Comparison

Debtly vs Debty

Price, ratings, monetisation and update history for both apps, side by side โ€” with what reviewers say about each.

Head to head
About

Debtly

Features
Read full description

Ever lend money to a friend and forget how much? Or realize you missed a bill payment because it slipped through the cracks? Debtly is the personal debt tracker that keeps every IOU, loan, bill, and receivable organized in one clean, private place โ€” so nothing gets lost. Whether you're tracking money you lent to friends, managing loans between family members, or keeping tabs on business receivables, Debtly gives you a crystal-clear picture of who owes you, who you owe, and exactly how each balance changes over time. WHY DEBTLY? Most finance apps are built for budgeting or debt payoff planning. Debtly is different โ€” it's designed specifically for tracking personal debts, IOUs, and money owed between people. No complicated setup. No bank connections required. Just simple, powerful debt tracking that works. CORE FEATURES: INSTANT DEBT RECORDING Add a new debt or IOU in seconds. Record who borrowed money, how much, when it's due, and attach notes for context. Supports multiple currencies so you can track debts across borders. PERSON-BY-PERSON OVERVIEW See every balance broken down by person. Know at a glance: who owes you the most, who you need to pay back first, and what the total picture looks like. No more guessing or mental math. SMART DUE DATE REMINDERS Never miss a repayment deadline. Set custom reminders for upcoming due dates and get notified before payments are late. Stay ahead of every obligation โ€” both what you owe and what's owed to you. BUILT-IN ANALYTICS & INSIGHTS Understand your debt patterns with visual analytics. See trends over time, identify which debts to prioritize for collection, and use smart payoff plans to decide what to settle first. MULTI-CURRENCY SUPPORT Track debts in different currencies without mixing them up. Perfect for international friendships, travel debts, or cross-border business dealings. ATTACH NOTES & HISTORY Add context to every entry with notes. Review the full payment history for each debt โ€” see what was paid, when, and what remains. Export data when you need records. 100% PRIVATE & AD-FREE Your financial data is yours alone. Debtly works without ads, without tracking, and without a forced account. No third-party access. No data mining. Just your debts, your way. ICLOUD SYNC (OPTIONAL) Keep your records synchronized across iPhone and iPad with optional iCloud sync. Your data stays updated on all your devices when you want it โ€” and stays private when you don't. PERFECT FOR: - Friends splitting dinner bills, rent, or vacation costs - Family members tracking shared expenses or personal loans - Freelancers managing client payments and receivables - Small business owners tracking who owes what - Anyone who lends or borrows money regularly PRIVACY FIRST: Debtly is built with privacy at its core. We believe your financial information should stay with you. That's why Debtly requires no account registration, has no ads or tracking, stores data locally on your device, and offers optional โ€” never forced โ€” cloud sync. Download Debtly today. Track every IOU, every loan, every bill. Never lose track of money again. --- Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://www.sefacemturan.com/privacy/debtly

About

Debty

Features
Read full description

Debty is your ultimate and easiest solution to record, manage, and track all your financial transactions professionally, ensuring your rights are protected and your budget is organized. Why choose Debty? - Comprehensive Debt Management: Clearly and easily record what you owe and what is owed to you. - Contacts Integration: Add people directly from your phone address book for faster entry. - Advanced Reports and Stats: Track your overall finances and payments, with the ability to export reports to share them. - High Security and Privacy: Your financial data is yours alone, protect the app using Face ID or a passcode. - Secure Backup: Never worry about losing your data. The app supports secure backups. - Smart Reminders: Get notified of due dates to avoid awkwardness and late payments. - Modern and Simple UI: A clean design that supports Dark Mode for the best user experience. Don't let your money get lost in the hustle of life. Download Debty today and take control of your personal finances!

Screenshots

Debtly4 screens
Debty4 screens

Verdict

The call

The clearest difference is in-app purchases: Debty at none against Debtly's 3. Debty also leads on iOS requirement (13.0 vs 15.6). On price, ads and device support there is nothing between them.

Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS

CostPrice ยท In-app purchases ยท Ads ยท Monetization

Both are free to download. Debtly sells 3 in-app purchases, starting at $3.99 per 7 days. Debty asks for nothing beyond the download.

Scorecard2 real differences ยท 4 level
Debtly versus Debty: the parameters behind the verdict, then further details
ParameterDebtlyDebty
PriceFreeFree
Update frequencyWeeklyโ€”
AdsNoNo
In-app purchasesYesNo โ€” better
DevicesiPhone, iPodiPhone, iPad, iPod โ€” better
Requires iOS15.613.0 โ€” better
Further details โ€” not scored
Size2 MB46 MB
Age rating4+4+
DeveloperSefa Cem TuranABDENNASSER ALLALOUCHE

In-app purchases

3 purchases

Debtly

Subscriptions3
  • Debtly Pro Weekly3 Days trial$3.997 Days
  • Debtly Pro Monthly3 Days trial$9.991 Month
  • Debtly Pro Yearly3 Days trial$29.991 Year
None

Debty

No in-app purchases

Questions

Is Debtly free?
Debtly is free to download, with in-app purchases available.
Is Debty free?
Debty is free to download, with no in-app purchases.
Do Debtly or Debty have ads?
Neither Debtly nor Debty shows ads.

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