Basic Checkbook vs Checkbook Register

Your bank app shows what cleared. Basic Checkbook shows what's real. Most banking apps only show transactions that have already posted, not the check you wrote yesterday, the bill that hits Friday, or the withdrawal you made this morning. Basic Checkbook is a personal register where you log every dollar as you spend it, across checking, savings, credit cards, and brokerage accounts, so your running balance is always accurate, up to date, and yours. No bank logins. No credentials on anyone's server. Just a fast, private register that works the way a checkbook always has, only better. WHAT YOU CAN DO • Log purchases, deposits, bills, withdrawals, checks, credits, and transfers as they happen • Watch your true running balance update with every entry • See every account's combined total at the top, with card debt subtracted • See any month at a glance, free: money in, money out, your net, and your biggest expense • Track credit cards alongside your bank accounts: what you owe, the credit you have left, your APR, and the day payment is due • See how much of a card's limit you are using, so you know when a balance is creeping up • Decide what interest costs you: your card shows a projected charge on its due day, and you accept, adjust, or skip it • Add a transaction from your home screen with the Quick Add widget • Add a transaction hands-free with Siri, the Shortcuts app, or Spotlight • Mark items cleared one at a time, fly through a statement with Quick Reconcile, or balance a statement step by step • Void a canceled or torn-up check and keep it on the record while the money returns to your balance • Tag transactions with as many labels as you like, and reuse any tag with one tap • Filter by type or status and search your whole register by payee, amount, memo, or tag • Schedule bills and income every 1 to 4 weeks, twice a month, monthly by date or weekday, quarterly, or yearly, with reminders, and skip one • Set a low balance warning and get a notice two days before a scheduled bill takes the balance under it • Earn interest on savings: choose the day it posts each month, and see the total at a glance • Track a brokerage account, 401(k) or IRA by its value: type it, paste it, scan a screenshot, or ask Siri, and Checkbook writes the gain or loss, shows your return, and reminds you to update it • Scan a check or receipt to fill in the details automatically • Track a different currency per account • Keep every account in sync across your devices with iCloud, free • Back up your entire register to a file and restore it anytime • Bring your history from another checkbook app: import its QIF or CSV file, free • Lock the app with Face ID, Touch ID, or a passcode BASIC CHECKBOOK PREMIUM Two ways to upgrade: Lifetime Premium, one purchase that never renews or expires, or a yearly plan. Both unlock: • Unlimited accounts: keep checking, savings, credit cards, brokerage, and more in one place • Your accounts over time: tap the total and see how they have moved, month by month, with a tile for each one • Full Monthly Recap: the tags and payees you spent the most on, plus save any month as a PDF • Payoff plan: set a monthly payment on any credit card and see the payoff date and what the interest will cost • Projected balance: where your balance is headed from your scheduled and recurring activity • Receipt photos: attach a receipt to the transaction it belongs to • Spending analytics: charts, trends, budgets, and period comparisons • Monthly PDF statements: clean, bank-style statements for any date range • CSV export: take your history anywhere • Color themes and app icons: premium palettes and home-screen icons Basic Checkbook doesn't connect to your bank or your brokerage. It never reads your transactions or stores your credentials anywhere. It's your ledger: private, accurate, and completely yours. Privacy Policy: https://basicapps.tech/privacy Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Track your income, expenses, and account balances with LedgerFlow — a personal finance and checkbook register app designed for people who want complete control over their money without linking a bank account. Manage your finances manually, maintain an accurate checkbook, and know exactly where your money goes each month. Whether you are tracking household expenses or managing multiple accounts, LedgerFlow works as a reliable personal ledger and budget manager. From logging a single expense to managing recurring bills, everything stays organized in one place. FREE FEATURES • Checkbook Register – Track income, expenses, and transfers with a running balance • 2 Accounts – Manage checking, savings, credit, and cash accounts • Category Breakdown – Organize spending by category • Smart Search – Find any transaction by payee, amount, category, or date • Backup & Restore – Export a full backup and restore it anytime • CSV Export – Export your register to CSV for spreadsheets or accounting software • No Bank Login Required – Your data stays on your device, completely private LEDGERFLOW PRO (subscription required) • Unlimited Accounts – Add as many accounts as you need beyond the free two • Recurring Transactions – Schedule bills, subscriptions, and paychecks to post automatically • Monthly Reports – Visual charts showing income vs. expenses and top spending categories • Receipt Attachment – Attach photos of receipts directly to transactions • Advanced Reconciliation – Reconcile against bank statements with full history • Custom Categories – Create your own categories with custom icons LedgerFlow Pro is available as a weekly or yearly subscription. Payment is charged to your Apple ID account. Subscription automatically renews unless cancelled at least 24 hours before the end of the current period. You can manage and cancel subscriptions in your App Store account settings. Perfect for: • Personal expense and budget tracking • Household and family checkbook management • Freelance and small business bookkeeping • Rental income and property expense tracking • Anyone switching from a paper ledger or notebook register Terms of Use: https://checkbook-register.lovable.app/terms Privacy Policy: https://checkbook-register.lovable.app/privacy