attention first. • Due and past-due payment alerts • Payday-aware payment planning • Planned Payment and AutoPay tracking • Minimum-payment coverage • Credit utilization guidance • Credit Score Focus planning • Upcoming payment timeline and reminders COMPARE PAYOFF STRATEGIES Explore payoff approaches and see how each may affect your projected debt-free date and estimated interest. • Debt Avalanche • Debt Snowball • Smart Hybrid • Accelerated Payoff • Credit Score Focus • Custom payoff ordering • Projected payoff timeline PREVIEW PURCHASES AND NEW LOANS Explore how a new purchase or loan could affect your current payoff plan before committing. • Preview the impact of a new purchase • Estimate a monthly loan payment • Compare multiple loan offers • Review changes to your payoff timeline • Save planned loans before adding them as active debt • Scan eligible loan documents to help fill in details IMPORT AND ORGANIZE STATEMENTS For supported U.S. statements, BalancePilot can help extract account information from eligible PDF statements. Imported details may include: • Current balance • Minimum payment • Due date • Statement close date • Credit limit • Promotional balances and expiration details Always verify imported information against the original statement before saving. STAY ORGANIZED • Payment calendar and upcoming timeline • Needs Attention alerts • Payoff progress charts • Payment history • Deferred-interest promotion tracking • Exportable payoff summaries BALANCEPILOT PRO Upgrade to BalancePilot Pro to unlock: • Statement PDF Analyzer • Loan Impact Preview • Compare Loan Offers • Planned Loans • Export Payoff Summary • Additional planning insights IMPORTANT INFORMATION BalancePilot is an educational planning tool. It does not connect to your bank, make payments, negotiate with lenders, or provide financial, legal, tax, credit, or investment advice. Projections and recommendations are estimates based on the information you enter and may not reflect actual lender calculations, interest charges, payment processing, promotional terms, or credit-score changes. Always confirm balances, payment amounts, due dates, interest rates, promotional terms, and payoff information with your lenders. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/