0based vs Purso

0based is an AI-powered finance app that actually understands your money. Track personal and business finances in one place — then ask your AI advisor anything. Can I afford to hire? Am I overspending? What's my runway? Get real answers based on your real data. PERSONAL FINANCE Track all your accounts — checking, savings, credit cards, loans. Set budgets by category, track bills and due dates, and let AI spot patterns in your spending you might miss. STARTUP & BUSINESS Monitor your cash position and expenses. Track burn rate and runway. Ask the AI anything about your company finances — it knows your numbers. AI THAT KNOWS YOUR MONEY Ask anything in plain English. The AI analyzes your actual accounts, transactions, and budgets. It remembers your goals across conversations — every interaction builds on the last. SMART INSIGHTS AI-generated insights on your dashboard. Spending spikes, budget alerts, unusual activity — surfaced automatically. SHIELD MODE Not ready to face the numbers? Activate Shield Mode to hide your balances with a single tap. Let the AI surface what matters — insights, alerts, and patterns — so you stay informed without the anxiety. Full visibility when you want it. None when you don't. CONNECTED BANKING Link your bank accounts for automatic transaction sync. Your data updates in real time — no manual entry required. BUILT FOR PRIVACY Sign in with Apple — no email or name collected. Your data is never sold or shared. Export or delete anytime.

Your financial life belongs on your phone - not on someone else's server. Purso is a budget tracker, debt tracker, and recurring expense manager that works 100% offline. No bank login. No account. No subscription. No ads. Pay once, own it forever. What Purso does: - Budget: set monthly limits per category, watch progress bars fill in real time - Debt: track what you owe, log payments, watch the balance shrink - Recurring: set it once, Purso logs it automatically every month - Reports: compare months, see category breakdowns, track your progress - Widgets: your budget on your home screen without opening the app - Export: CSV and XLSX, anytime, to your Files app What Purso doesn't do: - Connect to your bank: ever - Create an account for you - Send your data anywhere - Show you ads - Charge a monthly fee Your data lives in a single file on your device. Delete the app and it's gone. Export it and it's yours. No one else can see it, lose it, or sell it. Purso works offline. On a plane, in a tunnel, with no signal - it works. One-time purchase. No subscription. Yours forever. Privacy Policy: https://getpenno.com/privacy/