Expense Tracker vs Pace
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Expense Tracker
Effortlessly track daily income and expenses with a notebook-like interface. On-device AI automatically categorizes your entries, and all data is securely stored locally or synced via iCloud. Customize your experience with various page styles and widgets.
- Notebook-style daily expense and income tracking
- On-device AI for automatic categorization
- Local data storage and private iCloud sync
- Customizable page styles, fonts, and currency
- Home screen widgets for quick overview
- Offline functionality
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YOUR DAILY CASHBOOK: Today Expenses brings the simplicity of a paper notebook to your personal finances. Write naturally — jot down what you spent or earned, and on-device AI fills in the details automatically. No outside servers, no account creation. Everything stays securely in your own iCloud. Each day gets its own page. Turn back to see previous days. Turn forward to plan ahead. HOW IT WORKS Open the app to your Today Page Tap Expense or Income to set the record type Type naturally — "coffee 4.50" or "freelance payment 2500" On-device AI extracts the category and amount instantly Tap any record to edit or correct the details Turn the page to navigate between days RECORD KEEPING Daily notebook page for expenses and income One page per day — navigate forward and back through any date Add, edit, and delete records on any day Tap the metadata panel to correct anything the AI gets wrong Set your own category, amount, and currency manually anytime AI MODELS Two on-device AI models — you choose. Apple Foundation Models — powered by Apple Intelligence. Reads your full note and infers meaning from context. Available on iPhone 15 Pro and later. Pre-Trained Model — trained on 16,700 expense and income notes across 71 categories. Works on every iPhone, with or without Apple Intelligence. Fast, private, fully on-device. Your notes are never sent to any server. Your data is never used to train any model. Switch between models anytime from Settings. PAGE STYLES AND CUSTOMIZATION Multiple paper styles including Classic, Ivory Rose, Obsidian Gold, Sage, and more Choose your font and font size Set your preferred currency and category list Set an initial balance for accurate net tracking BUDGETS Set a budget for any category, or one overall budget for everything Track spending against your budget as you record See how much is left at a glance Adjust or remove a budget anytime CHARTS AND INSIGHTS Net balance tracking over time Spending and income breakdown by category Weekly and monthly overviews 6-month chart and spending calendar HOME SCREEN WIDGETS Today Balance, Today Records, This Week, This Month 6 Month Overview, Spending Calendar, Streak, Category Breakdown Multiple sizes — small, medium, and large Widgets follow your chosen page style theme SYNC AND PRIVACY Stored locally and synced privately to your iCloud via CloudKit No accounts, no sign-up, no outside servers Works fully offline — syncs automatically when you reconnect FREE PERIOD AND PLANS 24 hours of full access to try everything — no card required. Choose a monthly or yearly subscription, or buy once and keep it forever. WHY TODAY EXPENSES? Notebook-style UI that makes recording feel natural Two on-device AI models — Apple Foundation Models or Pre-Trained Model Pre-Trained Model works on every iPhone, no Apple Intelligence needed Budgets by category or for everything, tracked as you write Beautiful page styles, fonts, and home screen widgets Full offline support with automatic iCloud sync No ads. No account required. Your data stays yours. REQUIREMENTS iOS 26 or later and iCloud required. Pre-Trained Model works on every supported device. Apple Foundation Models requires Apple Intelligence on iPhone 15 Pro or later. If unavailable, Pre-Trained Model is used automatically. TRY IT FREE Download and start with 24 hours of full free access — no card required. Privacy Policy: https://www.notion.so/Today-Expenses-Privacy-Policy-3392d576f5a48029a0dedcca7dd3ae31?source=copy_link Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Pace
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Pace is a budget planner and expense tracker that helps you see whether your spending is on track for the month. Instead of only showing what you already spent, Pace compares your spending progress with the time left in your budget cycle, so you can tell when you're spending too fast and adjust before you go over budget. FEATURES • Track expenses quickly and clearly • Set a monthly budget • See how much budget is left • Compare spending progress with time progress • Stay aware of recurring bills and subscriptions • Review spending by category, week, and month • Look back at past budget cycles and summaries WHY PACE Most budgeting apps tell you what happened. Pace helps you understand where you stand right now. It shows not just how much you've spent, but whether that spending still makes sense for this point in the month. That makes it easier to answer questions like: Am I still on track this month? How much can I safely spend? Are upcoming bills going to make the rest of the month tighter? Is overspending becoming a pattern? Pace is designed to make personal budgeting feel clearer, more visual, and easier to understand at a glance. Pace is free to download and get started.
Screenshots
Verdict
The clearest difference is in-app purchases: Pace at none against Expense Tracker's 2. Pace also leads on iOS requirement (17.0 vs 26.0). Expense Tracker's advantage is update cadence (every 3 days vs every 9 days). On price, ads and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Expense Tracker sells 2 in-app purchases, starting at $3.99 per month. Pace asks for nothing beyond the download.
Expense Tracker ships an update every 3 days, Pace every 9 days. Both last shipped on October 31, 2026.
| Parameter | Expense Tracker | Pace |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (2 ratings) — better | — |
| Positive reviews | 100.0% of reviews | — |
| Number of ratings | 2 — better | — |
| Update frequency | Every 3 days — better | Every 9 days |
| Ads | No | No |
| In-app purchases | Yes | No — better |
| Monetization | Free with in-app purchases | — |
| Devices | iPhone | iPhone |
| Requires iOS | 26.0 | 17.0 — better |
| Further details — not scored | ||
| Size | 99 MB | 49 MB |
| Age rating | 4+ | 4+ |
| Developer | Min Thet Maung | 伯滔 韩 |
In-app purchases
Expense Tracker
- Monthly3 Days trial$3.991 Month
- Yearly$14.991 Year
Pace
No in-app purchases









